Sanlam Ltd (SLM) — Cash Flow Quality Index
Latest as of June 2025:
1.22x
Sanlam Ltd (SLM) has a Cash Flow Quality Index of 1.22x as of June 2025. Operating cash flow of ZAC12.49 Billion exceeds net income of ZAC10.23 Billion, indicating high earnings quality where cash backs reported profits. Explore Sanlam Ltd debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
1.22x
Operating CF / Net Income
Operating Cash Flow
ZAC12.49 Billion
ZAC
Net Income
ZAC10.23 Billion
ZAC
Data as of
Jun 2025
Most recent filing
Sanlam Ltd Cash Flow Quality Index (2002–2024)
Historical Cash Flow Quality Index for Sanlam Ltd across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see SLM cash generation efficiency.
Annual Cash Flow Quality Index for Sanlam Ltd (2002–2024)
Year-by-year earnings quality comparison for Sanlam Ltd.
| Year | Quality Index | Operating CF (ZAC) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.46x | ZAC15.11 Billion | ZAC32.78 Billion | ▲ +207.9% |
| 2023 | -0.43x | ZAC-4.96 Billion | ZAC11.60 Billion | ▼ -110.3% |
| 2022 | 4.15x | ZAC46.59 Billion | ZAC11.23 Billion | ▲ +5108.7% |
| 2021 | -0.08x | ZAC-1.45 Billion | ZAC17.50 Billion | ▼ -100.3% |
| 2020 | 28.77x | ZAC20.66 Billion | ZAC718.00 Million | ▲ +6204.0% |
| 2019 | 0.46x | ZAC6.64 Billion | ZAC14.56 Billion | ▼ -28.0% |
| 2018 | 0.63x | ZAC10.76 Billion | ZAC16.97 Billion | ▼ -55.7% |
| 2017 | 1.43x | ZAC23.40 Billion | ZAC16.33 Billion | ▲ +35.1% |
| 2016 | 1.06x | ZAC14.43 Billion | ZAC13.60 Billion | ▼ -51.9% |
| 2015 | 2.21x | ZAC32.59 Billion | ZAC14.77 Billion | ▼ -18.2% |
| 2014 | 2.70x | ZAC35.94 Billion | ZAC13.33 Billion | ▲ +228.0% |
| 2013 | 0.82x | ZAC10.37 Billion | ZAC12.62 Billion | ▼ -24.7% |
| 2012 | 1.09x | ZAC11.00 Billion | ZAC10.08 Billion | ▼ -50.6% |
| 2011 | 2.21x | ZAC18.93 Billion | ZAC8.57 Billion | ▲ +2164.1% |
| 2010 | 0.10x | ZAC904.00 Million | ZAC9.27 Billion | ▼ -81.4% |
| 2009 | 0.52x | ZAC3.99 Billion | ZAC7.61 Billion | ▼ -77.4% |
| 2008 | 2.32x | ZAC6.81 Billion | ZAC2.94 Billion | ▲ +49203.1% |
| 2007 | 0.00x | ZAC30.00 Million | ZAC6.38 Billion | ▲ +101.0% |
| 2006 | -0.49x | ZAC-5.44 Billion | ZAC11.17 Billion | ▼ -403.7% |
| 2005 | 0.16x | ZAC1.94 Billion | ZAC12.09 Billion | ▲ +748.7% |
| 2004 | 0.02x | ZAC62.00 Million | ZAC3.28 Billion | ▼ -95.8% |
| 2003 | 0.44x | ZAC748.00 Million | ZAC1.68 Billion | ▼ -77.7% |
| 2002 | 2.00x | ZAC3.19 Billion | ZAC1.60 Billion | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.