QBE Insurance Group Limited (QBE) — Cash Flow-to-Debt Ratio

Latest as of December 2025: 0.07x

QBE Insurance Group Limited (QBE) has a Cash Flow-to-Debt Ratio of 0.07x as of December 2025, meaning its operating cash flow of AU$2.45 Billion could theoretically repay 0% of its total liabilities (AU$37.51 Billion) in one year. Explore QBE Insurance Group Limited (QBE) investment intensity to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.07x
Operating CF / Total Liabilities

Operating Cash Flow

AU$2.45 Billion
AUD

Total Liabilities

AU$37.51 Billion
AUD

Data as of

Dec 2025
Most recent filing

QBE Insurance Group Limited Cash Flow-to-Debt Ratio (1991–2025)

Historical debt coverage capacity for QBE Insurance Group Limited across 34 annual periods. Also explore total assets of QBE Insurance Group Limited for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for QBE Insurance Group Limited (1991–2025)

Year-by-year debt coverage analysis for QBE Insurance Group Limited. For market capitalisation and broader financial context, see QBE Insurance Group Limited market cap and net worth.

Year CF-to-Debt Ratio Operating CF (AUD) Total Liabilities YoY Change
2025 0.12x AU$4.37 Billion AU$37.51 Billion ▲ +49.8%
2024 0.08x AU$2.58 Billion AU$33.12 Billion ▲ +66.4%
2023 0.05x AU$1.50 Billion AU$32.16 Billion ▼ -59.3%
2022 0.11x AU$2.79 Billion AU$24.30 Billion ▲ +43.4%
2021 0.08x AU$2.75 Billion AU$34.38 Billion ▲ +147.5%
2020 0.03x AU$1.23 Billion AU$38.13 Billion ▼ -49.8%
2019 0.06x AU$1.78 Billion AU$27.59 Billion ▲ +553.9%
2018 -0.01x AU$-443.00 Million AU$31.18 Billion ▼ -387.1%
2017 0.00x AU$172.84 Million AU$34.92 Billion ▼ -71.9%
2016 0.02x AU$559.00 Million AU$31.77 Billion ▲ +3657.0%
2015 0.00x AU$-16.00 Million AU$32.35 Billion ▼ -104.3%
2014 0.01x AU$332.00 Million AU$29.17 Billion ▼ -50.6%
2013 0.02x AU$852.90 Million AU$36.99 Billion ▼ -66.0%
2012 0.07x AU$2.75 Billion AU$40.57 Billion ▲ +16.8%
2011 0.06x AU$2.14 Billion AU$36.83 Billion ▲ +37.9%
2010 0.04x AU$1.36 Billion AU$32.33 Billion ▼ -32.3%
2009 0.06x AU$1.71 Billion AU$27.55 Billion ▲ +2.7%
2008 0.06x AU$1.59 Billion AU$26.28 Billion ▼ -20.7%
2007 0.08x AU$2.08 Billion AU$27.27 Billion ▼ -24.1%
2006 0.10x AU$2.04 Billion AU$20.26 Billion ▲ +69.7%
2005 0.06x AU$1.45 Billion AU$24.51 Billion ▼ -54.8%
2004 0.13x AU$2.11 Billion AU$16.09 Billion ▲ +7.4%
2003 0.12x AU$2.09 Billion AU$17.11 Billion ▲ +41.5%
2002 0.09x AU$837.82 Million AU$9.71 Billion ▲ +430.5%
2001 0.02x AU$142.93 Million AU$8.79 Billion ▼ -24.5%
1999 0.02x AU$91.06 Million AU$4.23 Billion ▼ -57.4%
1998 0.05x AU$179.29 Million AU$3.55 Billion ▼ -21.4%
1997 0.06x AU$206.15 Million AU$3.21 Billion ▼ -10.7%
1996 0.07x AU$232.40 Million AU$3.23 Billion ▲ +6.8%
1995 0.07x AU$149.82 Million AU$2.22 Billion ▼ -20.7%
1994 0.09x AU$166.88 Million AU$1.96 Billion ▲ +149.8%
1993 0.03x AU$60.56 Million AU$1.78 Billion ▼ -12.7%
1992 0.04x AU$57.09 Million AU$1.46 Billion ▼ -10.0%
1991 0.04x AU$73.61 Million AU$1.70 Billion
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.