QBE Insurance Group Limited - Asset Resilience Ratio
QBE Insurance Group Limited (QBE) has an Asset Resilience Ratio of 3.80% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read QBE Insurance Group Limited balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1988–2025)
This chart shows how QBE Insurance Group Limited's Asset Resilience Ratio has changed over time. See QBE free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Liquid Assets Composition Over Time
This chart breaks down QBE Insurance Group Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see QBE Insurance Group Limited total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$1.87 Billion | 3.8% |
| Short-term Investments | AU$0.00 | 0% |
| Total Liquid Assets | AU$1.87 Billion | 3.80% |
Asset Resilience Insights
- Limited Liquidity: QBE Insurance Group Limited maintains only 3.80% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
QBE Insurance Group Limited Industry Peers by Asset Resilience Ratio
Compare QBE Insurance Group Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
The Travelers Companies Inc
NYSE:TRV |
Insurance - Property & Casualty | 3.19% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 57.21% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 57.21% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 26.80% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
Annual Asset Resilience Ratio for QBE Insurance Group Limited (1988–2025)
The table below shows the annual Asset Resilience Ratio data for QBE Insurance Group Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 3.77% | AU$1.85 Billion ≈ $1.31 Billion |
AU$49.19 Billion ≈ $34.81 Billion |
-0.65pp |
| 2024-12-31 | 4.42% | AU$1.94 Billion ≈ $1.37 Billion |
AU$43.85 Billion ≈ $31.02 Billion |
+37.25pp |
| 2023-12-31 | -32.83% | AU$-13.82 Billion ≈ $-9.78 Billion |
AU$42.11 Billion ≈ $29.79 Billion |
-34.52pp |
| 2022-12-31 | 1.69% | AU$561.83 Million ≈ $397.53 Million |
AU$33.22 Billion ≈ $23.51 Billion |
+0.34pp |
| 2021-12-31 | 1.35% | AU$582.14 Million ≈ $411.90 Million |
AU$43.24 Billion ≈ $30.59 Billion |
+0.10pp |
| 2020-12-31 | 1.24% | AU$579.16 Million ≈ $409.79 Million |
AU$46.62 Billion ≈ $32.99 Billion |
+0.20pp |
| 2019-12-31 | 1.04% | AU$371.43 Million ≈ $262.81 Million |
AU$35.75 Billion ≈ $25.29 Billion |
-0.32pp |
| 2018-12-31 | 1.36% | AU$537.41 Million ≈ $380.25 Million |
AU$39.58 Billion ≈ $28.01 Billion |
+0.40pp |
| 2017-12-31 | 0.96% | AU$419.29 Million ≈ $296.67 Million |
AU$43.69 Billion ≈ $30.91 Billion |
-0.43pp |
| 2016-12-31 | 1.39% | AU$584.60 Million ≈ $413.64 Million |
AU$42.05 Billion ≈ $29.75 Billion |
+1.81pp |
| 2015-12-31 | -0.42% | AU$-180.66 Million ≈ $-127.83 Million |
AU$42.93 Billion ≈ $30.37 Billion |
-29.70pp |
| 2014-12-31 | 29.28% | AU$11.33 Billion ≈ $8.02 Billion |
AU$38.70 Billion ≈ $27.38 Billion |
-0.98pp |
| 2013-12-31 | 30.26% | AU$14.35 Billion ≈ $10.16 Billion |
AU$47.43 Billion ≈ $33.56 Billion |
-0.25pp |
