Aeon Credit Service Bhd (5139) — Defensive Interval Ratio

Latest as of November 2025: 383 days

Aeon Credit Service Bhd (5139) has a Defensive Interval Ratio of 383 days as of November 2025. Defensive assets of RM4.45 Billion (cash RM-, short-term investments RM-, receivables RM4.45 Billion) cover 383 days of daily cash needs of RM11.60 Million/day.

Defensive Interval Ratio

383 days
Days of operational coverage

Defensive Assets

RM4.45 Billion
Cash + ST Investments + Receivables

Daily Cash Need

RM11.60 Million
Current Liabilities ÷ 365

Current Liabilities

RM4.23 Billion
MYR

Aeon Credit Service Bhd Defensive Interval Ratio (2008–2025)

This chart shows how Aeon Credit Service Bhd's Defensive Interval Ratio has evolved across 18 annual periods from 2008 to 2025. As of November 2025, the ratio stands at 383 days, meaning defensive assets of RM4.45 Billion can fund 383 days of operations without new revenue. For the complete balance sheet picture, see how large is Aeon Credit Service Bhd's balance sheet.

Annual Defensive Interval Ratio for Aeon Credit Service Bhd (2008–2025)

The table below presents the year-by-year Defensive Interval Ratio for Aeon Credit Service Bhd from 2008 to 2025, covering 18 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Aeon Credit Service Bhd (5139) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (MYR) Daily Cash Need Cash ST Investments Change (days)
2025 324 days RM4.15 Billion RM12.80 Million/day RM- RM35.90 Million ▼ -70 days
2024 394 days RM3.62 Billion RM9.18 Million/day RM- RM60.70 Million ▼ -59 days
2023 453 days RM2.97 Billion RM6.56 Million/day RM- RM-226.67 Million ▼ -508 days
2022 960 days RM2.95 Billion RM3.07 Million/day RM- RM-26.06 Million ▼ -972 days
2021 1932 days RM9.32 Billion RM4.82 Million/day RM- RM28.16 Million ▲ +1102 days
2020 830 days RM6.89 Billion RM8.30 Million/day RM- RM-28.81 Million ▲ +154 days
2019 676 days RM2.16 Billion RM3.19 Million/day RM- RM9.32 Million ▲ +373 days
2018 304 days RM2.15 Billion RM7.09 Million/day RM- RM4.77 Million ▼ -326 days
2017 630 days RM1.98 Billion RM3.15 Million/day RM- RM3.47 Million ▼ -171 days
2016 801 days RM1.80 Billion RM2.25 Million/day RM- RM13.82 Million ▲ +162 days
2015 639 days RM1.75 Billion RM2.75 Million/day RM- RM- ▲ +61 days
2014 578 days RM1.60 Billion RM2.76 Million/day RM- RM- ▲ +49 days
2013 529 days RM1.18 Billion RM2.23 Million/day RM- RM- ▼ -477 days
2012 1006 days RM953.75 Million RM948.36K/day RM- RM- ▲ +106 days
2011 900 days RM731.35 Million RM812.93K/day RM- RM- ▲ +137 days
2010 763 days RM622.48 Million RM816.19K/day RM- RM- ▲ +152 days
2009 611 days RM557.72 Million RM913.33K/day RM- RM- ▼ -86 days
2008 697 days RM450.13 Million RM646.16K/day RM- RM- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)