mBank SA

WAR:MBK Poland Banks - Regional
Market Cap
$10.77 Billion
zł44.78 Billion PLN
Market Cap Rank
#3689 Global
#8 in Poland
Share Price
zł1053.00
Change (1 day)
+2.58%
52-Week Range
zł701.20 - zł1100.00
All Time High
zł1100.00
About

mBank S.A. provides various banking and financial services in Poland, the Czech Republic, Slovakia, and internationally. The company provides retail, SME, corporate, and investment banking services. It offers banking services, such as personal, savings, currency, investment, and business accounts, as well as various deposits. It also provides debit and credit cards; cash, car, secured, and corpor… Read more

mBank SA (MBK) - Total Assets

Latest total assets as of December 2025: zł280.25 Billion PLN

Based on the latest financial reports, mBank SA (MBK) holds total assets worth zł280.25 Billion PLN as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

mBank SA - Total Assets Trend (2002–2025)

This chart illustrates how mBank SA’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

mBank SA - Asset Composition Analysis

Current Asset Composition (December 2025)

mBank SA's total assets of zł280.25 Billion consist of 0.0% current assets and 0.0% non-current assets.

Asset Category Amount (PLN) % of Total Assets
Cash & Equivalents zł0.00 17.2%
Accounts Receivable zł0.00 0.0%
Inventory zł0.00 0.0%
Property, Plant & Equipment zł0.00 0.0%
Intangible Assets zł2.22 Billion 0.8%
Goodwill zł24.23 Million 0.0%

Asset Composition Trend (2002–2025)

This chart illustrates how mBank SA's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: mBank SA's current assets represent 0.0% of total assets in 2025, a decrease from 56.6% in 2002.
  • Cash Position: Cash and equivalents constituted 17.2% of total assets in 2025, up from 1.3% in 2002.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 2.0% in 2002.
  • Asset Diversification: The largest asset category is intangible assets at 0.8% of total assets.

mBank SA Competitors by Total Assets

Key competitors of mBank SA based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

mBank SA - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.07

Lower asset utilization - mBank SA generates 0.04x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: -0.59% - 1.26%

Moderate ROA - For every $100 in assets, mBank SA generates $ 1.26 in net profit.

mBank SA - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.15 0.16 9.13
Quick Ratio 0.15 0.32 9.13
Cash Ratio 0.00 0.00 0.00
Working Capital zł-174.19 Billion zł -128.17 Billion zł 7.87 Billion

mBank SA - Advanced Valuation Insights

This section examines the relationship between mBank SA's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.87
Latest Market Cap to Assets Ratio 0.01
Asset Growth Rate (YoY) 13.9%
Total Assets zł280.25 Billion
Market Capitalization $3.33 Billion USD

Valuation Analysis

Below Book Valuation: The market values mBank SA's assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: mBank SA's assets grew by 13.9% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for mBank SA (2002–2025)

The table below shows the annual total assets of mBank SA from 2002 to 2025.

Year Total Assets Change
2025-12-31 zł280.25 Billion +13.94%
2024-12-31 zł245.96 Billion +8.36%
2023-12-31 zł226.98 Billion +8.14%
2022-12-31 zł209.89 Billion +5.19%
2021-12-31 zł199.54 Billion +16.00%
2020-12-31 zł172.01 Billion +8.37%
2019-12-31 zł158.72 Billion +8.90%
2018-12-31 zł145.75 Billion +10.90%
2017-12-31 zł131.42 Billion -1.73%
2016-12-31 zł133.74 Billion +8.27%
2015-12-31 zł123.52 Billion +4.69%
2014-12-31 zł117.99 Billion +13.14%
2013-12-31 zł104.28 Billion +2.00%
2012-12-31 zł102.24 Billion +3.40%
2011-12-31 zł98.88 Billion +9.81%
2010-12-31 zł90.04 Billion +11.13%
2009-12-31 zł81.02 Billion -1.73%
2008-12-31 zł82.45 Billion +70.32%
2007-12-31 zł48.41 Billion +31.33%
2006-12-31 zł36.86 Billion +12.58%
2005-12-31 zł32.74 Billion +0.07%
2004-12-31 zł32.72 Billion +7.15%
2003-12-31 zł30.54 Billion +11.33%
2002-12-31 zł27.43 Billion --