FinVolution Group - Asset Resilience Ratio

Latest as of September 2025: 10.65%

FinVolution Group (PP3) has an Asset Resilience Ratio of 10.65% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does FinVolution Group carry for a breakdown of total debt and financial obligations.

Liquid Assets

€2.80 Billion

≈ $3.27 Billion USD Cash + Short-term Investments

Total Assets

€26.29 Billion

≈ $30.74 Billion USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2024)

This chart shows how FinVolution Group's Asset Resilience Ratio has changed over time. See what is FinVolution Group's book value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down FinVolution Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PP3 stock market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€2.80 Billion	10.65%
Total Liquid Assets	€2.80 Billion	10.65%

Asset Resilience Insights

Moderate Liquidity: FinVolution Group has 10.65% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

FinVolution Group Industry Peers by Asset Resilience Ratio

Compare FinVolution Group's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Western Union Co NYSE:WU	Credit Services	30.80%
AEON Thana Sinsap (Thailand) Public Company Limited BK:AEONTS	Credit Services	4.75%
Muthoot Microfin Limited NSE:MUTHOOTMF	Credit Services	4.11%
PTC India Financial Services Limited NSE:PFS	Credit Services	16.15%
Arman Financial Services Limited NSE:ARMANFIN	Credit Services	35.70%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
EN Shoham Business Ltd TA:SHOM	Credit Services	0.05%
ALBIS Leasing AG XETRA:ALG	Credit Services	1.19%

Annual Asset Resilience Ratio for FinVolution Group (2016–2024)

The table below shows the annual Asset Resilience Ratio data for FinVolution Group.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	12.00%	€2.83 Billion ≈ $3.31 Billion	€23.61 Billion ≈ $27.60 Billion	-1.91pp
2023-12-31	13.90%	€2.96 Billion ≈ $3.46 Billion	€21.29 Billion ≈ $24.89 Billion	-2.12pp
2022-12-31	16.03%	€3.43 Billion ≈ $4.01 Billion	€21.38 Billion ≈ $25.00 Billion	+9.38pp
2021-12-31	6.64%	€1.20 Billion ≈ $1.41 Billion	€18.14 Billion ≈ $21.21 Billion	-6.60pp
2020-12-31	13.24%	€1.97 Billion ≈ $2.30 Billion	€14.88 Billion ≈ $17.40 Billion	+12.62pp
2019-12-31	0.63%	€114.56 Million ≈ $133.93 Million	€18.30 Billion ≈ $21.40 Billion	-12.27pp
2018-12-31	12.89%	€1.69 Billion ≈ $1.98 Billion	€13.14 Billion ≈ $15.36 Billion	-9.91pp
2017-12-31	22.81%	€1.96 Billion ≈ $2.29 Billion	€8.60 Billion ≈ $10.06 Billion	+10.70pp
2016-12-31	12.11%	€260.00 Million ≈ $303.97 Million	€2.15 Billion ≈ $2.51 Billion	--

pp = percentage points

About FinVolution Group

F:PP3 Germany Credit Services

Market Cap

$661.59 Million

€565.90 Million EUR

Market Cap Rank

#11111 Global

#1250 in Germany

Share Price

€4.04

Change (1 day)

-3.35%

52-Week Range

€3.90 - €9.25

All Time High

€9.75