FinVolution Group (PP3) — Working Capital to Net Assets Ratio
FinVolution Group (PP3) has a Working Capital to Net Assets ratio of 97.0% as of December 2025. Working capital of €16.34 Billion (current assets of €20.24 Billion minus current liabilities of €3.89 Billion) is measured against net assets of €16.84 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See PP3 cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
FinVolution Group Working Capital to Net Assets (2016–2025)
This chart shows how FinVolution Group's Working Capital to Net Assets ratio has evolved across 10 annual periods from 2016 to 2025. As of December 2025, the ratio stands at 97.0%, reflecting working capital of €16.34 Billion against net assets of €16.84 Billion EUR. For the complete balance sheet picture, see PP3 total asset value.
Annual Working Capital to Net Assets for FinVolution Group (2016–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for FinVolution Group from 2016 to 2025, covering 10 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check FinVolution Group (PP3) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (EUR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 97.0% | €16.34 Billion | €16.84 Billion | €20.24 Billion | €3.89 Billion | ▲ +2.9 pp |
| 2024 | 94.2% | €14.65 Billion | €15.55 Billion | €19.07 Billion | €4.42 Billion | ▼ -10.7 pp |
| 2023 | 104.9% | €14.54 Billion | €13.87 Billion | €18.21 Billion | €3.66 Billion | ▼ -36.4 pp |
| 2022 | 141.3% | €17.58 Billion | €12.44 Billion | €18.90 Billion | €1.32 Billion | ▼ -3.5 pp |
| 2021 | 144.7% | €15.50 Billion | €10.71 Billion | €16.22 Billion | €720.11 Million | ▼ -7.3 pp |
| 2020 | 152.0% | €12.81 Billion | €8.43 Billion | €13.42 Billion | €604.70 Million | ▼ -48.5 pp |
| 2019 | 200.5% | €16.07 Billion | €8.01 Billion | €16.75 Billion | €681.10 Million | ▲ +1.1 pp |
| 2018 | 199.5% | €11.94 Billion | €5.99 Billion | €12.57 Billion | €625.61 Million | ▼ -1.8 pp |
| 2017 | 201.3% | €7.41 Billion | €3.68 Billion | €8.23 Billion | €821.50 Million | ▼ -31.2 pp |
| 2016 | 232.5% | €1.80 Billion | €772.22 Million | €2.07 Billion | €272.75 Million | — |