Finbond Group Ltd
Finbond Group Limited operates as a financial services institution. It operates through Deposit and Debt Finance Products, Lending, Property Investment, and Transactional Banking segments. The company offers short-term consumer lending services; transactional banking products; personal banking; overdraft facility; business banking products, such as commercial, business, and small enterprise accou… Read more
Finbond Group Ltd - Asset Resilience Ratio
Finbond Group Ltd (FGL) has an Asset Resilience Ratio of 7.28% as of February 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2025)
This chart shows how Finbond Group Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Finbond Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ZAC0.00 | 0% |
| Short-term Investments | ZAC329.47 Million | 7.28% |
| Total Liquid Assets | ZAC329.47 Million | 7.28% |
Asset Resilience Insights
- Limited Liquidity: Finbond Group Ltd maintains only 7.28% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Finbond Group Ltd Industry Peers by Asset Resilience Ratio
Compare Finbond Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC |
Mortgage Finance | 0.24% |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC |
Mortgage Finance | 3.98% |
|
Aavas Financiers Limited
NSE:AAVAS |
Mortgage Finance | 18.85% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF |
Mortgage Finance | 0.00% |
|
Aptus Value Housing Finance India Limited
NSE:APTUS |
Mortgage Finance | 3.95% |
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
Better Home & Finance Holding Company
NYSE:BETR |
Mortgage Finance | 10.91% |
Annual Asset Resilience Ratio for Finbond Group Ltd (2013–2025)
The table below shows the annual Asset Resilience Ratio data for Finbond Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-02-28 | 7.28% | ZAC329.47 Million | ZAC4.53 Billion | -1.95pp |
| 2024-02-29 | 9.22% | ZAC394.57 Million | ZAC4.28 Billion | +3.79pp |
| 2023-02-28 | 5.43% | ZAC269.23 Million | ZAC4.96 Billion | -3.99pp |
| 2022-02-28 | 9.42% | ZAC435.48 Million | ZAC4.62 Billion | -5.89pp |
| 2021-02-28 | 15.30% | ZAC668.82 Million | ZAC4.37 Billion | +8.71pp |
| 2020-02-29 | 6.59% | ZAC308.15 Million | ZAC4.67 Billion | +3.33pp |
| 2019-02-28 | 3.26% | ZAC111.70 Million | ZAC3.42 Billion | -3.46pp |
| 2018-02-28 | 6.73% | ZAC222.61 Million | ZAC3.31 Billion | -4.99pp |
| 2017-02-28 | 11.72% | ZAC372.40 Million | ZAC3.18 Billion | -4.48pp |
| 2016-02-29 | 16.20% | ZAC231.88 Million | ZAC1.43 Billion | +16.19pp |
| 2015-02-28 | 0.00% | ZAC62.44K | ZAC1.35 Billion | -0.03pp |
| 2014-02-28 | 0.03% | ZAC365.46K | ZAC1.09 Billion | +0.03pp |
| 2013-02-28 | 0.00% | ZAC24.84K | ZAC556.27 Million | -- |