| 2012-12-31 | 30.51% | AU$15.97 Billion ≈ $11.30 Billion |
AU$52.35 Billion ≈ $37.04 Billion |
+6.73pp |
| 2011-12-31 | 23.78% | AU$11.28 Billion ≈ $7.98 Billion |
AU$47.43 Billion ≈ $33.56 Billion |
+0.43pp |
| 2010-12-31 | 23.34% | AU$10.01 Billion ≈ $7.08 Billion |
AU$42.90 Billion ≈ $30.35 Billion |
-7.02pp |
| 2009-12-31 | 30.36% | AU$11.17 Billion ≈ $7.91 Billion |
AU$36.81 Billion ≈ $26.04 Billion |
-1.52pp |
| 2008-12-31 | 31.88% | AU$10.92 Billion ≈ $7.72 Billion |
AU$34.24 Billion ≈ $24.23 Billion |
+27.72pp |
| 2007-12-31 | 4.16% | AU$1.45 Billion ≈ $1.02 Billion |
AU$34.77 Billion ≈ $24.60 Billion |
-30.16pp |
| 2006-12-31 | 34.32% | AU$8.69 Billion ≈ $6.15 Billion |
AU$25.33 Billion ≈ $17.92 Billion |
+10.96pp |
| 2005-12-31 | 23.37% | AU$5.07 Billion ≈ $3.59 Billion |
AU$21.70 Billion ≈ $15.35 Billion |
+2.79pp |
| 2004-12-31 | 20.57% | AU$4.03 Billion ≈ $2.85 Billion |
AU$19.58 Billion ≈ $13.86 Billion |
+8.03pp |
| 2003-12-31 | 12.55% | AU$1.97 Billion ≈ $1.39 Billion |
AU$15.70 Billion ≈ $11.11 Billion |
+0.03pp |
| 2002-12-31 | 12.52% | AU$1.43 Billion ≈ $1.01 Billion |
AU$11.39 Billion ≈ $8.06 Billion |
+1.32pp |
| 2001-12-31 | 11.20% | AU$1.14 Billion ≈ $806.18 Million |
AU$10.18 Billion ≈ $7.20 Billion |
+5.95pp |
| 1999-12-31 | 5.25% | AU$500.28 Million ≈ $353.98 Million |
AU$9.53 Billion ≈ $6.75 Billion |
-13.50pp |
| 1998-12-31 | 18.75% | AU$802.58 Million ≈ $567.88 Million |
AU$4.28 Billion ≈ $3.03 Billion |
+16.96pp |
| 1997-12-31 | 1.78% | AU$68.47 Million ≈ $48.45 Million |
AU$3.84 Billion ≈ $2.72 Billion |
-12.42pp |
| 1996-12-31 | 14.20% | AU$561.13 Million ≈ $397.03 Million |
AU$3.95 Billion ≈ $2.80 Billion |
+13.36pp |
| 1995-12-31 | 0.84% | AU$24.05 Million ≈ $17.02 Million |
AU$2.85 Billion ≈ $2.02 Billion |
+0.14pp |
| 1994-12-31 | 0.70% | AU$17.16 Million ≈ $12.14 Million |
AU$2.44 Billion ≈ $1.72 Billion |
-0.04pp |
| 1993-12-31 | 0.74% | AU$16.44 Million ≈ $11.63 Million |
AU$2.22 Billion ≈ $1.57 Billion |
-0.07pp |
| 1992-12-31 | 0.81% | AU$14.75 Million ≈ $10.44 Million |
AU$1.81 Billion ≈ $1.28 Billion |
-6.09pp |
| 1991-12-31 | 6.90% | AU$141.15 Million ≈ $99.87 Million |
AU$2.04 Billion ≈ $1.45 Billion |
+5.97pp |
| 1990-12-31 | 0.94% | AU$14.27 Million ≈ $10.10 Million |
AU$1.52 Billion ≈ $1.08 Billion |
-0.13pp |
| 1989-12-31 | 1.07% | AU$15.14 Million ≈ $10.72 Million |
AU$1.42 Billion ≈ $1.00 Billion |
-0.04pp |
| 1988-12-31 | 1.11% | AU$12.52 Million ≈ $8.86 Million |
AU$1.13 Billion ≈ $799.23 Million |
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About QBE Insurance Group Limited
QBE Insurance Group Limited engages in underwriting general insurance and reinsurance risks in the Australia Pacific, North America, and internationally. The company offers commercial and domestic property, agriculture, public/product liability, motor and motor casualty, professional indemnity, workers' compensation, accident, health, financial and credit, and other insurance products, as well as… Read more