American Coastal Insurance Corp (ACIC) — Financial Flexibility Index

Latest as of June 2026: 0.07x

American Coastal Insurance Corp (ACIC) has a Financial Flexibility Index of 0.07x as of June 2026. Free cash flow of $58.73 Million (operating CF $58.50 Million minus capex $235.00K) represents 0% of total liabilities ($903.01 Million). Check ACIC cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.07x
Free Cash Flow / Total Liabilities

Free Cash Flow

$58.73 Million
Operating CF − Capex

Total Liabilities

$903.01 Million
USD

Capital Expenditures

$235.00K
USD

American Coastal Insurance Corp Financial Flexibility Index (2006–2025)

Historical Financial Flexibility Index trend for American Coastal Insurance Corp across 20 annual periods. For the full cash flow conversion analysis, see American Coastal Insurance Corp (ACIC) cash conversion ratio.

Annual Financial Flexibility Index for American Coastal Insurance Corp (2006–2025)

Year-by-year free cash flow to debt coverage for American Coastal Insurance Corp. Explore ACIC debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.09x $71.18 Million $71.03 Million $755.17 Million ▼ -62.1%
2024 0.25x $243.53 Million $243.51 Million $980.45 Million ▲ +263.1%
2023 -0.15x $-135.81 Million $-136.00 Million $891.62 Million ▼ -170.4%
2022 -0.06x $-170.07 Million $-173.11 Million $3.02 Billion ▲ +54.1%
2021 -0.12x $-290.12 Million $-295.39 Million $2.37 Billion ▼ -79159.6%
2020 0.00x $377.00K $-10.47 Million $2.43 Billion ▼ -99.8%
2019 0.09x $170.91 Million $149.01 Million $1.94 Billion ▲ +1004.2%
2018 0.01x $14.19 Million $10.12 Million $1.78 Billion ▼ -37.9%
2017 0.01x $19.55 Million $14.31 Million $1.52 Billion ▼ -86.0%
2016 0.09x $68.90 Million $65.75 Million $752.96 Million ▼ -58.0%
2015 0.22x $109.23 Million $98.32 Million $500.81 Million ▲ +10.2%
2014 0.20x $75.26 Million $68.92 Million $380.41 Million ▼ -39.8%
2013 0.33x $109.62 Million $107.77 Million $333.64 Million ▲ +113.2%
2012 0.15x $34.76 Million $34.31 Million $225.63 Million ▼ -26.2%
2011 0.21x $38.68 Million $38.65 Million $185.23 Million ▲ +565.1%
2010 -0.04x $-7.56 Million $-7.94 Million $168.33 Million ▼ -232.6%
2009 0.03x $6.76 Million $6.45 Million $199.69 Million ▼ -83.5%
2008 0.21x $39.12 Million $38.87 Million $190.19 Million ▼ -83.7%
2007 1.26x $219.52K $170.52K $174.34K ▲ +2093.2%
2006 0.06x $14.52 Million $14.47 Million $252.85 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities