Bank of Ireland Group PLC - Asset Resilience Ratio
Bank of Ireland Group PLC (BIRG) has an Asset Resilience Ratio of 0.51% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2019)
This chart shows how Bank of Ireland Group PLC's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bank of Ireland Group PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €674.00 Million | 0.51% |
| Total Liquid Assets | €674.00 Million | 0.51% |
Asset Resilience Insights
- Limited Liquidity: Bank of Ireland Group PLC maintains only 0.51% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank of Ireland Group PLC Industry Peers by Asset Resilience Ratio
Compare Bank of Ireland Group PLC's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
OptimumBank Holdings, Inc.
NYSE MKT:OPHC |
Banks - Regional | 2.27% |
|
Catalyst Bancorp Inc
NASDAQ:CLST |
Banks - Regional | 15.80% |
|
Pathfinder Bancorp Inc
NASDAQ:PBHC |
Banks - Regional | 19.42% |
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
SB Financial Group Inc
NASDAQ:SBFG |
Banks - Regional | 2.96% |
|
Indian Overseas Bank
NSE:IOB |
Banks - Regional | -0.43% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
Annual Asset Resilience Ratio for Bank of Ireland Group PLC (2015–2019)
The table below shows the annual Asset Resilience Ratio data for Bank of Ireland Group PLC.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 0.51% | €674.00 Million ≈ $787.98 Million |
€131.88 Billion ≈ $154.19 Billion |
+0.16pp |
| 2018-12-31 | 0.35% | €431.00 Million ≈ $503.88 Million |
€123.67 Billion ≈ $144.58 Billion |
-0.69pp |
| 2017-12-31 | 1.04% | €1.27 Billion ≈ $1.49 Billion |
€122.55 Billion ≈ $143.28 Billion |
+0.03pp |
| 2016-12-31 | 1.01% | €1.25 Billion ≈ $1.46 Billion |
€123.13 Billion ≈ $143.95 Billion |
-0.27pp |
| 2015-12-31 | 1.28% | €1.68 Billion ≈ $1.96 Billion |
€130.96 Billion ≈ $153.11 Billion |
-- |
About Bank of Ireland Group PLC
Bank of Ireland Group plc provides banking and other financial services in the Republic of Ireland, the United Kingdom, and internationally. It offers current and savings accounts, demand and notice accounts, and business accounts and deposits; personal, car, home improvement and energy upgrade, top-up loans, and student loans, as well as overdrafts and mortgages; and business and farming loans, … Read more