BFI Finance Indonesia Tbk (BFIN) — Defensive Interval Ratio
BFI Finance Indonesia Tbk (BFIN) has a Defensive Interval Ratio of 874 days as of September 2025. Defensive assets of Rp23.22 Trillion (cash Rp466.90 Billion, short-term investments Rp-, receivables Rp22.75 Trillion) cover 874 days of daily cash needs of Rp26.55 Billion/day. Check BFIN goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
BFI Finance Indonesia Tbk Defensive Interval Ratio (2009–2024)
This chart shows how BFI Finance Indonesia Tbk's Defensive Interval Ratio has evolved across 15 annual periods from 2009 to 2024. As of September 2025, the ratio stands at 874 days, meaning defensive assets of Rp23.22 Trillion can fund 874 days of operations without new revenue. Also explore BFIN year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for BFI Finance Indonesia Tbk (2009–2024)
The table below presents the year-by-year Defensive Interval Ratio for BFI Finance Indonesia Tbk from 2009 to 2024, covering 15 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BFI Finance Indonesia Tbk (BFIN) total market value.
| Year | DIR (days) | Defensive Assets (IDR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 1044 days | Rp23.02 Trillion | Rp22.06 Billion/day | Rp711.35 Billion | Rp- | ▼ -20275 days |
| 2023 | 21319 days | Rp21.80 Trillion | Rp1.02 Billion/day | Rp842.03 Billion | Rp- | ▲ +20222 days |
| 2022 | 1097 days | Rp19.99 Trillion | Rp18.22 Billion/day | Rp269.52 Billion | Rp- | ▼ -10830 days |
| 2021 | 11927 days | Rp14.52 Trillion | Rp1.22 Billion/day | Rp754.57 Billion | Rp- | ▼ -7866 days |
| 2020 | 19792 days | Rp14.12 Trillion | Rp713.46 Million/day | Rp1.29 Trillion | Rp- | ▲ +11959 days |
| 2019 | 7834 days | Rp17.55 Trillion | Rp2.24 Billion/day | Rp- | Rp- | ▲ +5569 days |
| 2018 | 2264 days | Rp17.39 Trillion | Rp7.68 Billion/day | Rp- | Rp- | ▼ -9606 days |
| 2017 | 11871 days | Rp15.75 Trillion | Rp1.33 Billion/day | Rp225.20 Billion | Rp- | ▼ -1276 days |
| 2016 | 13146 days | Rp11.70 Trillion | Rp889.65 Million/day | Rp- | Rp- | ▲ +4767 days |
| 2015 | 8380 days | Rp9.95 Trillion | Rp1.19 Billion/day | Rp- | Rp- | ▲ +8288 days |
| 2014 | 92 days | Rp126.29 Billion | Rp1.37 Billion/day | Rp- | Rp- | ▼ -21 days |
| 2013 | 112 days | Rp83.09 Billion | Rp738.76 Million/day | Rp- | Rp- | ▼ -9388 days |
| 2011 | 9500 days | Rp3.67 Trillion | Rp385.89 Million/day | Rp- | Rp130.00 Million | ▲ +3731 days |
| 2010 | 5769 days | Rp2.81 Trillion | Rp486.51 Million/day | Rp- | Rp127.00 Million | ▲ +2307 days |
| 2009 | 3462 days | Rp1.92 Trillion | Rp553.83 Million/day | Rp- | Rp1.08 Billion | — |