QBE Insurance Group Limited (QBE) - Cash Flow Conversion Efficiency

Latest as of December 2025: 0.210x

Based on the latest financial reports, QBE Insurance Group Limited (QBE) has a cash flow conversion efficiency ratio of 0.210x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (AU$2.45 Billion ≈ $1.74 Billion USD) by net assets (AU$11.68 Billion ≈ $8.26 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See QBE net asset quality index to measure how much of total assets are equity-financed.

QBE Insurance Group Limited - Cash Flow Conversion Efficiency Trend (1991–2025)

This chart illustrates how QBE Insurance Group Limited's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check QBE Insurance Group Limited earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.

QBE Insurance Group Limited Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of QBE Insurance Group Limited ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Tapestry Inc NYSE:TPR	0.385x
EXPERIAN PLC ADR F:J2BA	N/A
PPL Corporation NYSE:PPL	0.025x
Shinhan Financial Group Co Ltd NYSE:SHG	-0.071x
FRESENIUS SE+CO. ADR 1/4 F:FREA	0.068x
Restaurant Brands International Inc TO:QSR	0.038x
Ecopetrol SA ADR NYSE:EC	0.061x
ACS Actividades de Construccion y Servicios SA MC:ACS	0.330x

Annual Cash Flow Conversion Efficiency for QBE Insurance Group Limited (1991–2025)

The table below shows the annual cash flow conversion efficiency of QBE Insurance Group Limited from 1991 to 2025. For the full company profile with market capitalisation and key ratios, see QBE Insurance Group Limited market cap and net worth.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	AU$11.68 Billion ≈ $8.26 Billion	AU$4.37 Billion ≈ $3.09 Billion	0.374x	+55.92%
2024-12-31	AU$10.73 Billion ≈ $7.59 Billion	AU$2.58 Billion ≈ $1.82 Billion	0.240x	+58.90%
2023-12-31	AU$9.95 Billion ≈ $7.04 Billion	AU$1.50 Billion ≈ $1.06 Billion	0.151x	-51.73%
2022-12-31	AU$8.93 Billion ≈ $6.32 Billion	AU$2.79 Billion ≈ $1.98 Billion	0.313x	+0.58%
2021-12-31	AU$8.85 Billion ≈ $6.27 Billion	AU$2.75 Billion ≈ $1.95 Billion	0.311x	+114.03%
2020-12-31	AU$8.49 Billion ≈ $6.01 Billion	AU$1.23 Billion ≈ $873.13 Million	0.145x	-33.37%
2019-12-31	AU$8.16 Billion ≈ $5.77 Billion	AU$1.78 Billion ≈ $1.26 Billion	0.218x	+513.53%
2018-12-31	AU$8.40 Billion ≈ $5.94 Billion	AU$-443.00 Million ≈ $-313.45 Million	-0.053x	-367.46%
2017-12-31	AU$8.77 Billion ≈ $6.20 Billion	AU$172.84 Million ≈ $122.29 Million	0.020x	-63.75%
2016-12-31	AU$10.28 Billion ≈ $7.27 Billion	AU$559.00 Million ≈ $395.53 Million	0.054x	+3695.87%
2015-12-31	AU$10.58 Billion ≈ $7.48 Billion	AU$-16.00 Million ≈ $-11.32 Million	-0.002x	-104.34%
2014-12-31	AU$9.53 Billion ≈ $6.74 Billion	AU$332.00 Million ≈ $234.91 Million	0.035x	-57.36%
2013-12-31	AU$10.44 Billion ≈ $7.39 Billion	AU$852.90 Million ≈ $603.48 Million	0.082x	-65.06%
2012-12-31	AU$11.77 Billion ≈ $8.33 Billion	AU$2.75 Billion ≈ $1.95 Billion	0.234x	+15.79%
2011-12-31	AU$10.59 Billion ≈ $7.49 Billion	AU$2.14 Billion ≈ $1.51 Billion	0.202x	+56.70%
2010-12-31	AU$10.57 Billion ≈ $7.48 Billion	AU$1.36 Billion ≈ $963.70 Million	0.129x	-30.44%
2009-12-31	AU$9.25 Billion ≈ $6.55 Billion	AU$1.71 Billion ≈ $1.21 Billion	0.185x	-7.44%
2008-12-31	AU$7.96 Billion ≈ $5.63 Billion	AU$1.59 Billion ≈ $1.13 Billion	0.200x	-27.96%
2007-12-31	AU$7.50 Billion ≈ $5.31 Billion	AU$2.08 Billion ≈ $1.47 Billion	0.278x	-30.99%
2006-12-31	AU$5.06 Billion ≈ $3.58 Billion	AU$2.04 Billion ≈ $1.44 Billion	0.403x	+177.83%
2005-12-31	AU$-2.81 Billion ≈ $-1.99 Billion	AU$1.45 Billion ≈ $1.03 Billion	-0.517x	-185.71%
2004-12-31	AU$3.50 Billion ≈ $2.47 Billion	AU$2.11 Billion ≈ $1.49 Billion	0.604x	+140.88%
2003-12-31	AU$-1.41 Billion ≈ $-1.00 Billion	AU$2.09 Billion ≈ $1.48 Billion	-1.477x	-395.24%
2002-12-31	AU$1.68 Billion ≈ $1.19 Billion	AU$837.82 Million ≈ $592.81 Million	0.500x	+385.13%
2001-12-31	AU$1.39 Billion ≈ $980.89 Million	AU$142.93 Million ≈ $101.13 Million	0.103x	+500.68%
1999-12-31	AU$5.31 Billion ≈ $3.75 Billion	AU$91.06 Million ≈ $64.43 Million	0.017x	-92.97%
1998-12-31	AU$734.57 Million ≈ $519.76 Million	AU$179.29 Million ≈ $126.86 Million	0.244x	-25.06%
1997-12-31	AU$632.96 Million ≈ $447.86 Million	AU$206.15 Million ≈ $145.87 Million	0.326x	+1.45%
1996-12-31	AU$723.87 Million ≈ $512.18 Million	AU$232.40 Million ≈ $164.43 Million	0.321x	+34.29%
1995-12-31	AU$626.69 Million ≈ $443.42 Million	AU$149.82 Million ≈ $106.01 Million	0.239x	-31.95%
1994-12-31	AU$475.00 Million ≈ $336.09 Million	AU$166.88 Million ≈ $118.08 Million	0.351x	+157.33%
1993-12-31	AU$443.58 Million ≈ $313.86 Million	AU$60.56 Million ≈ $42.85 Million	0.137x	-15.95%
1992-12-31	AU$351.48 Million ≈ $248.70 Million	AU$57.09 Million ≈ $40.40 Million	0.162x	-23.53%
1991-12-31	AU$346.56 Million ≈ $245.21 Million	AU$73.61 Million ≈ $52.09 Million	0.212x	--

About QBE Insurance Group Limited

AU:QBE Australia Insurance - Property & Casualty

Market Cap

$26.92 Billion

AU$38.05 Billion AUD

Market Cap Rank

#996 Global

#18 in Australia

Share Price

AU$25.47

Change (1 day)

+0.00%

52-Week Range

AU$18.83 - AU$25.58

All Time High

AU$25.58