Hiscox Ltd - Asset Resilience Ratio
Hiscox Ltd (HSX) has an Asset Resilience Ratio of 0.32% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check HSX strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2023)
This chart shows how Hiscox Ltd's Asset Resilience Ratio has changed over time. See debt-free asset ratio of Hiscox Ltd to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Hiscox Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Hiscox Ltd market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 0% |
| Short-term Investments | GBX35.40 Million | 0.32% |
| Total Liquid Assets | GBX35.40 Million | 0.32% |
Asset Resilience Insights
- Limited Liquidity: Hiscox Ltd maintains only 0.32% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Hiscox Ltd Industry Peers by Asset Resilience Ratio
Compare Hiscox Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 57.21% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
Annual Asset Resilience Ratio for Hiscox Ltd (2005–2023)
The table below shows the annual Asset Resilience Ratio data for Hiscox Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 0.32% | GBX35.40 Million ≈ $4.31K |
GBX11.06 Billion ≈ $1.35 Million |
-0.01pp |
| 2022-12-31 | 0.33% | GBX45.30 Million ≈ $5.51K |
GBX13.72 Billion ≈ $1.67 Million |
-0.04pp |
| 2021-12-31 | 0.37% | GBX50.90 Million ≈ $6.19K |
GBX13.85 Billion ≈ $1.68 Million |
-0.09pp |
| 2020-12-31 | 0.46% | GBX63.20 Million ≈ $7.69K |
GBX13.86 Billion ≈ $1.69 Million |
-0.03pp |
| 2019-12-31 | 0.49% | GBX61.20 Million ≈ $7.45K |
GBX12.55 Billion ≈ $1.53 Million |
-0.02pp |
| 2018-12-31 | 0.51% | GBX55.18 Million ≈ $6.71K |
GBX10.85 Billion ≈ $1.32 Million |
0.00pp |
| 2017-12-31 | 0.51% | GBX49.97 Million ≈ $6.08K |
GBX9.74 Billion ≈ $1.19 Million |
-0.19pp |
| 2016-12-31 | 0.70% | GBX57.77 Million ≈ $7.03K |
GBX8.19 Billion ≈ $997.05K |
-0.05pp |
| 2015-12-31 | 0.75% | GBX59.33 Million ≈ $7.22K |
GBX7.86 Billion ≈ $956.08K |
+0.30pp |
| 2014-12-31 | 0.46% | GBX35.62 Million ≈ $4.33K |
GBX7.75 Billion ≈ $942.93K |
+0.01pp |
| 2013-12-31 | 0.45% | GBX32.84 Million ≈ $4.00K |
GBX7.31 Billion ≈ $889.95K |
+0.27pp |
| 2012-12-31 | 0.18% | GBX13.09 Million ≈ $1.59K |
GBX7.13 Billion ≈ $867.42K |
-0.09pp |
| 2011-12-31 | 0.28% | GBX18.07 Million ≈ $2.20K |
GBX6.56 Billion ≈ $797.70K |
-0.11pp |
| 2010-12-31 | 0.39% | GBX23.85 Million ≈ $2.90K |
GBX6.16 Billion ≈ $749.43K |
+0.09pp |
| 2009-12-31 | 0.30% | GBX18.29 Million ≈ $2.23K |
GBX6.17 Billion ≈ $751.04K |
+5.26pp |
| 2007-12-31 | -4.96% | GBX-285.32 Million ≈ $-34.72K |
GBX5.75 Billion ≈ $699.81K |
-2.90pp |
| 2006-12-31 | -2.06% | GBX-107.20 Million ≈ $-13.04K |
GBX5.21 Billion ≈ $633.61K |
-2.98pp |
| 2005-12-31 | 0.92% | GBX43.59 Million ≈ $5.30K |
GBX4.73 Billion ≈ $575.09K |
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About Hiscox Ltd
Hiscox Ltd, through its subsidiaries, provides insurance and reinsurance services worldwide. It operates through Hiscox Retail, Hiscox London Market, and Hiscox Re & ILS segments. The company offers commercial insurance for mirco-and medium-sized businesses; and personal lines cover, including high-value household, fine art, and luxury motor, as well as artwork, antiques, classic cars, jewelry, c… Read more