American Coastal Insurance Corp (ACIC) — Financial Flexibility Index

Latest as of March 2026: -0.01x

American Coastal Insurance Corp (ACIC) has a Financial Flexibility Index of -0.01x as of March 2026. Free cash flow of $-5.60 Million (operating CF $-5.74 Million minus capex $136.00K) represents 0% of total liabilities ($462.53 Million). Check ACIC strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-5.60 Million
Operating CF − Capex

Total Liabilities

$462.53 Million
USD

Capital Expenditures

$136.00K
USD

American Coastal Insurance Corp Financial Flexibility Index (2006–2025)

Historical Financial Flexibility Index trend for American Coastal Insurance Corp across 20 annual periods. See working capital position of American Coastal Insurance Corp to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for American Coastal Insurance Corp (2006–2025)

Year-by-year free cash flow to debt coverage for American Coastal Insurance Corp. For the full company profile including market capitalisation, see ACIC market cap.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.09x $71.18 Million $71.03 Million $755.17 Million ▼ -62.1%
2024 0.25x $243.53 Million $243.51 Million $980.45 Million ▲ +263.1%
2023 -0.15x $-135.81 Million $-136.00 Million $891.62 Million ▼ -170.4%
2022 -0.06x $-170.07 Million $-173.11 Million $3.02 Billion ▲ +54.1%
2021 -0.12x $-290.12 Million $-295.39 Million $2.37 Billion ▼ -79159.6%
2020 0.00x $377.00K $-10.47 Million $2.43 Billion ▼ -99.8%
2019 0.09x $170.91 Million $149.01 Million $1.94 Billion ▲ +1004.2%
2018 0.01x $14.19 Million $10.12 Million $1.78 Billion ▼ -37.9%
2017 0.01x $19.55 Million $14.31 Million $1.52 Billion ▼ -86.0%
2016 0.09x $68.90 Million $65.75 Million $752.96 Million ▼ -58.0%
2015 0.22x $109.23 Million $98.32 Million $500.81 Million ▲ +10.2%
2014 0.20x $75.26 Million $68.92 Million $380.41 Million ▼ -39.8%
2013 0.33x $109.62 Million $107.77 Million $333.64 Million ▲ +113.2%
2012 0.15x $34.76 Million $34.31 Million $225.63 Million ▼ -26.2%
2011 0.21x $38.68 Million $38.65 Million $185.23 Million ▲ +565.1%
2010 -0.04x $-7.56 Million $-7.94 Million $168.33 Million ▼ -232.6%
2009 0.03x $6.76 Million $6.45 Million $199.69 Million ▼ -83.5%
2008 0.21x $39.12 Million $38.87 Million $190.19 Million ▼ -83.7%
2007 1.26x $219.52K $170.52K $174.34K ▲ +2093.2%
2006 0.06x $14.52 Million $14.47 Million $252.85 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities