Bank Sinarmas Tbk (BSIM) — Cash Flow-to-Debt Ratio
Bank Sinarmas Tbk (BSIM) has a Cash Flow-to-Debt Ratio of 0.06x as of June 2025, meaning its operating cash flow of Rp2.43 Trillion could theoretically repay 0% of its total liabilities (Rp40.60 Trillion) in one year. See BSIM financial flexibility score to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank Sinarmas Tbk Cash Flow-to-Debt Ratio (2009–2024)
Historical debt coverage capacity for Bank Sinarmas Tbk across 16 annual periods. For the full cash flow conversion analysis, see how efficiently does Bank Sinarmas Tbk generate cash.
Annual Cash Flow-to-Debt Ratio for Bank Sinarmas Tbk (2009–2024)
Year-by-year debt coverage analysis for Bank Sinarmas Tbk. Check Bank Sinarmas Tbk cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | Rp1.17 Trillion | Rp47.02 Trillion | ▼ -76.0% |
| 2023 | 0.10x | Rp4.63 Trillion | Rp44.81 Trillion | ▲ +182.8% |
| 2022 | -0.12x | Rp-5.00 Trillion | Rp40.07 Trillion | ▼ -172.1% |
| 2021 | 0.17x | Rp7.84 Trillion | Rp45.31 Trillion | ▲ +215.1% |
| 2020 | 0.05x | Rp2.12 Trillion | Rp38.56 Trillion | ▲ +100.3% |
| 2019 | -21.94x | Rp-1.21 Trillion | Rp55.24 Billion | ▼ -59690.1% |
| 2018 | -0.04x | Rp-950.26 Billion | Rp25.89 Trillion | ▼ -16.1% |
| 2017 | -0.03x | Rp-807.98 Billion | Rp25.56 Trillion | ▼ -212.4% |
| 2016 | 0.03x | Rp751.08 Billion | Rp26.72 Trillion | ▼ -66.2% |
| 2015 | 0.08x | Rp2.01 Trillion | Rp24.20 Trillion | ▲ +364.8% |
| 2014 | 0.02x | Rp324.12 Billion | Rp18.10 Trillion | ▲ +843.0% |
| 2013 | 0.00x | Rp-35.41 Billion | Rp14.69 Trillion | ▲ +97.1% |
| 2012 | -0.08x | Rp-1.11 Trillion | Rp13.33 Trillion | ▼ -202.9% |
| 2011 | 0.08x | Rp1.25 Trillion | Rp15.36 Trillion | ▲ +19.9% |
| 2010 | 0.07x | Rp698.51 Billion | Rp10.32 Trillion | ▼ -24.3% |
| 2009 | 0.09x | Rp667.05 Billion | Rp7.46 Trillion | — |