Sanlam Ltd - Asset Resilience Ratio
Sanlam Ltd (SLM) has an Asset Resilience Ratio of 0.38% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Sanlam Ltd debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2024)
This chart shows how Sanlam Ltd's Asset Resilience Ratio has changed over time. See SLM total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Sanlam Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SLM market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ZAC0.00 | 0% |
| Short-term Investments | ZAC4.52 Billion | 0.38% |
| Total Liquid Assets | ZAC4.52 Billion | 0.38% |
Asset Resilience Insights
- Limited Liquidity: Sanlam Ltd maintains only 0.38% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Sanlam Ltd Industry Peers by Asset Resilience Ratio
Compare Sanlam Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Life Insurance Corporation Of India
NSE:LICI |
Insurance - Life | 0.50% |
|
China Life Insurance Company Limited
F:CHL |
Insurance - Life | 40.03% |
|
Max Financial Services Limited
NSE:MFSL |
Insurance - Life | 0.29% |
|
Hanwha Life
KO:088350 |
Insurance - Life | 69.64% |
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3 |
Insurance - Life | 9.67% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 15.08% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
Annual Asset Resilience Ratio for Sanlam Ltd (2004–2024)
The table below shows the annual Asset Resilience Ratio data for Sanlam Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.66% | ZAC7.46 Billion ≈ $3.97 Million |
ZAC1.13 Trillion ≈ $602.42 Million |
-0.26pp |
| 2023-12-31 | 0.92% | ZAC9.09 Billion ≈ $4.83 Million |
ZAC990.45 Billion ≈ $526.37 Million |
-6.08pp |
| 2022-12-31 | 7.00% | ZAC70.48 Billion ≈ $37.46 Million |
ZAC1.01 Trillion ≈ $534.95 Million |
+0.67pp |
| 2021-12-31 | 6.33% | ZAC66.88 Billion ≈ $35.54 Million |
ZAC1.06 Trillion ≈ $561.30 Million |
-1.62pp |
| 2020-12-31 | 7.95% | ZAC75.08 Billion ≈ $39.90 Million |
ZAC943.80 Billion ≈ $501.58 Million |
-0.92pp |
| 2019-12-31 | 8.87% | ZAC79.88 Billion ≈ $42.45 Million |
ZAC900.23 Billion ≈ $478.43 Million |
+0.13pp |
| 2018-12-31 | 8.74% | ZAC71.28 Billion ≈ $37.88 Million |
ZAC815.60 Billion ≈ $433.45 Million |
+0.43pp |
| 2017-12-31 | 8.31% | ZAC60.92 Billion ≈ $32.38 Million |
ZAC733.58 Billion ≈ $389.86 Million |
+2.60pp |
| 2016-12-31 | 5.71% | ZAC38.39 Billion ≈ $20.40 Million |
ZAC672.56 Billion ≈ $357.43 Million |
+0.17pp |
| 2015-12-31 | 5.54% | ZAC37.35 Billion ≈ $19.85 Million |
ZAC674.51 Billion ≈ $358.47 Million |
+1.41pp |
| 2014-12-31 | 4.12% | ZAC25.21 Billion ≈ $13.40 Million |
ZAC611.25 Billion ≈ $324.85 Million |
+0.90pp |
| 2013-12-31 | 3.23% | ZAC18.11 Billion ≈ $9.63 Million |
ZAC561.30 Billion ≈ $298.30 Million |
-9.50pp |
| 2012-12-31 | 12.72% | ZAC56.44 Billion ≈ $29.99 Million |
ZAC443.56 Billion ≈ $235.73 Million |
+12.24pp |
| 2011-12-31 | 0.48% | ZAC1.83 Billion ≈ $973.08K |
ZAC382.20 Billion ≈ $203.12 Million |
+0.05pp |
| 2010-12-31 | 0.43% | ZAC1.56 Billion ≈ $829.06K |
ZAC361.19 Billion ≈ $191.95 Million |
-0.18pp |
| 2009-12-31 | 0.62% | ZAC2.06 Billion ≈ $1.10 Million |
ZAC334.83 Billion ≈ $177.94 Million |
-0.09pp |
| 2008-12-31 | 0.71% | ZAC2.25 Billion ≈ $1.20 Million |
ZAC317.91 Billion ≈ $168.95 Million |
+0.04pp |
| 2007-12-31 | 0.67% | ZAC2.26 Billion ≈ $1.20 Million |
ZAC340.26 Billion ≈ $180.83 Million |
-0.02pp |
| 2006-12-31 | 0.68% | ZAC2.29 Billion ≈ $1.22 Million |
ZAC335.48 Billion ≈ $178.29 Million |
-0.18pp |
| 2005-12-31 | 0.86% | ZAC2.37 Billion ≈ $1.26 Million |
ZAC276.71 Billion ≈ $147.06 Million |
-0.01pp |
| 2004-12-31 | 0.87% | ZAC1.98 Billion ≈ $1.05 Million |
ZAC228.02 Billion ≈ $121.18 Million |
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About Sanlam Ltd
Sanlam Limited provides various financial solutions to individual, business, and institutional clients in South Africa, rest of Africa, Asia, and internationally. It offers life, disability, severe illness, income protection, funeral, credit life, health solutions, cancer coverage, and corporate insurance solutions. The company also provides financial planning services; retirement solutions, such… Read more