Challenger Ltd Financial Flexibility Index
Challenger Ltd financial flexibility index. Challenger Ltd (CGF) has a Financial Flexibility Index of 0.03x as of December 2025. Free cash flow of AU$1.05 Billion (operating CF AU$1.05 Billion minus capex AU$0.00) represents 0% of total liabilities (AU$31.26 Billion). See CGF cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Challenger Ltd (2003–2025)
Financial flexibility index of Challenger Ltd from 2003 to 2025. Historical Financial Flexibility Index trend for Challenger Ltd across 20 annual periods. Check Challenger Ltd (CGF) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Challenger Ltd Financial Flexibility Index by Year (2003–2025)
Challenger Ltd financial flexibility index by year from 2003 to 2025. Year-by-year free cash flow to debt coverage for Challenger Ltd. For the full cash flow conversion analysis, see CGF operating cash flow.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | AU$399.80 Million | AU$399.60 Million | AU$31.09 Billion | ▼ -55.1% |
| 2024 | 0.03x | AU$845.60 Million | AU$843.70 Million | AU$29.52 Billion | ▼ -40.1% |
| 2023 | 0.05x | AU$1.28 Billion | AU$1.27 Billion | AU$26.81 Billion | ▼ -50.6% |
| 2022 | 0.10x | AU$2.49 Billion | AU$2.49 Billion | AU$25.75 Billion | ▼ -2.3% |
| 2021 | 0.10x | AU$2.59 Billion | AU$2.58 Billion | AU$26.17 Billion | ▲ +407.1% |
| 2020 | 0.02x | AU$494.20 Million | AU$484.90 Million | AU$25.33 Billion | ▼ -92.5% |
| 2019 | 0.26x | AU$712.20 Million | AU$652.30 Million | AU$2.73 Billion | ▼ -64.1% |
| 2018 | 0.73x | AU$2.05 Billion | AU$1.98 Billion | AU$2.82 Billion | ▲ +35.9% |
| 2017 | 0.53x | AU$1.62 Billion | AU$1.60 Billion | AU$3.03 Billion | ▲ +29.5% |
| 2016 | 0.41x | AU$1.30 Billion | AU$1.28 Billion | AU$3.16 Billion | ▲ +103.2% |
| 2015 | 0.20x | AU$821.00 Million | AU$815.90 Million | AU$4.04 Billion | ▲ +1873.2% |
| 2014 | 0.01x | AU$154.80 Million | AU$147.40 Million | AU$15.05 Billion | ▼ -80.2% |
| 2013 | 0.05x | AU$806.40 Million | AU$789.10 Million | AU$15.49 Billion | ▼ -35.0% |
| 2012 | 0.08x | AU$1.26 Billion | AU$1.21 Billion | AU$15.73 Billion | ▲ +2.2% |
| 2011 | 0.08x | AU$1.26 Billion | AU$1.22 Billion | AU$16.04 Billion | ▲ +425.2% |
| 2010 | 0.01x | AU$248.50 Million | AU$229.10 Million | AU$16.66 Billion | ▲ +262.8% |
| 2009 | -0.01x | AU$-215.80 Million | AU$-219.00 Million | AU$23.55 Billion | ▼ -102.2% |
| 2008 | 0.42x | AU$10.91 Billion | AU$172.30 Million | AU$25.73 Billion | ▲ +440.4% |
| 2005 | 0.08x | AU$258.98 Million | AU$244.24 Million | AU$3.30 Billion | ▲ +22818.7% |
| 2003 | 0.00x | AU$1.43 Million | AU$1.43 Million | AU$4.16 Billion | — |