QBE Insurance Group Limited (QBE) — Free Cash Flow Generation Index
QBE Insurance Group Limited (QBE) has a Free Cash Flow Generation Index of 0.99x as of December 2025. Free cash flow of AU$2.44 Billion represents 1% of operating cash flow (AU$2.45 Billion). For the full cash flow conversion analysis, see QBE Insurance Group Limited operating cash flow efficiency.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
QBE Insurance Group Limited Free Cash Flow Generation Index (1991–2025)
Historical FCF Generation Index trend for QBE Insurance Group Limited across 32 annual periods. Check QBE Insurance Group Limited (QBE) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Free Cash Flow Generation for QBE Insurance Group Limited (1991–2025)
Year-by-year Free Cash Flow Generation Index for QBE Insurance Group Limited. Explore QBE Insurance Group Limited (QBE) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | FCG Index | Free Cash Flow (AUD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | AU$4.35 Billion | AU$4.37 Billion | AU$22.77 Million | ▲ +9.4% |
| 2024 | 0.91x | AU$2.34 Billion | AU$2.58 Billion | AU$234.00 Million | ▲ +2.4% |
| 2023 | 0.89x | AU$1.33 Billion | AU$1.50 Billion | AU$168.00 Million | ▼ -5.7% |
| 2022 | 0.94x | AU$2.63 Billion | AU$2.79 Billion | AU$162.66 Million | ▼ -1.5% |
| 2021 | 0.96x | AU$2.63 Billion | AU$2.75 Billion | AU$120.00 Million | ▼ -1.2% |
| 2020 | 0.97x | AU$1.19 Billion | AU$1.23 Billion | AU$40.00 Million | ▲ +2.2% |
| 2019 | 0.95x | AU$1.69 Billion | AU$1.78 Billion | AU$115.37 Million | ▲ +858.3% |
| 2017 | 0.10x | AU$17.08 Million | AU$172.84 Million | AU$155.75 Million | ▼ -78.5% |
| 2016 | 0.46x | AU$256.70 Million | AU$559.00 Million | AU$284.79 Million | ▼ -41.5% |
| 2014 | 0.79x | AU$260.63 Million | AU$332.00 Million | AU$71.37 Million | ▼ -6.0% |
| 2013 | 0.84x | AU$712.43 Million | AU$852.90 Million | AU$140.48 Million | ▼ -9.5% |
| 2012 | 0.92x | AU$2.54 Billion | AU$2.75 Billion | AU$298.02 Million | ▼ -2.7% |
| 2011 | 0.95x | AU$2.03 Billion | AU$2.14 Billion | AU$142.06 Million | ▲ +3.0% |
| 2010 | 0.92x | AU$1.25 Billion | AU$1.36 Billion | AU$131.17 Million | ▼ -4.5% |
| 2009 | 0.96x | AU$1.65 Billion | AU$1.71 Billion | AU$62.00 Million | ▼ -0.5% |
| 2008 | 0.97x | AU$1.54 Billion | AU$1.59 Billion | AU$50.25 Million | ▲ +0.2% |
| 2007 | 0.97x | AU$2.01 Billion | AU$2.08 Billion | AU$70.21 Million | ▲ +25.6% |
| 2006 | 0.77x | AU$1.57 Billion | AU$2.04 Billion | AU$48.65 Million | ▼ -19.8% |
| 2005 | 0.96x | AU$1.39 Billion | AU$1.45 Billion | AU$59.98 Million | ▼ -2.4% |
| 2004 | 0.98x | AU$2.07 Billion | AU$2.11 Billion | AU$38.00 Million | ▲ +30.8% |
| 2003 | 0.75x | AU$1.57 Billion | AU$2.09 Billion | AU$26.06 Million | ▼ -22.2% |
| 2002 | 0.96x | AU$808.44 Million | AU$837.82 Million | AU$29.39 Million | ▲ +21.2% |
| 2001 | 0.80x | AU$113.79 Million | AU$142.93 Million | AU$31.70 Million | ▼ -2.1% |
| 1999 | 0.81x | AU$74.04 Million | AU$91.06 Million | AU$17.02 Million | ▼ -10.5% |
| 1998 | 0.91x | AU$162.79 Million | AU$179.29 Million | AU$16.49 Million | ▼ -2.2% |
| 1997 | 0.93x | AU$191.34 Million | AU$206.15 Million | AU$14.81 Million | ▼ -2.4% |
| 1996 | 0.95x | AU$220.94 Million | AU$232.40 Million | AU$11.46 Million | ▲ +2.0% |
| 1995 | 0.93x | AU$139.58 Million | AU$149.82 Million | AU$10.24 Million | ▼ -1.6% |
| 1994 | 0.95x | AU$158.00 Million | AU$166.88 Million | AU$8.88 Million | ▲ +28.9% |
| 1993 | 0.73x | AU$44.49 Million | AU$60.56 Million | AU$16.07 Million | ▼ -17.5% |
| 1992 | 0.89x | AU$50.82 Million | AU$57.09 Million | AU$6.27 Million | ▼ -10.2% |
| 1991 | 0.99x | AU$72.97 Million | AU$73.61 Million | AU$647.74K | — |