Challenger Ltd (CGF) — Cash Flow-to-Debt Ratio

Latest as of December 2025: 0.03x

Challenger Ltd (CGF) has a Cash Flow-to-Debt Ratio of 0.03x as of December 2025, meaning its operating cash flow of AU$1.05 Billion could theoretically repay 0% of its total liabilities (AU$31.26 Billion) in one year. See how much free cash does Challenger Ltd generate to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.03x
Operating CF / Total Liabilities

Operating Cash Flow

AU$1.05 Billion
AUD

Total Liabilities

AU$31.26 Billion
AUD

Data as of

Dec 2025
Most recent filing

Challenger Ltd Cash Flow-to-Debt Ratio (2003–2025)

Historical debt coverage capacity for Challenger Ltd across 20 annual periods. Also explore CGF shareholders equity momentum to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for Challenger Ltd (2003–2025)

Year-by-year debt coverage analysis for Challenger Ltd. For market capitalisation and broader financial context, see Challenger Ltd market capitalisation.

Year CF-to-Debt Ratio Operating CF (AUD) Total Liabilities YoY Change
2025 0.01x AU$399.60 Million AU$31.09 Billion ▼ -55.0%
2024 0.03x AU$843.70 Million AU$29.52 Billion ▼ -39.8%
2023 0.05x AU$1.27 Billion AU$26.81 Billion ▼ -50.8%
2022 0.10x AU$2.49 Billion AU$25.75 Billion ▼ -1.9%
2021 0.10x AU$2.58 Billion AU$26.17 Billion ▲ +414.3%
2020 0.02x AU$484.90 Million AU$25.33 Billion ▼ -92.0%
2019 0.24x AU$652.30 Million AU$2.73 Billion ▼ -66.0%
2018 0.70x AU$1.98 Billion AU$2.82 Billion ▲ +32.9%
2017 0.53x AU$1.60 Billion AU$3.03 Billion ▲ +29.9%
2016 0.41x AU$1.28 Billion AU$3.16 Billion ▲ +101.5%
2015 0.20x AU$815.90 Million AU$4.04 Billion ▲ +1959.4%
2014 0.01x AU$147.40 Million AU$15.05 Billion ▼ -80.8%
2013 0.05x AU$789.10 Million AU$15.49 Billion ▼ -34.0%
2012 0.08x AU$1.21 Billion AU$15.73 Billion ▲ +1.5%
2011 0.08x AU$1.22 Billion AU$16.04 Billion ▲ +453.0%
2010 0.01x AU$229.10 Million AU$16.66 Billion ▲ +247.9%
2009 -0.01x AU$-219.00 Million AU$23.55 Billion ▼ -238.9%
2008 0.01x AU$172.30 Million AU$25.73 Billion ▼ -91.0%
2005 0.07x AU$244.24 Million AU$3.30 Billion ▲ +21514.2%
2003 0.00x AU$1.43 Million AU$4.16 Billion —
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.