Finbond Group Ltd

JSE:FGL South Africa Mortgage Finance
Market Cap
$30.97 Million
ZAC58.28 Billion ZAC
Market Cap Rank
#38410 Global
#154 in South Africa
Share Price
ZAC113.00
Change (1 day)
+1.80%
52-Week Range
ZAC65.00 - ZAC145.00
All Time High
ZAC607.51
About

Finbond Group Limited operates as a financial services institution. It operates through Deposit and Debt Finance Products, Lending, Property Investment, and Transactional Banking segments. The company offers short-term consumer lending services; transactional banking products; personal banking; overdraft facility; business banking products, such as commercial, business, and small enterprise accou… Read more

Finbond Group Ltd - Asset Resilience Ratio

Latest as of February 2025: 7.28%

Finbond Group Ltd (FGL) has an Asset Resilience Ratio of 7.28% as of February 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
ZAC329.47 Million
Cash + Short-term Investments
Total Assets
ZAC4.53 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2013–2025)

This chart shows how Finbond Group Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Finbond Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents ZAC0.00 0%
Short-term Investments ZAC329.47 Million 7.28%
Total Liquid Assets ZAC329.47 Million 7.28%

Asset Resilience Insights

  • Limited Liquidity: Finbond Group Ltd maintains only 7.28% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Finbond Group Ltd Industry Peers by Asset Resilience Ratio

Compare Finbond Group Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
PennyMac Financial Services Inc
F:1AC
Mortgage Finance 0.24%
Aadhar Housing Finance Ltd
NSE:AADHARHFC
Mortgage Finance 3.98%
Aavas Financiers Limited
NSE:AAVAS
Mortgage Finance 18.85%
Australian Finance Group Ltd
AU:AFG
Mortgage Finance 0.00%
Atrium Mortgage Investment Corporation
PINK:AMIVF
Mortgage Finance 0.00%
Aptus Value Housing Finance India Limited
NSE:APTUS
Mortgage Finance 3.95%
Bajaj Housing Finance
NSE:BAJAJHFL
Mortgage Finance 0.00%
Better Home & Finance Holding Company
NYSE:BETR
Mortgage Finance 10.91%

Annual Asset Resilience Ratio for Finbond Group Ltd (2013–2025)

The table below shows the annual Asset Resilience Ratio data for Finbond Group Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-02-28 7.28% ZAC329.47 Million ZAC4.53 Billion -1.95pp
2024-02-29 9.22% ZAC394.57 Million ZAC4.28 Billion +3.79pp
2023-02-28 5.43% ZAC269.23 Million ZAC4.96 Billion -3.99pp
2022-02-28 9.42% ZAC435.48 Million ZAC4.62 Billion -5.89pp
2021-02-28 15.30% ZAC668.82 Million ZAC4.37 Billion +8.71pp
2020-02-29 6.59% ZAC308.15 Million ZAC4.67 Billion +3.33pp
2019-02-28 3.26% ZAC111.70 Million ZAC3.42 Billion -3.46pp
2018-02-28 6.73% ZAC222.61 Million ZAC3.31 Billion -4.99pp
2017-02-28 11.72% ZAC372.40 Million ZAC3.18 Billion -4.48pp
2016-02-29 16.20% ZAC231.88 Million ZAC1.43 Billion +16.19pp
2015-02-28 0.00% ZAC62.44K ZAC1.35 Billion -0.03pp
2014-02-28 0.03% ZAC365.46K ZAC1.09 Billion +0.03pp
2013-02-28 0.00% ZAC24.84K ZAC556.27 Million --
pp = percentage points