Cathay General Bancorp Asset Resilience Ratio
Cathay General Bancorp asset resilience ratio. Cathay General Bancorp (CATY) has an Asset Resilience Ratio of 6.84% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Cathay General Bancorp defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Cathay General Bancorp (2000–2025)
Asset resilience ratio of Cathay General Bancorp from 2000 to 2025. This chart shows how Cathay General Bancorp's Asset Resilience Ratio has changed over time. Read CATY total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Cathay General Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of Cathay General Bancorp.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.66 Billion | 6.84% |
| Total Liquid Assets | $1.66 Billion | 6.84% |
Asset Resilience Insights
- Limited Liquidity: Cathay General Bancorp maintains only 6.84% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Cathay General Bancorp Industry Peers by Asset Resilience Ratio
Compare Cathay General Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
Cathay General Bancorp Asset Resilience Ratio by Year (2000–2025)
Cathay General Bancorp asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Cathay General Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.84% | $1.66 Billion | $24.23 Billion | +0.11pp |
| 2024-12-31 | 6.74% | $1.55 Billion | $23.05 Billion | -3.05pp |
| 2023-12-31 | 9.79% | $2.26 Billion | $23.08 Billion | -1.33pp |
| 2022-12-31 | 11.12% | $2.44 Billion | $21.95 Billion | -5.36pp |
| 2021-12-31 | 16.48% | $3.44 Billion | $20.89 Billion | +4.31pp |
| 2020-12-31 | 12.18% | $2.32 Billion | $19.04 Billion | +1.85pp |
| 2019-12-31 | 10.32% | $1.87 Billion | $18.10 Billion | +0.69pp |
| 2018-12-31 | 9.64% | $1.62 Billion | $16.79 Billion | +1.11pp |
| 2017-12-31 | 8.53% | $1.33 Billion | $15.64 Billion | -7.18pp |
| 2016-12-31 | 15.71% | $2.28 Billion | $14.52 Billion | -0.31pp |
| 2015-12-31 | 16.02% | $2.12 Billion | $13.25 Billion | +0.31pp |
| 2014-12-31 | 15.71% | $1.81 Billion | $11.51 Billion | -3.43pp |
| 2013-12-31 | 19.14% | $2.10 Billion | $10.99 Billion | +3.21pp |
| 2012-12-31 | 15.93% | $1.70 Billion | $10.69 Billion | +1.00pp |
| 2011-12-31 | 14.93% | $1.59 Billion | $10.64 Billion | +13.02pp |
| 2010-12-31 | 1.91% | $206.32 Million | $10.80 Billion | -0.29pp |
| 2009-12-31 | 2.20% | $254.73 Million | $11.59 Billion | +1.98pp |
| 2008-12-31 | 0.22% | $25.00 Million | $11.58 Billion | +0.19pp |
| 2007-12-31 | 0.02% | $2.28 Million | $10.40 Billion | -0.18pp |
| 2006-12-31 | 0.20% | $16.38 Million | $8.03 Billion | -18.83pp |
| 2005-12-31 | 19.03% | $1.22 Billion | $6.40 Billion | -10.78pp |
| 2004-12-31 | 29.81% | $1.82 Billion | $6.10 Billion | -1.01pp |
| 2003-12-31 | 30.82% | $1.71 Billion | $5.54 Billion | +21.80pp |
| 2002-12-31 | 9.02% | $248.27 Million | $2.75 Billion | -1.13pp |
| 2001-12-31 | 10.15% | $248.96 Million | $2.45 Billion | +9.29pp |
| 2000-12-31 | 0.86% | $19.00 Million | $2.21 Billion | -- |
About Cathay General Bancorp
Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance … Read more