FinVolution Group (PP3) — Financial Flexibility Index

Latest as of December 2025: 0.05x

FinVolution Group (PP3) has a Financial Flexibility Index of 0.05x as of December 2025. Free cash flow of €464.91 Million (operating CF €464.91 Million minus capex €0.00) represents 0% of total liabilities (€8.57 Billion). Check FinVolution Group investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

€464.91 Million
Operating CF − Capex

Total Liabilities

€8.57 Billion
EUR

Capital Expenditures

€0.00
EUR

FinVolution Group Financial Flexibility Index (2016–2025)

Historical Financial Flexibility Index trend for FinVolution Group across 10 annual periods. For the full cash flow conversion analysis, see FinVolution Group operating cash flow efficiency.

Annual Financial Flexibility Index for FinVolution Group (2016–2025)

Year-by-year free cash flow to debt coverage for FinVolution Group. Explore PP3 operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.23x €1.96 Billion €1.87 Billion €8.57 Billion ▼ -36.9%
2024 0.36x €2.92 Billion €2.89 Billion €8.05 Billion ▲ +41.8%
2023 0.26x €1.90 Billion €1.36 Billion €7.42 Billion ▲ +611.0%
2022 0.04x €321.61 Million €268.83 Million €8.94 Billion ▼ -61.0%
2021 0.09x €685.50 Million €630.23 Million €7.43 Billion ▼ -73.2%
2020 0.34x €2.22 Billion €2.21 Billion €6.45 Billion ▲ +2220.5%
2019 -0.02x €-166.86 Million €-215.52 Million €10.29 Billion ▼ -105.9%
2018 0.28x €1.97 Billion €1.88 Billion €7.16 Billion ▼ -61.3%
2017 0.71x €3.50 Billion €3.41 Billion €4.92 Billion ▼ -12.5%
2016 0.81x €1.12 Billion €1.09 Billion €1.38 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities