BFI Finance Indonesia Tbk (BFIN) — Financial Flexibility Index

Latest as of September 2025: 0.05x

BFI Finance Indonesia Tbk (BFIN) has a Financial Flexibility Index of 0.05x as of September 2025. Free cash flow of Rp760.16 Billion (operating CF Rp699.74 Billion minus capex Rp60.42 Billion) represents 0% of total liabilities (Rp14.54 Trillion). Also explore how fast is BFI Finance Indonesia Tbk growing its equity to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp760.16 Billion
Operating CF − Capex

Total Liabilities

Rp14.54 Trillion
IDR

Capital Expenditures

Rp60.42 Billion
IDR

BFI Finance Indonesia Tbk Financial Flexibility Index (2009–2024)

Historical Financial Flexibility Index trend for BFI Finance Indonesia Tbk across 16 annual periods. Check strategic asset allocation of BFI Finance Indonesia Tbk to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for BFI Finance Indonesia Tbk (2009–2024)

Year-by-year free cash flow to debt coverage for BFI Finance Indonesia Tbk. For the full company profile including market capitalisation, see BFI Finance Indonesia Tbk (BFIN) total market value.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2024 0.04x Rp635.01 Billion Rp489.54 Billion Rp14.94 Trillion ▼ -3.6%
2023 0.04x Rp639.15 Billion Rp276.68 Billion Rp14.49 Trillion ▲ +117.9%
2022 -0.25x Rp-3.25 Trillion Rp-3.52 Trillion Rp13.17 Trillion ▼ -403.2%
2021 0.08x Rp668.10 Billion Rp542.47 Billion Rp8.21 Trillion ▼ -85.6%
2020 0.56x Rp4.85 Trillion Rp4.75 Trillion Rp8.59 Trillion ▲ +460.0%
2019 0.10x Rp1.31 Trillion Rp1.20 Trillion Rp13.01 Trillion ▲ +792.8%
2018 -0.01x Rp-187.85 Billion Rp-366.66 Billion Rp12.91 Trillion ▲ +92.1%
2017 -0.18x Rp-2.12 Trillion Rp-2.34 Trillion Rp11.58 Trillion ▼ -282.7%
2016 -0.05x Rp-393.91 Billion Rp-456.18 Billion Rp8.22 Trillion ▼ -257.8%
2015 0.03x Rp235.30 Billion Rp148.36 Billion Rp7.75 Trillion ▲ +134.8%
2014 -0.09x Rp-527.65 Billion Rp-638.97 Billion Rp6.06 Trillion ▲ +63.7%
2013 -0.24x Rp-1.17 Trillion Rp-1.33 Trillion Rp4.90 Trillion ▲ +17.1%
2012 -0.29x Rp-1.07 Trillion Rp-1.20 Trillion Rp3.71 Trillion ▲ +36.6%
2011 -0.46x Rp-1.34 Trillion Rp-1.42 Trillion Rp2.94 Trillion ▼ -37.8%
2010 -0.33x Rp-639.25 Billion Rp-744.27 Billion Rp1.93 Trillion ▼ -123.1%
2009 1.43x Rp1.23 Trillion Rp1.22 Trillion Rp858.81 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities