American Coastal Insurance Corp (ACIC) — Cash Flow-to-Debt Ratio

Latest as of June 2026: 0.06x

American Coastal Insurance Corp (ACIC) has a Cash Flow-to-Debt Ratio of 0.06x as of June 2026, meaning its operating cash flow of $58.50 Million could theoretically repay 0% of its total liabilities ($903.01 Million) in one year. See American Coastal Insurance Corp (ACIC) financial flexibility to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.06x
Operating CF / Total Liabilities

Operating Cash Flow

$58.50 Million
USD

Total Liabilities

$903.01 Million
USD

Data as of

Jun 2026
Most recent filing

American Coastal Insurance Corp Cash Flow-to-Debt Ratio (2006–2025)

Historical debt coverage capacity for American Coastal Insurance Corp across 20 annual periods. For the full cash flow conversion analysis, see ACIC cash flow conversion.

Annual Cash Flow-to-Debt Ratio for American Coastal Insurance Corp (2006–2025)

Year-by-year debt coverage analysis for American Coastal Insurance Corp. Check earnings quality score of American Coastal Insurance Corp to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.09x $71.03 Million $755.17 Million ▼ -62.1%
2024 0.25x $243.51 Million $980.45 Million ▲ +262.8%
2023 -0.15x $-136.00 Million $891.62 Million ▼ -166.1%
2022 -0.06x $-173.11 Million $3.02 Billion ▲ +54.1%
2021 -0.12x $-295.39 Million $2.37 Billion ▼ -2798.2%
2020 0.00x $-10.47 Million $2.43 Billion ▼ -105.6%
2019 0.08x $149.01 Million $1.94 Billion ▲ +1249.8%
2018 0.01x $10.12 Million $1.78 Billion ▼ -39.5%
2017 0.01x $14.31 Million $1.52 Billion ▼ -89.2%
2016 0.09x $65.75 Million $752.96 Million ▼ -55.5%
2015 0.20x $98.32 Million $500.81 Million ▲ +8.4%
2014 0.18x $68.92 Million $380.41 Million ▼ -43.9%
2013 0.32x $107.77 Million $333.64 Million ▲ +112.4%
2012 0.15x $34.31 Million $225.63 Million ▼ -27.1%
2011 0.21x $38.65 Million $185.23 Million ▲ +542.2%
2010 -0.05x $-7.94 Million $168.33 Million ▼ -246.2%
2009 0.03x $6.45 Million $199.69 Million ▼ -84.2%
2008 0.20x $38.87 Million $190.19 Million ▼ -79.1%
2007 0.98x $170.52K $174.34K ▲ +1608.7%
2006 0.06x $14.47 Million $252.85 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.