QBE Insurance Group Limited (QBE) — Cash Flow-to-Debt Ratio
QBE Insurance Group Limited (QBE) has a Cash Flow-to-Debt Ratio of 0.03x as of June 2026, meaning its operating cash flow of AU$1.04 Billion could theoretically repay 0% of its total liabilities (AU$37.12 Billion) in one year. Check QBE Insurance Group Limited investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
QBE Insurance Group Limited Cash Flow-to-Debt Ratio (1991–2025)
Historical debt coverage capacity for QBE Insurance Group Limited across 34 annual periods. Check QBE cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Annual Cash Flow-to-Debt Ratio for QBE Insurance Group Limited (1991–2025)
Year-by-year debt coverage analysis for QBE Insurance Group Limited. For the full cash flow conversion analysis, see QBE Insurance Group Limited (QBE) cash conversion ratio.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.12x | AU$4.37 Billion | AU$37.51 Billion | ▲ +49.8% |
| 2024 | 0.08x | AU$2.58 Billion | AU$33.12 Billion | ▲ +66.4% |
| 2023 | 0.05x | AU$1.50 Billion | AU$32.16 Billion | ▼ -59.3% |
| 2022 | 0.11x | AU$2.79 Billion | AU$24.30 Billion | ▲ +43.4% |
| 2021 | 0.08x | AU$2.75 Billion | AU$34.38 Billion | ▲ +147.5% |
| 2020 | 0.03x | AU$1.23 Billion | AU$38.13 Billion | ▼ -49.8% |
| 2019 | 0.06x | AU$1.78 Billion | AU$27.59 Billion | ▲ +553.9% |
| 2018 | -0.01x | AU$-443.00 Million | AU$31.18 Billion | ▼ -387.1% |
| 2017 | 0.00x | AU$172.84 Million | AU$34.92 Billion | ▼ -71.9% |
| 2016 | 0.02x | AU$559.00 Million | AU$31.77 Billion | ▲ +3657.0% |
| 2015 | 0.00x | AU$-16.00 Million | AU$32.35 Billion | ▼ -104.3% |
| 2014 | 0.01x | AU$332.00 Million | AU$29.17 Billion | ▼ -50.6% |
| 2013 | 0.02x | AU$852.90 Million | AU$36.99 Billion | ▼ -66.0% |
| 2012 | 0.07x | AU$2.75 Billion | AU$40.57 Billion | ▲ +16.8% |
| 2011 | 0.06x | AU$2.14 Billion | AU$36.83 Billion | ▲ +37.9% |
| 2010 | 0.04x | AU$1.36 Billion | AU$32.33 Billion | ▼ -32.3% |
| 2009 | 0.06x | AU$1.71 Billion | AU$27.55 Billion | ▲ +2.7% |
| 2008 | 0.06x | AU$1.59 Billion | AU$26.28 Billion | ▼ -20.7% |
| 2007 | 0.08x | AU$2.08 Billion | AU$27.27 Billion | ▼ -24.1% |
| 2006 | 0.10x | AU$2.04 Billion | AU$20.26 Billion | ▲ +69.7% |
| 2005 | 0.06x | AU$1.45 Billion | AU$24.51 Billion | ▼ -54.8% |
| 2004 | 0.13x | AU$2.11 Billion | AU$16.09 Billion | ▲ +7.4% |
| 2003 | 0.12x | AU$2.09 Billion | AU$17.11 Billion | ▲ +41.5% |
| 2002 | 0.09x | AU$837.82 Million | AU$9.71 Billion | ▲ +430.5% |
| 2001 | 0.02x | AU$142.93 Million | AU$8.79 Billion | ▼ -24.5% |
| 1999 | 0.02x | AU$91.06 Million | AU$4.23 Billion | ▼ -57.4% |
| 1998 | 0.05x | AU$179.29 Million | AU$3.55 Billion | ▼ -21.4% |
| 1997 | 0.06x | AU$206.15 Million | AU$3.21 Billion | ▼ -10.7% |
| 1996 | 0.07x | AU$232.40 Million | AU$3.23 Billion | ▲ +6.8% |
| 1995 | 0.07x | AU$149.82 Million | AU$2.22 Billion | ▼ -20.7% |
| 1994 | 0.09x | AU$166.88 Million | AU$1.96 Billion | ▲ +149.8% |
| 1993 | 0.03x | AU$60.56 Million | AU$1.78 Billion | ▼ -12.7% |
| 1992 | 0.04x | AU$57.09 Million | AU$1.46 Billion | ▼ -10.0% |
| 1991 | 0.04x | AU$73.61 Million | AU$1.70 Billion | — |