FinVolution Group (PP3) — Cash Flow-to-Debt Ratio
FinVolution Group (PP3) has a Cash Flow-to-Debt Ratio of 0.05x as of December 2025, meaning its operating cash flow of €464.91 Million could theoretically repay 0% of its total liabilities (€8.57 Billion) in one year. See financial agility of FinVolution Group to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
FinVolution Group Cash Flow-to-Debt Ratio (2016–2025)
Historical debt coverage capacity for FinVolution Group across 10 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of FinVolution Group.
Annual Cash Flow-to-Debt Ratio for FinVolution Group (2016–2025)
Year-by-year debt coverage analysis for FinVolution Group. Check FinVolution Group (PP3) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.22x | €1.87 Billion | €8.57 Billion | ▼ -39.3% |
| 2024 | 0.36x | €2.89 Billion | €8.05 Billion | ▲ +95.9% |
| 2023 | 0.18x | €1.36 Billion | €7.42 Billion | ▲ +509.6% |
| 2022 | 0.03x | €268.83 Million | €8.94 Billion | ▼ -64.5% |
| 2021 | 0.08x | €630.23 Million | €7.43 Billion | ▼ -75.2% |
| 2020 | 0.34x | €2.21 Billion | €6.45 Billion | ▲ +1733.6% |
| 2019 | -0.02x | €-215.52 Million | €10.29 Billion | ▼ -107.9% |
| 2018 | 0.26x | €1.88 Billion | €7.16 Billion | ▼ -62.0% |
| 2017 | 0.69x | €3.41 Billion | €4.92 Billion | ▼ -12.5% |
| 2016 | 0.79x | €1.09 Billion | €1.38 Billion | — |