Bank Sinarmas Tbk (BSIM) — Defensive Interval Ratio

Latest as of June 2025: 4 days

Bank Sinarmas Tbk (BSIM) has a Defensive Interval Ratio of 4 days as of June 2025. Defensive assets of Rp400.41 Billion (cash Rp-, short-term investments Rp-, receivables Rp400.41 Billion) cover 4 days of daily cash needs of Rp107.99 Billion/day. See Bank Sinarmas Tbk current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

4 days
Days of operational coverage

Defensive Assets

Rp400.41 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rp107.99 Billion
Current Liabilities ÷ 365

Current Liabilities

Rp39.42 Trillion
IDR

Bank Sinarmas Tbk Defensive Interval Ratio (2009–2024)

This chart shows how Bank Sinarmas Tbk's Defensive Interval Ratio has evolved across 16 annual periods from 2009 to 2024. As of June 2025, the ratio stands at 4 days, meaning defensive assets of Rp400.41 Billion can fund 4 days of operations without new revenue. See Bank Sinarmas Tbk (BSIM) balance sheet quality index to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Bank Sinarmas Tbk (2009–2024)

The table below presents the year-by-year Defensive Interval Ratio for Bank Sinarmas Tbk from 2009 to 2024, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BSIM market cap.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2024 3 days Rp424.08 Billion Rp123.57 Billion/day Rp- Rp- ▲ +375 days
2023 -371 days Rp-27.52 Trillion Rp74.10 Billion/day Rp- Rp-27.89 Trillion ▼ -5427 days
2022 5055 days Rp402.75 Billion Rp79.67 Million/day Rp- Rp- ▼ -863 days
2021 5919 days Rp374.50 Billion Rp63.27 Million/day Rp- Rp- ▲ +2716 days
2020 3203 days Rp361.40 Billion Rp112.83 Million/day Rp- Rp- ▼ -4034 days
2019 7237 days Rp1.10 Trillion Rp151.34 Million/day Rp- Rp- ▼ -2066 days
2018 9303 days Rp808.39 Billion Rp86.90 Million/day Rp- Rp558.09 Billion ▲ +3865 days
2017 5438 days Rp515.12 Billion Rp94.73 Million/day Rp- Rp317.40 Billion ▲ +3002 days
2016 2436 days Rp244.99 Billion Rp100.59 Million/day Rp- Rp43.26 Billion ▼ -1363 days
2015 3799 days Rp410.00 Billion Rp107.93 Million/day Rp- Rp131.19 Billion ▼ -14919 days
2014 18718 days Rp1.64 Trillion Rp87.48 Million/day Rp- Rp1.53 Trillion ▼ -18386 days
2013 37104 days Rp1.72 Trillion Rp46.37 Million/day Rp- Rp1.60 Trillion ▲ +11333 days
2012 25771 days Rp1.52 Trillion Rp59.13 Million/day Rp- Rp1.44 Trillion ▲ +18775 days
2011 6996 days Rp1.40 Trillion Rp200.24 Million/day Rp- Rp1.34 Trillion ▼ -2299 days
2010 9295 days Rp1.19 Trillion Rp128.05 Million/day Rp- Rp1.14 Trillion ▲ +5115 days
2009 4179 days Rp748.42 Billion Rp179.07 Million/day Rp- Rp704.41 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)