Bank Sinarmas Tbk (BSIM) — Financial Flexibility Index

Latest as of June 2025: 0.06x

Bank Sinarmas Tbk (BSIM) has a Financial Flexibility Index of 0.06x as of June 2025. Free cash flow of Rp2.52 Trillion (operating CF Rp2.43 Trillion minus capex Rp92.13 Billion) represents 0% of total liabilities (Rp40.60 Trillion). Also explore BSIM net assets growth trend to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.06x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp2.52 Trillion
Operating CF − Capex

Total Liabilities

Rp40.60 Trillion
IDR

Capital Expenditures

Rp92.13 Billion
IDR

Bank Sinarmas Tbk Financial Flexibility Index (2009–2024)

Historical Financial Flexibility Index trend for Bank Sinarmas Tbk across 16 annual periods. Check BSIM capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Bank Sinarmas Tbk (2009–2024)

Year-by-year free cash flow to debt coverage for Bank Sinarmas Tbk. For the full company profile including market capitalisation, see Bank Sinarmas Tbk market cap and net worth.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2024 0.03x Rp1.32 Trillion Rp1.17 Trillion Rp47.02 Trillion ▼ -73.9%
2023 0.11x Rp4.82 Trillion Rp4.63 Trillion Rp44.81 Trillion ▲ +188.3%
2022 -0.12x Rp-4.88 Trillion Rp-5.00 Trillion Rp40.07 Trillion ▼ -169.4%
2021 0.18x Rp7.95 Trillion Rp7.84 Trillion Rp45.31 Trillion ▲ +186.8%
2020 0.06x Rp2.36 Trillion Rp2.12 Trillion Rp38.56 Trillion ▲ +100.3%
2019 -17.59x Rp-971.95 Billion Rp-1.21 Trillion Rp55.24 Billion ▼ -59716.8%
2018 -0.03x Rp-761.62 Billion Rp-950.26 Billion Rp25.89 Trillion ▼ -26.1%
2017 -0.02x Rp-596.05 Billion Rp-807.98 Billion Rp25.56 Trillion ▼ -173.3%
2016 0.03x Rp849.53 Billion Rp751.08 Billion Rp26.72 Trillion ▼ -65.5%
2015 0.09x Rp2.23 Trillion Rp2.01 Trillion Rp24.20 Trillion ▲ +288.7%
2014 0.02x Rp429.18 Billion Rp324.12 Billion Rp18.10 Trillion ▲ +386.7%
2013 0.00x Rp71.59 Billion Rp-35.41 Billion Rp14.69 Trillion ▲ +107.0%
2012 -0.07x Rp-925.61 Billion Rp-1.11 Trillion Rp13.33 Trillion ▼ -176.1%
2011 0.09x Rp1.40 Trillion Rp1.25 Trillion Rp15.36 Trillion ▲ +28.8%
2010 0.07x Rp731.13 Billion Rp698.51 Billion Rp10.32 Trillion ▼ -28.7%
2009 0.10x Rp741.37 Billion Rp667.05 Billion Rp7.46 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities