Sanlam Ltd (SLM) — Cash Flow-to-Debt Ratio
Sanlam Ltd (SLM) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2025, meaning its operating cash flow of ZAC12.49 Billion could theoretically repay 0% of its total liabilities (ZAC1.09 Trillion) in one year. See SLM financial flexibility score to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Sanlam Ltd Cash Flow-to-Debt Ratio (2002–2024)
Historical debt coverage capacity for Sanlam Ltd across 23 annual periods. For the full cash flow conversion analysis, see Sanlam Ltd (SLM) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Sanlam Ltd (2002–2024)
Year-by-year debt coverage analysis for Sanlam Ltd. Check Sanlam Ltd cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (ZAC) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | ZAC15.11 Billion | ZAC1.02 Trillion | ▲ +366.3% |
| 2023 | -0.01x | ZAC-4.96 Billion | ZAC893.55 Billion | ▼ -111.0% |
| 2022 | 0.05x | ZAC46.59 Billion | ZAC921.64 Billion | ▲ +3492.9% |
| 2021 | 0.00x | ZAC-1.45 Billion | ZAC973.28 Billion | ▼ -106.3% |
| 2020 | 0.02x | ZAC20.66 Billion | ZAC866.57 Billion | ▲ +194.5% |
| 2019 | 0.01x | ZAC6.64 Billion | ZAC820.87 Billion | ▼ -44.8% |
| 2018 | 0.01x | ZAC10.76 Billion | ZAC733.98 Billion | ▼ -58.0% |
| 2017 | 0.03x | ZAC23.40 Billion | ZAC670.15 Billion | ▲ +48.5% |
| 2016 | 0.02x | ZAC14.43 Billion | ZAC613.47 Billion | ▼ -55.7% |
| 2015 | 0.05x | ZAC32.59 Billion | ZAC614.32 Billion | ▼ -17.3% |
| 2014 | 0.06x | ZAC35.94 Billion | ZAC560.02 Billion | ▲ +219.7% |
| 2013 | 0.02x | ZAC10.37 Billion | ZAC516.69 Billion | ▼ -26.3% |
| 2012 | 0.03x | ZAC11.00 Billion | ZAC403.68 Billion | ▼ -50.3% |
| 2011 | 0.05x | ZAC18.93 Billion | ZAC345.33 Billion | ▲ +1881.6% |
| 2010 | 0.00x | ZAC904.00 Million | ZAC326.81 Billion | ▼ -79.1% |
| 2009 | 0.01x | ZAC3.99 Billion | ZAC302.16 Billion | ▼ -44.2% |
| 2008 | 0.02x | ZAC6.81 Billion | ZAC287.66 Billion | ▲ +24261.1% |
| 2007 | 0.00x | ZAC30.00 Million | ZAC308.71 Billion | ▲ +100.5% |
| 2006 | -0.02x | ZAC-5.44 Billion | ZAC302.43 Billion | ▼ -330.2% |
| 2005 | 0.01x | ZAC1.94 Billion | ZAC248.25 Billion | ▲ +2387.9% |
| 2004 | 0.00x | ZAC62.00 Million | ZAC197.59 Billion | ▼ -92.8% |
| 2003 | 0.00x | ZAC748.00 Million | ZAC172.44 Billion | ▼ -78.1% |
| 2002 | 0.02x | ZAC3.19 Billion | ZAC161.28 Billion | — |