BFI Finance Indonesia Tbk (BFIN) — Financial Flexibility Index
BFI Finance Indonesia Tbk (BFIN) has a Financial Flexibility Index of 0.05x as of September 2025. Free cash flow of Rp760.16 Billion (operating CF Rp699.74 Billion minus capex Rp60.42 Billion) represents 0% of total liabilities (Rp14.54 Trillion). Check BFI Finance Indonesia Tbk investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
BFI Finance Indonesia Tbk Financial Flexibility Index (2009–2024)
Historical Financial Flexibility Index trend for BFI Finance Indonesia Tbk across 16 annual periods. For the full cash flow conversion analysis, see BFIN cash flow metrics.
Annual Financial Flexibility Index for BFI Finance Indonesia Tbk (2009–2024)
Year-by-year free cash flow to debt coverage for BFI Finance Indonesia Tbk. Explore BFI Finance Indonesia Tbk debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.04x | Rp635.01 Billion | Rp489.54 Billion | Rp14.94 Trillion | ▼ -3.6% |
| 2023 | 0.04x | Rp639.15 Billion | Rp276.68 Billion | Rp14.49 Trillion | ▲ +117.9% |
| 2022 | -0.25x | Rp-3.25 Trillion | Rp-3.52 Trillion | Rp13.17 Trillion | ▼ -403.2% |
| 2021 | 0.08x | Rp668.10 Billion | Rp542.47 Billion | Rp8.21 Trillion | ▼ -85.6% |
| 2020 | 0.56x | Rp4.85 Trillion | Rp4.75 Trillion | Rp8.59 Trillion | ▲ +460.0% |
| 2019 | 0.10x | Rp1.31 Trillion | Rp1.20 Trillion | Rp13.01 Trillion | ▲ +792.8% |
| 2018 | -0.01x | Rp-187.85 Billion | Rp-366.66 Billion | Rp12.91 Trillion | ▲ +92.1% |
| 2017 | -0.18x | Rp-2.12 Trillion | Rp-2.34 Trillion | Rp11.58 Trillion | ▼ -282.7% |
| 2016 | -0.05x | Rp-393.91 Billion | Rp-456.18 Billion | Rp8.22 Trillion | ▼ -257.8% |
| 2015 | 0.03x | Rp235.30 Billion | Rp148.36 Billion | Rp7.75 Trillion | ▲ +134.8% |
| 2014 | -0.09x | Rp-527.65 Billion | Rp-638.97 Billion | Rp6.06 Trillion | ▲ +63.7% |
| 2013 | -0.24x | Rp-1.17 Trillion | Rp-1.33 Trillion | Rp4.90 Trillion | ▲ +17.1% |
| 2012 | -0.29x | Rp-1.07 Trillion | Rp-1.20 Trillion | Rp3.71 Trillion | ▲ +36.6% |
| 2011 | -0.46x | Rp-1.34 Trillion | Rp-1.42 Trillion | Rp2.94 Trillion | ▼ -37.8% |
| 2010 | -0.33x | Rp-639.25 Billion | Rp-744.27 Billion | Rp1.93 Trillion | ▼ -123.1% |
| 2009 | 1.43x | Rp1.23 Trillion | Rp1.22 Trillion | Rp858.81 Billion | — |