FinVolution Group (PP3) — Financial Flexibility Index

Latest as of December 2025: 0.05x

FinVolution Group (PP3) has a Financial Flexibility Index of 0.05x as of December 2025. Free cash flow of €464.91 Million (operating CF €464.91 Million minus capex €0.00) represents 0% of total liabilities (€8.57 Billion). Check PP3 strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

€464.91 Million
Operating CF − Capex

Total Liabilities

€8.57 Billion
EUR

Capital Expenditures

€0.00
EUR

FinVolution Group Financial Flexibility Index (2016–2025)

Historical Financial Flexibility Index trend for FinVolution Group across 10 annual periods. See PP3 working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for FinVolution Group (2016–2025)

Year-by-year free cash flow to debt coverage for FinVolution Group. For the full company profile including market capitalisation, see FinVolution Group stock valuation.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.23x €1.96 Billion €1.87 Billion €8.57 Billion ▼ -36.9%
2024 0.36x €2.92 Billion €2.89 Billion €8.05 Billion ▲ +41.8%
2023 0.26x €1.90 Billion €1.36 Billion €7.42 Billion ▲ +611.0%
2022 0.04x €321.61 Million €268.83 Million €8.94 Billion ▼ -61.0%
2021 0.09x €685.50 Million €630.23 Million €7.43 Billion ▼ -73.2%
2020 0.34x €2.22 Billion €2.21 Billion €6.45 Billion ▲ +2220.5%
2019 -0.02x €-166.86 Million €-215.52 Million €10.29 Billion ▼ -105.9%
2018 0.28x €1.97 Billion €1.88 Billion €7.16 Billion ▼ -61.3%
2017 0.71x €3.50 Billion €3.41 Billion €4.92 Billion ▼ -12.5%
2016 0.81x €1.12 Billion €1.09 Billion €1.38 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities