American Coastal Insurance Corp - Asset Resilience Ratio
American Coastal Insurance Corp (ACIC) has an Asset Resilience Ratio of 10.54% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2025)
This chart shows how American Coastal Insurance Corp's Asset Resilience Ratio has changed over time. Check ACIC PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down American Coastal Insurance Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ACIC stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $113.05 Million | 10.54% |
| Total Liquid Assets | $113.05 Million | 10.54% |
Asset Resilience Insights
- Moderate Liquidity: American Coastal Insurance Corp has 10.54% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
American Coastal Insurance Corp Industry Peers by Asset Resilience Ratio
Compare American Coastal Insurance Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Root Inc
NASDAQ:ROOT |
Insurance - Property & Casualty | 29.89% |
|
PICC Property and Casualty Company Limited
F:PJC |
Insurance - Property & Casualty | 33.32% |
|
Military Insurance Corp
VN:MIG |
Insurance - Property & Casualty | 43.42% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
Annual Asset Resilience Ratio for American Coastal Insurance Corp (2006–2025)
The table below shows the annual Asset Resilience Ratio data for American Coastal Insurance Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 10.54% | $113.05 Million | $1.07 Billion | -1.63pp |
| 2024-12-31 | 12.17% | $148.01 Million | $1.22 Billion | +11.49pp |
| 2023-12-31 | 0.68% | $7.19 Million | $1.06 Billion | -12.58pp |
| 2022-12-31 | 13.26% | $376.46 Million | $2.84 Billion | -11.33pp |
| 2021-12-31 | 24.59% | $663.60 Million | $2.70 Billion | -8.40pp |
| 2020-12-31 | 33.00% | $940.01 Million | $2.85 Billion | -2.87pp |
| 2019-12-31 | 35.86% | $884.86 Million | $2.47 Billion | -1.28pp |
| 2018-12-31 | 37.15% | $862.35 Million | $2.32 Billion | +30.49pp |
| 2017-12-31 | 6.66% | $137.12 Million | $2.06 Billion | -46.51pp |
| 2016-12-31 | 53.17% | $528.65 Million | $994.28 Million | -7.30pp |
| 2015-12-31 | 60.47% | $447.50 Million | $740.02 Million | -4.86pp |
| 2014-12-31 | 65.33% | $381.63 Million | $584.17 Million | -0.09pp |
| 2013-12-31 | 65.41% | $288.63 Million | $441.23 Million | +16.98pp |
| 2012-12-31 | 48.43% | $151.88 Million | $313.61 Million | +48.30pp |
| 2011-12-31 | 0.12% | $300.00K | $240.22 Million | -0.02pp |
| 2010-12-31 | 0.14% | $300.00K | $213.62 Million | +0.02pp |
| 2009-12-31 | 0.12% | $300.00K | $247.76 Million | -0.01pp |
| 2008-12-31 | 0.13% | $300.00K | $233.12 Million | -8.14pp |
| 2006-12-31 | 8.26% | $22.89 Million | $276.96 Million | -- |
About American Coastal Insurance Corp
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condomi… Read more