Bank of Ireland Group PLC - Asset Resilience Ratio

Latest as of December 2019: 0.51%

Bank of Ireland Group PLC (BIRG) has an Asset Resilience Ratio of 0.51% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check BIRG strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

€674.00 Million

≈ $787.98 Million USD Cash + Short-term Investments

Total Assets

€131.88 Billion

≈ $154.19 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2015–2019)

This chart shows how Bank of Ireland Group PLC's Asset Resilience Ratio has changed over time. See BIRG net asset quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Bank of Ireland Group PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Bank of Ireland Group PLC.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€674.00 Million	0.51%
Total Liquid Assets	€674.00 Million	0.51%

Asset Resilience Insights

Limited Liquidity: Bank of Ireland Group PLC maintains only 0.51% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Bank of Ireland Group PLC Industry Peers by Asset Resilience Ratio

Compare Bank of Ireland Group PLC's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for Bank of Ireland Group PLC (2015–2019)

The table below shows the annual Asset Resilience Ratio data for Bank of Ireland Group PLC.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2019-12-31	0.51%	€674.00 Million ≈ $787.98 Million	€131.88 Billion ≈ $154.19 Billion	+0.16pp
2018-12-31	0.35%	€431.00 Million ≈ $503.88 Million	€123.67 Billion ≈ $144.58 Billion	-0.69pp
2017-12-31	1.04%	€1.27 Billion ≈ $1.49 Billion	€122.55 Billion ≈ $143.28 Billion	+0.03pp
2016-12-31	1.01%	€1.25 Billion ≈ $1.46 Billion	€123.13 Billion ≈ $143.95 Billion	-0.27pp
2015-12-31	1.28%	€1.68 Billion ≈ $1.96 Billion	€130.96 Billion ≈ $153.11 Billion	--

pp = percentage points

About Bank of Ireland Group PLC

IR:BIRG Ireland Banks - Regional

Market Cap

$20.47 Billion

€17.51 Billion EUR

Market Cap Rank

#1562 Global

#3 in Ireland

Share Price

€18.38

Change (1 day)

+0.25%

52-Week Range

€11.44 - €18.38

All Time High

€18.38