QBE Insurance Group Limited (QBE) — Free Cash Flow Generation Index
QBE Insurance Group Limited (QBE) has a Free Cash Flow Generation Index of 0.99x as of December 2025. Free cash flow of AU$2.44 Billion represents 1% of operating cash flow (AU$2.45 Billion). Read QBE Insurance Group Limited total liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
QBE Insurance Group Limited Free Cash Flow Generation Index (1991–2025)
Historical FCF Generation Index trend for QBE Insurance Group Limited across 32 annual periods. Explore QBE Insurance Group Limited capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for QBE Insurance Group Limited (1991–2025)
Year-by-year Free Cash Flow Generation Index for QBE Insurance Group Limited. For the full company profile including market capitalisation, see market value of QBE Insurance Group Limited.
| Year | FCG Index | Free Cash Flow (AUD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | AU$4.35 Billion | AU$4.37 Billion | AU$22.77 Million | ▲ +9.4% |
| 2024 | 0.91x | AU$2.34 Billion | AU$2.58 Billion | AU$234.00 Million | ▲ +2.4% |
| 2023 | 0.89x | AU$1.33 Billion | AU$1.50 Billion | AU$168.00 Million | ▼ -5.7% |
| 2022 | 0.94x | AU$2.63 Billion | AU$2.79 Billion | AU$162.66 Million | ▼ -1.5% |
| 2021 | 0.96x | AU$2.63 Billion | AU$2.75 Billion | AU$120.00 Million | ▼ -1.2% |
| 2020 | 0.97x | AU$1.19 Billion | AU$1.23 Billion | AU$40.00 Million | ▲ +2.2% |
| 2019 | 0.95x | AU$1.69 Billion | AU$1.78 Billion | AU$115.37 Million | ▲ +858.3% |
| 2017 | 0.10x | AU$17.08 Million | AU$172.84 Million | AU$155.75 Million | ▼ -78.5% |
| 2016 | 0.46x | AU$256.70 Million | AU$559.00 Million | AU$284.79 Million | ▼ -41.5% |
| 2014 | 0.79x | AU$260.63 Million | AU$332.00 Million | AU$71.37 Million | ▼ -6.0% |
| 2013 | 0.84x | AU$712.43 Million | AU$852.90 Million | AU$140.48 Million | ▼ -9.5% |
| 2012 | 0.92x | AU$2.54 Billion | AU$2.75 Billion | AU$298.02 Million | ▼ -2.7% |
| 2011 | 0.95x | AU$2.03 Billion | AU$2.14 Billion | AU$142.06 Million | ▲ +3.0% |
| 2010 | 0.92x | AU$1.25 Billion | AU$1.36 Billion | AU$131.17 Million | ▼ -4.5% |
| 2009 | 0.96x | AU$1.65 Billion | AU$1.71 Billion | AU$62.00 Million | ▼ -0.5% |
| 2008 | 0.97x | AU$1.54 Billion | AU$1.59 Billion | AU$50.25 Million | ▲ +0.2% |
| 2007 | 0.97x | AU$2.01 Billion | AU$2.08 Billion | AU$70.21 Million | ▲ +25.6% |
| 2006 | 0.77x | AU$1.57 Billion | AU$2.04 Billion | AU$48.65 Million | ▼ -19.8% |
| 2005 | 0.96x | AU$1.39 Billion | AU$1.45 Billion | AU$59.98 Million | ▼ -2.4% |
| 2004 | 0.98x | AU$2.07 Billion | AU$2.11 Billion | AU$38.00 Million | ▲ +30.8% |
| 2003 | 0.75x | AU$1.57 Billion | AU$2.09 Billion | AU$26.06 Million | ▼ -22.2% |
| 2002 | 0.96x | AU$808.44 Million | AU$837.82 Million | AU$29.39 Million | ▲ +21.2% |
| 2001 | 0.80x | AU$113.79 Million | AU$142.93 Million | AU$31.70 Million | ▼ -2.1% |
| 1999 | 0.81x | AU$74.04 Million | AU$91.06 Million | AU$17.02 Million | ▼ -10.5% |
| 1998 | 0.91x | AU$162.79 Million | AU$179.29 Million | AU$16.49 Million | ▼ -2.2% |
| 1997 | 0.93x | AU$191.34 Million | AU$206.15 Million | AU$14.81 Million | ▼ -2.4% |
| 1996 | 0.95x | AU$220.94 Million | AU$232.40 Million | AU$11.46 Million | ▲ +2.0% |
| 1995 | 0.93x | AU$139.58 Million | AU$149.82 Million | AU$10.24 Million | ▼ -1.6% |
| 1994 | 0.95x | AU$158.00 Million | AU$166.88 Million | AU$8.88 Million | ▲ +28.9% |
| 1993 | 0.73x | AU$44.49 Million | AU$60.56 Million | AU$16.07 Million | ▼ -17.5% |
| 1992 | 0.89x | AU$50.82 Million | AU$57.09 Million | AU$6.27 Million | ▼ -10.2% |
| 1991 | 0.99x | AU$72.97 Million | AU$73.61 Million | AU$647.74K | — |