Heungkuk Fire & Marine Insurance Co Ltd (000545) — Cash Flow Quality Index
Heungkuk Fire & Marine Insurance Co Ltd (000545) has a Cash Flow Quality Index of 3.93x as of June 2026. Operating cash flow of ₩105.31 Billion exceeds net income of ₩26.83 Billion, indicating high earnings quality where cash backs reported profits. Explore Heungkuk Fire & Marine Insurance Co Ltd (000545) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Heungkuk Fire & Marine Insurance Co Ltd Cash Flow Quality Index (2014–2025)
Historical Cash Flow Quality Index for Heungkuk Fire & Marine Insurance Co Ltd across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Heungkuk Fire & Marine Insurance Co Ltd (000545) cash flow conversion.
Annual Cash Flow Quality Index for Heungkuk Fire & Marine Insurance Co Ltd (2014–2025)
Year-by-year earnings quality comparison for Heungkuk Fire & Marine Insurance Co Ltd.
| Year | Quality Index | Operating CF (KRW) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 4.93x | ₩747.39 Billion | ₩151.69 Billion | ▼ -39.9% |
| 2024 | 8.20x | ₩874.97 Billion | ₩106.72 Billion | ▲ +580.9% |
| 2023 | 1.20x | ₩355.83 Billion | ₩295.54 Billion | ▼ -50.1% |
| 2022 | 2.41x | ₩356.20 Billion | ₩147.51 Billion | ▼ -61.5% |
| 2021 | 6.28x | ₩389.60 Billion | ₩62.05 Billion | ▼ -82.9% |
| 2020 | 36.67x | ₩832.90 Billion | ₩22.71 Billion | ▲ +73.4% |
| 2019 | 21.15x | ₩812.73 Billion | ₩38.43 Billion | ▲ +15.5% |
| 2018 | 18.31x | ₩923.50 Billion | ₩50.44 Billion | ▲ +64.8% |
| 2017 | 11.11x | ₩994.58 Billion | ₩89.54 Billion | ▼ -64.4% |
| 2016 | 31.19x | ₩985.55 Billion | ₩31.60 Billion | ▲ +12.1% |
| 2015 | 27.81x | ₩547.48 Billion | ₩19.68 Billion | ▲ +47.5% |
| 2014 | 18.85x | ₩645.20 Billion | ₩34.22 Billion | — |