American Coastal Insurance Corp Net Assets
American Coastal Insurance Corp net assets. Based on the latest financial reports, American Coastal Insurance Corp (ACIC) has net assets worth $340.79 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.24 Billion) and total liabilities ($903.01 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore ACIC year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $340.79 Million |
| % of Total Assets | 27.4% |
| Annual Growth Rate | 14.53% |
| 5-Year Change | -4.34% |
| 10-Year Change | 31.59% |
| Growth Volatility | 54.9 |
Net Assets of American Coastal Insurance Corp (2006–2025)
Net assets of American Coastal Insurance Corp from 2006 to 2025. This chart illustrates how American Coastal Insurance Corp's net assets have evolved over time, based on quarterly financial data. See net asset quality index of American Coastal Insurance Corp to measure how much of total assets are equity-financed.
Annual Net Assets for American Coastal Insurance Corp (2006–2025)
The table below shows the annual net assets of American Coastal Insurance Corp from 2006 to 2025. For live market cap and overall valuation, see ACIC company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $317.56 Million | +34.76% |
| 2024-12-31 | $235.66 Million | +39.64% |
| 2023-12-31 | $168.76 Million | +193.66% |
| 2022-12-31 | $-180.18 Million | -154.28% |
| 2021-12-31 | $331.96 Million | -20.51% |
| 2020-12-31 | $417.60 Million | -20.28% |
| 2019-12-31 | $523.87 Million | -3.05% |
| 2018-12-31 | $540.37 Million | +0.60% |
| 2017-12-31 | $537.12 Million | +122.57% |
| 2016-12-31 | $241.33 Million | +0.88% |
| 2015-12-31 | $239.21 Million | +17.40% |
| 2014-12-31 | $203.76 Million | +89.39% |
| 2013-12-31 | $107.59 Million | +22.28% |
| 2012-12-31 | $87.99 Million | +60.01% |
| 2011-12-31 | $54.99 Million | +21.41% |
| 2010-12-31 | $45.29 Million | -5.78% |
| 2009-12-31 | $48.07 Million | +11.98% |
| 2008-12-31 | $42.93 Million | +13.85% |
| 2007-12-31 | $37.70 Million | +56.36% |
| 2006-12-31 | $24.11 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to American Coastal Insurance Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 750.6% over the analyzed period, potentially due to dividend distributions or operating losses.
American Coastal Insurance Corp Net Assets Breakdown (December 2025)
American Coastal Insurance Corp net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $5.00K | 0.00% |
| Other Comprehensive Income | $-7.24 Million | -2.28% |
| Other Components | $439.31 Million | 138.34% |
| Total Equity | $317.56 Million | 100.00% |
American Coastal Insurance Corp Competitors by Market Cap
The table below lists competitors of American Coastal Insurance Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
WideOpenWest Inc
NYSE:WOW
|
$441.57 Million |
|
Dymatic Chemicals Inc
SHE:002054
|
$441.63 Million |
|
CNFC Overseas Fishery Co Ltd
SHE:000798
|
$441.68 Million |
|
China Man-Made Fiber Corp
TW:1718
|
$441.69 Million |
|
Shanghai New Huang Pu Real Estate Co Ltd
SHG:600638
|
$441.46 Million |
|
Tengda Construction Group Co Ltd
SHG:600512
|
$441.35 Million |
|
Risuntek Inc
SHE:002981
|
$441.22 Million |
|
Jiangsu Phoenix Property Investment Co Ltd
SHG:600716
|
$441.06 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in American Coastal Insurance Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 235,660,000 to 317,565,000, a change of 81,905,000 (34.8%).
- Net income of 106,837,000 contributed positively to equity growth.
- New share issuances of 774,000 increased equity.
- Other comprehensive income increased equity by 8,424,000.
