BFI Finance Indonesia Tbk (BFIN) — Financial Flexibility Index
BFI Finance Indonesia Tbk (BFIN) has a Financial Flexibility Index of 0.05x as of September 2025. Free cash flow of Rp760.16 Billion (operating CF Rp699.74 Billion minus capex Rp60.42 Billion) represents 0% of total liabilities (Rp14.54 Trillion). Check asset allocation strategy of BFI Finance Indonesia Tbk to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
BFI Finance Indonesia Tbk Financial Flexibility Index (2009–2024)
Historical Financial Flexibility Index trend for BFI Finance Indonesia Tbk across 16 annual periods. See working capital position of BFI Finance Indonesia Tbk to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for BFI Finance Indonesia Tbk (2009–2024)
Year-by-year free cash flow to debt coverage for BFI Finance Indonesia Tbk. For the full company profile including market capitalisation, see BFI Finance Indonesia Tbk market capitalisation.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.04x | Rp635.01 Billion | Rp489.54 Billion | Rp14.94 Trillion | ▼ -3.6% |
| 2023 | 0.04x | Rp639.15 Billion | Rp276.68 Billion | Rp14.49 Trillion | ▲ +117.9% |
| 2022 | -0.25x | Rp-3.25 Trillion | Rp-3.52 Trillion | Rp13.17 Trillion | ▼ -403.2% |
| 2021 | 0.08x | Rp668.10 Billion | Rp542.47 Billion | Rp8.21 Trillion | ▼ -85.6% |
| 2020 | 0.56x | Rp4.85 Trillion | Rp4.75 Trillion | Rp8.59 Trillion | ▲ +460.0% |
| 2019 | 0.10x | Rp1.31 Trillion | Rp1.20 Trillion | Rp13.01 Trillion | ▲ +792.8% |
| 2018 | -0.01x | Rp-187.85 Billion | Rp-366.66 Billion | Rp12.91 Trillion | ▲ +92.1% |
| 2017 | -0.18x | Rp-2.12 Trillion | Rp-2.34 Trillion | Rp11.58 Trillion | ▼ -282.7% |
| 2016 | -0.05x | Rp-393.91 Billion | Rp-456.18 Billion | Rp8.22 Trillion | ▼ -257.8% |
| 2015 | 0.03x | Rp235.30 Billion | Rp148.36 Billion | Rp7.75 Trillion | ▲ +134.8% |
| 2014 | -0.09x | Rp-527.65 Billion | Rp-638.97 Billion | Rp6.06 Trillion | ▲ +63.7% |
| 2013 | -0.24x | Rp-1.17 Trillion | Rp-1.33 Trillion | Rp4.90 Trillion | ▲ +17.1% |
| 2012 | -0.29x | Rp-1.07 Trillion | Rp-1.20 Trillion | Rp3.71 Trillion | ▲ +36.6% |
| 2011 | -0.46x | Rp-1.34 Trillion | Rp-1.42 Trillion | Rp2.94 Trillion | ▼ -37.8% |
| 2010 | -0.33x | Rp-639.25 Billion | Rp-744.27 Billion | Rp1.93 Trillion | ▼ -123.1% |
| 2009 | 1.43x | Rp1.23 Trillion | Rp1.22 Trillion | Rp858.81 Billion | — |