Challenger Ltd (CGF) — Financial Flexibility Index
Challenger Ltd (CGF) has a Financial Flexibility Index of 0.03x as of December 2025. Free cash flow of AU$1.05 Billion (operating CF AU$1.05 Billion minus capex AU$0.00) represents 0% of total liabilities (AU$31.26 Billion). Check cash flow reinvestment rate of Challenger Ltd to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Challenger Ltd Financial Flexibility Index (2003–2025)
Historical Financial Flexibility Index trend for Challenger Ltd across 20 annual periods. For the full cash flow conversion analysis, see CGF cash flow conversion.
Annual Financial Flexibility Index for Challenger Ltd (2003–2025)
Year-by-year free cash flow to debt coverage for Challenger Ltd. Explore how well can Challenger Ltd service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | AU$399.80 Million | AU$399.60 Million | AU$31.09 Billion | ▼ -55.1% |
| 2024 | 0.03x | AU$845.60 Million | AU$843.70 Million | AU$29.52 Billion | ▼ -40.1% |
| 2023 | 0.05x | AU$1.28 Billion | AU$1.27 Billion | AU$26.81 Billion | ▼ -50.6% |
| 2022 | 0.10x | AU$2.49 Billion | AU$2.49 Billion | AU$25.75 Billion | ▼ -2.3% |
| 2021 | 0.10x | AU$2.59 Billion | AU$2.58 Billion | AU$26.17 Billion | ▲ +407.1% |
| 2020 | 0.02x | AU$494.20 Million | AU$484.90 Million | AU$25.33 Billion | ▼ -92.5% |
| 2019 | 0.26x | AU$712.20 Million | AU$652.30 Million | AU$2.73 Billion | ▼ -64.1% |
| 2018 | 0.73x | AU$2.05 Billion | AU$1.98 Billion | AU$2.82 Billion | ▲ +35.9% |
| 2017 | 0.53x | AU$1.62 Billion | AU$1.60 Billion | AU$3.03 Billion | ▲ +29.5% |
| 2016 | 0.41x | AU$1.30 Billion | AU$1.28 Billion | AU$3.16 Billion | ▲ +103.2% |
| 2015 | 0.20x | AU$821.00 Million | AU$815.90 Million | AU$4.04 Billion | ▲ +1873.2% |
| 2014 | 0.01x | AU$154.80 Million | AU$147.40 Million | AU$15.05 Billion | ▼ -80.2% |
| 2013 | 0.05x | AU$806.40 Million | AU$789.10 Million | AU$15.49 Billion | ▼ -35.0% |
| 2012 | 0.08x | AU$1.26 Billion | AU$1.21 Billion | AU$15.73 Billion | ▲ +2.2% |
| 2011 | 0.08x | AU$1.26 Billion | AU$1.22 Billion | AU$16.04 Billion | ▲ +425.2% |
| 2010 | 0.01x | AU$248.50 Million | AU$229.10 Million | AU$16.66 Billion | ▲ +262.8% |
| 2009 | -0.01x | AU$-215.80 Million | AU$-219.00 Million | AU$23.55 Billion | ▼ -102.2% |
| 2008 | 0.42x | AU$10.91 Billion | AU$172.30 Million | AU$25.73 Billion | ▲ +440.4% |
| 2005 | 0.08x | AU$258.98 Million | AU$244.24 Million | AU$3.30 Billion | ▲ +22818.7% |
| 2003 | 0.00x | AU$1.43 Million | AU$1.43 Million | AU$4.16 Billion | — |