Challenger Ltd - Asset Resilience Ratio

Latest as of December 2025: 2.14%

Challenger Ltd (CGF) has an Asset Resilience Ratio of 2.14% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

AU$755.20 Million
≈ $534.35 Million USD Cash + Short-term Investments

Total Assets

AU$35.37 Billion
≈ $25.02 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how Challenger Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Challenger Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents AU$755.20 Million 2.14%
Short-term Investments AU$0.00 0%
Total Liquid Assets AU$755.20 Million 2.14%

Asset Resilience Insights

  • Limited Liquidity: Challenger Ltd maintains only 2.14% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Challenger Ltd Industry Peers by Asset Resilience Ratio

Compare Challenger Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Prudential plc
MX:PUKN
Insurance - Life 0.00%
Prudential plc
F:PRU2
Insurance - Life 0.00%
New China Life Insurance Co Ltd
SHG:601336
Insurance - Life 29.93%
ICICI Prudential Life Insurance Company Limited
NSE:ICICIPRULI
Insurance - Life 3.41%
Hapvida Participações e Investimentos S.A.
SA:HAPV3
Insurance - Life 9.67%
Nobleoak Life Ltd
AU:NOL
Insurance - Life 15.08%
Clearview Wealth Ltd
AU:CVW
Insurance - Life 22.11%
Manulife Financial Corp
TO:MFC
Insurance - Life 3.54%

Annual Asset Resilience Ratio for Challenger Ltd (2000–2025)

The table below shows the annual Asset Resilience Ratio data for Challenger Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-06-30 90.81% AU$31.74 Billion
≈ $22.46 Billion
AU$34.95 Billion
≈ $24.73 Billion
+1.09pp
2024-06-30 89.73% AU$29.97 Billion
≈ $21.21 Billion
AU$33.41 Billion
≈ $23.64 Billion
-1.24pp
2023-06-30 90.97% AU$28.18 Billion
≈ $19.94 Billion
AU$30.98 Billion
≈ $21.92 Billion
+0.10pp
2022-06-30 90.87% AU$27.02 Billion
≈ $19.12 Billion
AU$29.74 Billion
≈ $21.04 Billion
+48.06pp
2021-06-30 42.81% AU$12.84 Billion
≈ $9.08 Billion
AU$29.99 Billion
≈ $21.22 Billion
+13.62pp
2020-06-30 29.18% AU$8.34 Billion
≈ $5.90 Billion
AU$28.57 Billion
≈ $20.22 Billion
-7.18pp
2019-06-30 36.37% AU$9.99 Billion
≈ $7.07 Billion
AU$27.46 Billion
≈ $19.43 Billion
+6.22pp
2018-06-30 30.15% AU$7.63 Billion
≈ $5.40 Billion
AU$25.30 Billion
≈ $17.90 Billion
+2.80pp
2017-06-30 27.35% AU$6.30 Billion
≈ $4.46 Billion
AU$23.03 Billion
≈ $16.29 Billion
+0.33pp
2016-06-30 27.02% AU$5.74 Billion
≈ $4.06 Billion
AU$21.26 Billion
≈ $15.04 Billion
-2.53pp
2015-06-30 29.55% AU$5.48 Billion
≈ $3.88 Billion
AU$18.53 Billion
≈ $13.11 Billion
+15.22pp
2014-06-30 14.33% AU$2.48 Billion
≈ $1.76 Billion
AU$17.32 Billion
≈ $12.26 Billion
-9.74pp
2013-06-30 24.07% AU$4.28 Billion
≈ $3.03 Billion
AU$17.78 Billion
≈ $12.58 Billion
-0.53pp
2012-06-30 24.60% AU$4.37 Billion
≈ $3.09 Billion
AU$17.78 Billion
≈ $12.58 Billion
+24.38pp
2011-06-30 0.22% AU$40.00 Million
≈ $28.30 Million
AU$17.84 Billion
≈ $12.62 Billion
-7.21pp
2010-06-30 7.44% AU$1.37 Billion
≈ $966.89 Million
AU$18.38 Billion
≈ $13.00 Billion
+5.18pp
2009-06-30 2.26% AU$570.70 Million
≈ $403.81 Million
AU$25.24 Billion
≈ $17.86 Billion
-0.24pp
2008-06-30 2.51% AU$685.50 Million
≈ $485.03 Million
AU$27.36 Billion
≈ $19.36 Billion
+0.93pp
2007-06-30 1.57% AU$430.30 Million
≈ $304.46 Million
AU$27.38 Billion
≈ $19.38 Billion
+0.75pp
2006-06-30 0.82% AU$213.60 Million
≈ $151.14 Million
AU$25.89 Billion
≈ $18.32 Billion
-21.43pp
2005-06-30 22.26% AU$1.02 Billion
≈ $724.52 Million
AU$4.60 Billion
≈ $3.26 Billion
+13.77pp
2004-06-30 8.49% AU$481.59 Million
≈ $340.76 Million
AU$5.68 Billion
≈ $4.02 Billion
+3.84pp
2003-06-30 4.64% AU$249.10 Million
≈ $176.25 Million
AU$5.37 Billion
≈ $3.80 Billion
-69.06pp
2002-06-30 73.70% AU$388.33 Million
≈ $274.77 Million
AU$526.91 Million
≈ $372.83 Million
+56.77pp
2001-06-30 16.93% AU$112.35 Million
≈ $79.50 Million
AU$663.69 Million
≈ $469.60 Million
-7.81pp
2000-06-30 24.73% AU$175.35 Million
≈ $124.07 Million
AU$708.94 Million
≈ $501.62 Million
--
pp = percentage points

About Challenger Ltd

AU:CGF Australia Insurance - Life
Market Cap
$4.16 Billion
AU$5.88 Billion AUD
Market Cap Rank
#4056 Global
#96 in Australia
Share Price
AU$8.50
Change (1 day)
+2.04%
52-Week Range
AU$7.07 - AU$9.56
All Time High
AU$11.37
About

Challenger Limited is a publicly owned investment manager. The company also provides retirement services to its clients. It manages equity mutual funds. The firm invests into the public equity markets across the world. Challenger Limited was founded in 1985 and is based in Australia, Asia and United Kingdom.