- Other factors decreased equity by 34,130,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $106.84 Million | +33.64% |
| Share Issuances | $774.00K | +0.24% |
| Other Comprehensive Income | $8.42 Million | +2.65% |
| Other Changes | $-34.13 Million | -10.75% |
| Total Change | $- | 34.76% |
Book Value vs Market Value Analysis
This analysis compares American Coastal Insurance Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.71x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.85x to 1.71x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2006-12-31 | $1.86 | $10.90 | x |
| 2007-12-31 | $2.12 | $10.90 | x |
| 2008-12-31 | $3.95 | $10.90 | x |
| 2009-12-31 | $4.55 | $10.90 | x |
| 2010-12-31 | $4.28 | $10.90 | x |
| 2011-12-31 | $5.27 | $10.90 | x |
| 2012-12-31 | $8.26 | $10.90 | x |
| 2013-12-31 | $6.65 | $10.90 | x |
| 2014-12-31 | $10.16 | $10.90 | x |
| 2015-12-31 | $11.15 | $10.90 | x |
| 2016-12-31 | $11.17 | $10.90 | x |
| 2017-12-31 | $14.37 | $10.90 | x |
| 2018-12-31 | $12.61 | $10.90 | x |
| 2019-12-31 | $12.25 | $10.90 | x |
| 2020-12-31 | $9.23 | $10.90 | x |
| 2021-12-31 | $7.73 | $10.90 | x |
| 2022-12-31 | $-4.19 | $10.90 | x |
| 2023-12-31 | $3.80 | $10.90 | x |
| 2024-12-31 | $4.77 | $10.90 | x |
| 2025-12-31 | $6.38 | $10.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently American Coastal Insurance Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 33.64%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 31.85%
- • Asset Turnover: 0.31x
- • Equity Multiplier: 3.38x
- Recent ROE (33.64%) is above the historical average (21.92%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2006 | 71.36% | 20.87% | 0.30x | 11.49x | $14.80 Million |
| 2007 | 0.33% | 30.74% | 0.01x | 1.52x | $-2.41 Million |
| 2008 | 77.85% | 33.07% | 0.43x | 5.43x | $29.13 Million |
| 2009 | 8.44% | 4.59% | 0.36x | 5.15x | $-750.10K |
| 2010 | -2.04% | -1.16% | 0.37x | 4.72x | $-5.45 Million |
| 2011 | 14.71% | 8.39% | 0.40x | 4.37x | $2.59 Million |
| 2012 | 11.03% | 7.40% | 0.42x | 3.56x | $906.40K |
| 2013 | 18.91% | 9.78% | 0.47x | 4.10x | $9.58 Million |
| 2014 | 20.13% | 14.64% | 0.48x | 2.87x | $20.64 Million |
| 2015 | 11.44% | 7.65% | 0.48x | 3.09x | $3.44 Million |
| 2016 | 2.36% | 1.17% | 0.49x | 4.12x | $-18.43 Million |
| 2017 | 1.89% | 1.55% | 0.32x | 3.84x | $-43.57 Million |
| 2018 | 0.05% | 0.04% | 0.31x | 4.30x | $-53.75 Million |
| 2019 | -5.70% | -3.62% | 0.33x | 4.71x | $-82.26 Million |
| 2020 | -24.37% | -11.39% | 0.30x | 7.20x | $-136.03 Million |
| 2021 | -17.45% | -25.33% | 0.08x | 8.13x | $-91.11 Million |
| 2022 | 0.00% | -212.81% | 0.08x | 0.00x | $-451.84 Million |
| 2023 | 183.63% | 117.53% | 0.25x | 6.28x | $293.03 Million |
| 2024 | 32.13% | 25.52% | 0.24x | 5.16x | $52.15 Million |
| 2025 | 33.64% | 31.85% | 0.31x | 3.38x | $75.08 Million |
Industry Comparison
This section compares American Coastal Insurance Corp's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $10,508,042,000
- Average return on equity (ROE) among peers: 12.78%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| American Coastal Insurance Corp (ACIC) | $340.79 Million | 71.36% | 2.65x | $441.50 Million |
| American Financial Group, Inc. (AFG) | $2.18 Billion | 8.84% | 6.24x | $10.91 Billion |
| Aspen Insurance Holdings Ltd (AHL) | $3.63 Billion | 9.38% | 3.50x | $119.39 Million |
| American Integrity Insurance Group, Inc. (AII) | $337.02 Million | 29.56% | 2.63x | $386.34 Million |
| Assurant, Inc. (AIZ) | $4.85 Billion | 8.87% | 4.32x | $13.93 Billion |
| The Allstate Corporation (ALL) | $13.45 Billion | 14.15% | 4.54x | $66.75 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $614.86 Million | 12.04% | 1.40x | $990.91 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $370.44 Million | 10.32% | 3.47x | $1.10 Billion |
| Chubb Ltd (CB) | $63.69 Billion | 14.17% | 2.62x | $132.63 Billion |
| Cincinnati Financial Corporation (CINF) | $5.45 Billion | 7.72% | 2.03x | $25.96 Billion |
About American Coastal Insurance Corp
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condomi… Read more