American Coastal Insurance Corp Asset Resilience Ratio
American Coastal Insurance Corp asset resilience ratio. American Coastal Insurance Corp (ACIC) has an Asset Resilience Ratio of 8.77% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of American Coastal Insurance Corp to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of American Coastal Insurance Corp (2006–2025)
Asset resilience ratio of American Coastal Insurance Corp from 2006 to 2025. This chart shows how American Coastal Insurance Corp's Asset Resilience Ratio has changed over time. Read American Coastal Insurance Corp total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down American Coastal Insurance Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see American Coastal Insurance Corp assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $109.10 Million | 8.77% |
| Total Liquid Assets | $109.10 Million | 8.77% |
Asset Resilience Insights
- Limited Liquidity: American Coastal Insurance Corp maintains only 8.77% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
American Coastal Insurance Corp Industry Peers by Asset Resilience Ratio
Compare American Coastal Insurance Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
People's Insurance of China Ltd
SHG:601319 |
Insurance - Property & Casualty | 38.65% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 57.21% |
|
PICC Property and Casualty Company Limited
F:PJC |
Insurance - Property & Casualty | 33.32% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
Turkiye Sigorta AS
IS:TURSG |
Insurance - Property & Casualty | 51.38% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
American Coastal Insurance Corp Asset Resilience Ratio by Year (2006–2025)
American Coastal Insurance Corp asset resilience ratio by year from 2006 to 2025. The table below shows the annual Asset Resilience Ratio data for American Coastal Insurance Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 10.54% | $113.05 Million | $1.07 Billion | -1.63pp |
| 2024-12-31 | 12.17% | $148.01 Million | $1.22 Billion | +11.49pp |
| 2023-12-31 | 0.68% | $7.19 Million | $1.06 Billion | -12.58pp |
| 2022-12-31 | 13.26% | $376.46 Million | $2.84 Billion | -11.33pp |
| 2021-12-31 | 24.59% | $663.60 Million | $2.70 Billion | -8.40pp |
| 2020-12-31 | 33.00% | $940.01 Million | $2.85 Billion | -2.87pp |
| 2019-12-31 | 35.86% | $884.86 Million | $2.47 Billion | -1.28pp |
| 2018-12-31 | 37.15% | $862.35 Million | $2.32 Billion | +30.49pp |
| 2017-12-31 | 6.66% | $137.12 Million | $2.06 Billion | -46.51pp |
| 2016-12-31 | 53.17% | $528.65 Million | $994.28 Million | -7.30pp |
| 2015-12-31 | 60.47% | $447.50 Million | $740.02 Million | -4.86pp |
| 2014-12-31 | 65.33% | $381.63 Million | $584.17 Million | -0.09pp |
| 2013-12-31 | 65.41% | $288.63 Million | $441.23 Million | +16.98pp |
| 2012-12-31 | 48.43% | $151.88 Million | $313.61 Million | +48.30pp |
| 2011-12-31 | 0.12% | $300.00K | $240.22 Million | -0.02pp |
| 2010-12-31 | 0.14% | $300.00K | $213.62 Million | +0.02pp |
| 2009-12-31 | 0.12% | $300.00K | $247.76 Million | -0.01pp |
| 2008-12-31 | 0.13% | $300.00K | $233.12 Million | -8.14pp |
| 2006-12-31 | 8.26% | $22.89 Million | $276.96 Million | -- |
About American Coastal Insurance Corp
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condomi… Read more