Sanlam Ltd - Asset Resilience Ratio

Latest as of June 2025: 0.38%

Sanlam Ltd (SLM) has an Asset Resilience Ratio of 0.38% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See SLM working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

ZAC4.52 Billion

≈ $2.40 Million USD Cash + Short-term Investments

Total Assets

ZAC1.20 Trillion

≈ $637.29 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2004–2024)

This chart shows how Sanlam Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see SLM current and non-current assets.

Liquid Assets Composition Over Time

This chart breaks down Sanlam Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Sanlam Ltd to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	ZAC0.00	0%
Short-term Investments	ZAC4.52 Billion	0.38%
Total Liquid Assets	ZAC4.52 Billion	0.38%

Asset Resilience Insights

Limited Liquidity: Sanlam Ltd maintains only 0.38% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Sanlam Ltd Industry Peers by Asset Resilience Ratio

Compare Sanlam Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Globe Life Inc NYSE:GL	Insurance - Life	0.63%
Challenger Ltd AU:CGF	Insurance - Life	2.14%
Brighthouse Financial Inc NASDAQ:BHF	Insurance - Life	33.32%
Abacus Global Management, Inc. NYSE:ABX	Insurance - Life	9.40%
Clearview Wealth Ltd AU:CVW	Insurance - Life	22.11%
Nobleoak Life Ltd AU:NOL	Insurance - Life	11.03%
Hapvida Participações e Investimentos S.A. SA:HAPV3	Insurance - Life	10.15%
Manulife Financial Corp TO:MFC	Insurance - Life	3.54%

Annual Asset Resilience Ratio for Sanlam Ltd (2004–2024)

The table below shows the annual Asset Resilience Ratio data for Sanlam Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	0.66%	ZAC7.46 Billion ≈ $3.97 Million	ZAC1.13 Trillion ≈ $602.42 Million	-0.26pp
2023-12-31	0.92%	ZAC9.09 Billion ≈ $4.83 Million	ZAC990.45 Billion ≈ $526.37 Million	-6.08pp
2022-12-31	7.00%	ZAC70.48 Billion ≈ $37.46 Million	ZAC1.01 Trillion ≈ $534.95 Million	+0.67pp
2021-12-31	6.33%	ZAC66.88 Billion ≈ $35.54 Million	ZAC1.06 Trillion ≈ $561.30 Million	-1.62pp
2020-12-31	7.95%	ZAC75.08 Billion ≈ $39.90 Million	ZAC943.80 Billion ≈ $501.58 Million	-0.92pp
2019-12-31	8.87%	ZAC79.88 Billion ≈ $42.45 Million	ZAC900.23 Billion ≈ $478.43 Million	+0.13pp
2018-12-31	8.74%	ZAC71.28 Billion ≈ $37.88 Million	ZAC815.60 Billion ≈ $433.45 Million	+0.43pp
2017-12-31	8.31%	ZAC60.92 Billion ≈ $32.38 Million	ZAC733.58 Billion ≈ $389.86 Million	+2.60pp
2016-12-31	5.71%	ZAC38.39 Billion ≈ $20.40 Million	ZAC672.56 Billion ≈ $357.43 Million	+0.17pp
2015-12-31	5.54%	ZAC37.35 Billion ≈ $19.85 Million	ZAC674.51 Billion ≈ $358.47 Million	+1.41pp
2014-12-31	4.12%	ZAC25.21 Billion ≈ $13.40 Million	ZAC611.25 Billion ≈ $324.85 Million	+0.90pp
2013-12-31	3.23%	ZAC18.11 Billion ≈ $9.63 Million	ZAC561.30 Billion ≈ $298.30 Million	-9.50pp
2012-12-31	12.72%	ZAC56.44 Billion ≈ $29.99 Million	ZAC443.56 Billion ≈ $235.73 Million	+12.24pp
2011-12-31	0.48%	ZAC1.83 Billion ≈ $973.08K	ZAC382.20 Billion ≈ $203.12 Million	+0.05pp
2010-12-31	0.43%	ZAC1.56 Billion ≈ $829.06K	ZAC361.19 Billion ≈ $191.95 Million	-0.18pp
2009-12-31	0.62%	ZAC2.06 Billion ≈ $1.10 Million	ZAC334.83 Billion ≈ $177.94 Million	-0.09pp
2008-12-31	0.71%	ZAC2.25 Billion ≈ $1.20 Million	ZAC317.91 Billion ≈ $168.95 Million	+0.04pp
2007-12-31	0.67%	ZAC2.26 Billion ≈ $1.20 Million	ZAC340.26 Billion ≈ $180.83 Million	-0.02pp
2006-12-31	0.68%	ZAC2.29 Billion ≈ $1.22 Million	ZAC335.48 Billion ≈ $178.29 Million	-0.18pp
2005-12-31	0.86%	ZAC2.37 Billion ≈ $1.26 Million	ZAC276.71 Billion ≈ $147.06 Million	-0.01pp
2004-12-31	0.87%	ZAC1.98 Billion ≈ $1.05 Million	ZAC228.02 Billion ≈ $121.18 Million	--

pp = percentage points

About Sanlam Ltd

JSE:SLM South Africa Insurance - Life

Market Cap

$9.20 Billion

ZAC17.31 Trillion ZAC

Market Cap Rank

#2384 Global

#17 in South Africa

Share Price

ZAC8290.00

Change (1 day)

+2.08%

52-Week Range

ZAC8040.00 - ZAC10689.00

All Time High

ZAC10689.00