Resimac Group Ltd
Resimac Group Limited provides residential mortgage and asset finance lending products in Australia and New Zealand. The company operates through Home Loan Lending business, New Zealand Lending, and Asset Finance Lending segments. It offers prime and specialist lending products; SME/commercial finance products; and home, equipment, secured, novated leasing, and car loans. It also provides mortgag… Read more
Resimac Group Ltd - Asset Resilience Ratio
Resimac Group Ltd (RMC) has an Asset Resilience Ratio of 0.05% as of June 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2023)
This chart shows how Resimac Group Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Resimac Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 0% |
| Short-term Investments | AU$8.00 Million | 0.05% |
| Total Liquid Assets | AU$8.00 Million | 0.05% |
Asset Resilience Insights
- Limited Liquidity: Resimac Group Ltd maintains only 0.05% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Resimac Group Ltd Industry Peers by Asset Resilience Ratio
Compare Resimac Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC |
Mortgage Finance | 0.24% |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC |
Mortgage Finance | 3.98% |
|
Aavas Financiers Limited
NSE:AAVAS |
Mortgage Finance | 18.85% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF |
Mortgage Finance | 0.00% |
|
Aptus Value Housing Finance India Limited
NSE:APTUS |
Mortgage Finance | 3.95% |
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
Better Home & Finance Holding Company
NYSE:BETR |
Mortgage Finance | 10.91% |
Annual Asset Resilience Ratio for Resimac Group Ltd (2007–2023)
The table below shows the annual Asset Resilience Ratio data for Resimac Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-06-30 | 0.05% | AU$8.00 Million | AU$14.94 Billion | +0.05pp |
| 2022-06-30 | 0.00% | AU$260.00K | AU$16.74 Billion | 0.00pp |
| 2021-06-30 | 0.00% | AU$260.00K | AU$14.63 Billion | 0.00pp |
| 2020-06-30 | 0.00% | AU$260.00K | AU$13.03 Billion | 0.00pp |
| 2019-06-30 | 0.00% | AU$260.00K | AU$10.72 Billion | 0.00pp |
| 2018-06-30 | 0.00% | AU$260.00K | AU$8.97 Billion | -2.70pp |
| 2017-06-30 | 2.70% | AU$187.55 Million | AU$6.93 Billion | -4.80pp |
| 2016-06-30 | 7.50% | AU$21.07 Million | AU$280.90 Million | -14.08pp |
| 2015-06-30 | 21.59% | AU$63.83 Million | AU$295.69 Million | +3.56pp |
| 2014-06-30 | 18.03% | AU$52.02 Million | AU$288.54 Million | +1.68pp |
| 2013-06-30 | 16.34% | AU$49.76 Million | AU$304.43 Million | +11.34pp |
| 2012-06-30 | 5.00% | AU$18.71 Million | AU$374.22 Million | +1.59pp |
| 2011-06-30 | 3.41% | AU$15.30 Million | AU$448.06 Million | +1.00pp |
| 2010-06-30 | 2.41% | AU$14.48 Million | AU$600.88 Million | +1.61pp |
| 2009-06-30 | 0.79% | AU$6.29 Million | AU$791.35 Million | -7.65pp |
| 2007-06-30 | 8.44% | AU$79.30 Million | AU$939.43 Million | -- |