Heungkuk Fire & Marine Insurance Co Ltd (000545) — Financial Flexibility Index

Latest as of June 2026: 0.01x

Heungkuk Fire & Marine Insurance Co Ltd (000545) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of ₩111.72 Billion (operating CF ₩105.31 Billion minus capex ₩6.40 Billion) represents 0% of total liabilities (₩10.31 Trillion). Check cash flow reinvestment rate of Heungkuk Fire & Marine Insurance Co Ltd to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

₩111.72 Billion
Operating CF − Capex

Total Liabilities

₩10.31 Trillion
KRW

Capital Expenditures

₩6.40 Billion
KRW

Heungkuk Fire & Marine Insurance Co Ltd Financial Flexibility Index (2014–2025)

Historical Financial Flexibility Index trend for Heungkuk Fire & Marine Insurance Co Ltd across 12 annual periods. For the full cash flow conversion analysis, see how efficiently does Heungkuk Fire & Marine Insurance Co Ltd generate cash.

Annual Financial Flexibility Index for Heungkuk Fire & Marine Insurance Co Ltd (2014–2025)

Year-by-year free cash flow to debt coverage for Heungkuk Fire & Marine Insurance Co Ltd. Explore cash flow to debt ratio of Heungkuk Fire & Marine Insurance Co Ltd to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (KRW) Operating CF Total Liabilities YoY Change
2025 0.07x ₩767.18 Billion ₩747.39 Billion ₩11.67 Trillion ▼ -10.3%
2024 0.07x ₩888.29 Billion ₩874.97 Billion ₩12.12 Trillion ▲ +110.8%
2023 0.03x ₩370.64 Billion ₩355.83 Billion ₩10.66 Trillion ▼ -9.5%
2022 0.04x ₩376.94 Billion ₩356.20 Billion ₩9.81 Trillion ▲ +21.3%
2021 0.03x ₩414.03 Billion ₩389.60 Billion ₩13.07 Trillion ▼ -53.9%
2020 0.07x ₩857.96 Billion ₩832.90 Billion ₩12.49 Trillion ▼ -3.3%
2019 0.07x ₩848.05 Billion ₩812.73 Billion ₩11.94 Trillion ▼ -14.0%
2018 0.08x ₩930.45 Billion ₩923.50 Billion ₩11.26 Trillion ▼ -12.9%
2017 0.09x ₩998.85 Billion ₩994.58 Billion ₩10.52 Trillion ▼ -7.2%
2016 0.10x ₩988.58 Billion ₩985.55 Billion ₩9.66 Trillion ▲ +59.1%
2015 0.06x ₩549.33 Billion ₩547.48 Billion ₩8.55 Trillion ▼ -27.6%
2014 0.09x ₩648.34 Billion ₩645.20 Billion ₩7.31 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities