Aeon Credit Service Bhd (5139) — Financial Flexibility Index

Latest as of November 2025: -0.02x

Aeon Credit Service Bhd (5139) has a Financial Flexibility Index of -0.02x as of November 2025. Free cash flow of RM-212.61 Million (operating CF RM-222.39 Million minus capex RM9.78 Million) represents 0% of total liabilities (RM12.69 Billion). Also explore how fast is Aeon Credit Service Bhd growing its equity to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

RM-212.61 Million
Operating CF − Capex

Total Liabilities

RM12.69 Billion
MYR

Capital Expenditures

RM9.78 Million
MYR

Aeon Credit Service Bhd Financial Flexibility Index (2006–2025)

Historical Financial Flexibility Index trend for Aeon Credit Service Bhd across 20 annual periods. Check 5139 capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Aeon Credit Service Bhd (2006–2025)

Year-by-year free cash flow to debt coverage for Aeon Credit Service Bhd. For the full company profile including market capitalisation, see 5139 market cap.

Year Flexibility Index Free Cash Flow (MYR) Operating CF Total Liabilities YoY Change
2025 -0.07x RM-825.70 Million RM-897.32 Million RM11.51 Billion ▼ -15.0%
2024 -0.06x RM-622.45 Million RM-654.21 Million RM9.98 Billion ▼ -562.3%
2023 -0.01x RM-80.89 Million RM-98.24 Million RM8.59 Billion ▼ -107.1%
2022 0.13x RM1.06 Billion RM1.00 Billion RM7.94 Billion ▼ -8.0%
2021 0.14x RM1.21 Billion RM1.16 Billion RM8.34 Billion ▲ +249.0%
2020 -0.10x RM-842.63 Million RM-910.89 Million RM8.68 Billion ▲ +3.9%
2019 -0.10x RM-685.11 Million RM-748.04 Million RM6.78 Billion ▼ -433.2%
2018 -0.02x RM-110.82 Million RM-166.88 Million RM5.85 Billion ▲ +83.5%
2017 -0.11x RM-693.23 Million RM-726.28 Million RM6.05 Billion ▲ +12.9%
2016 -0.13x RM-662.62 Million RM-689.33 Million RM5.04 Billion ▲ +27.2%
2015 -0.18x RM-717.05 Million RM-734.81 Million RM3.97 Billion ▲ +44.2%
2014 -0.32x RM-1.01 Billion RM-1.03 Billion RM3.12 Billion ▲ +0.5%
2013 -0.33x RM-652.90 Million RM-679.92 Million RM2.01 Billion ▼ -70.0%
2012 -0.19x RM-234.23 Million RM-246.77 Million RM1.22 Billion ▼ -128.2%
2011 -0.08x RM-74.92 Million RM-86.94 Million RM893.27 Million ▼ -82.1%
2010 -0.05x RM-34.98 Million RM-43.31 Million RM759.73 Million ▲ +65.7%
2009 -0.13x RM-93.11 Million RM-106.62 Million RM694.28 Million ▲ +29.2%
2008 -0.19x RM-104.10 Million RM-112.31 Million RM549.77 Million ▲ +46.8%
2007 -0.36x RM-166.48 Million RM-180.77 Million RM467.32 Million ▼ -13.5%
2006 -0.31x RM-86.30 Million RM-102.53 Million RM274.89 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities