FinVolution Group - Asset Resilience Ratio

Latest as of December 2025: 11.86%

FinVolution Group (PP3) has an Asset Resilience Ratio of 11.86% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check PP3 strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

€3.02 Billion

≈ $3.53 Billion USD Cash + Short-term Investments

Total Assets

€25.41 Billion

≈ $29.71 Billion USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2025)

This chart shows how FinVolution Group's Asset Resilience Ratio has changed over time. See FinVolution Group balance sheet quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down FinVolution Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PP3 stock market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€3.02 Billion	11.86%
Total Liquid Assets	€3.02 Billion	11.86%

Asset Resilience Insights

Moderate Liquidity: FinVolution Group has 11.86% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

FinVolution Group Industry Peers by Asset Resilience Ratio

Compare FinVolution Group's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Credit Acceptance Corporation NASDAQ:CACC	Credit Services	1.26%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
CREDITACCESS GRAMEEN LIMITED NSE:CREDITACC	Credit Services	3.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
BFI Finance Indonesia Tbk JK:BFIN	Credit Services	1.84%
IndoStar Capital Finance Limited NSE:INDOSTAR	Credit Services	2.88%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%

Annual Asset Resilience Ratio for FinVolution Group (2016–2025)

The table below shows the annual Asset Resilience Ratio data for FinVolution Group.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	11.86%	€3.02 Billion ≈ $3.53 Billion	€25.41 Billion ≈ $29.71 Billion	-0.13pp
2024-12-31	12.00%	€2.83 Billion ≈ $3.31 Billion	€23.61 Billion ≈ $27.60 Billion	-1.91pp
2023-12-31	13.90%	€2.96 Billion ≈ $3.46 Billion	€21.29 Billion ≈ $24.89 Billion	-2.12pp
2022-12-31	16.03%	€3.43 Billion ≈ $4.01 Billion	€21.38 Billion ≈ $25.00 Billion	+9.38pp
2021-12-31	6.64%	€1.20 Billion ≈ $1.41 Billion	€18.14 Billion ≈ $21.21 Billion	-6.60pp
2020-12-31	13.24%	€1.97 Billion ≈ $2.30 Billion	€14.88 Billion ≈ $17.40 Billion	+12.62pp
2019-12-31	0.63%	€114.56 Million ≈ $133.93 Million	€18.30 Billion ≈ $21.40 Billion	-12.27pp
2018-12-31	12.89%	€1.69 Billion ≈ $1.98 Billion	€13.14 Billion ≈ $15.36 Billion	-9.91pp
2017-12-31	22.81%	€1.96 Billion ≈ $2.29 Billion	€8.60 Billion ≈ $10.06 Billion	+10.70pp
2016-12-31	12.11%	€260.00 Million ≈ $303.97 Million	€2.15 Billion ≈ $2.51 Billion	--

pp = percentage points

About FinVolution Group

F:PP3 Germany Credit Services

Market Cap

$602.75 Million

€515.57 Million EUR

Market Cap Rank

#11479 Global

#1287 in Germany

Share Price

€4.20

Change (1 day)

-1.41%

52-Week Range

€3.78 - €9.25

All Time High

€9.75