Cathay General Bancorp Defensive Interval Ratio
Cathay General Bancorp defensive interval ratio. Cathay General Bancorp (CATY) has a Defensive Interval Ratio of 66 days as of December 2025. Defensive assets of $1.76 Billion (cash $-, short-term investments $1.66 Billion, receivables $96.99 Million) cover 66 days of daily cash needs of $26.52 Million/day. See working capital to net assets of Cathay General Bancorp to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Cathay General Bancorp (1990–2025)
Defensive interval ratio of Cathay General Bancorp from 1990 to 2025. This chart shows how Cathay General Bancorp's Defensive Interval Ratio has evolved across 36 annual periods from 1990 to 2025. As of December 2025, the ratio stands at 66 days, meaning defensive assets of $1.76 Billion can fund 66 days of operations without new revenue. Check Cathay General Bancorp (CATY) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Cathay General Bancorp Defensive Interval Ratio by Year (1990–2025)
Cathay General Bancorp defensive interval ratio by year from 1990 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Cathay General Bancorp from 1990 to 2025, covering 36 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see CATY asset base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 66 days | $1.76 Billion | $26.52 Million/day | $- | $1.66 Billion | ▲ +36 days |
| 2024 | 31 days | $1.65 Billion | $53.93 Million/day | $- | $1.55 Billion | ▼ -14 days |
| 2023 | 45 days | $2.36 Billion | $52.95 Million/day | $- | $2.26 Billion | ▼ -5 days |
| 2022 | 50 days | $2.52 Billion | $50.70 Million/day | $- | $2.44 Billion | ▼ -21 days |
| 2021 | 71 days | $3.50 Billion | $49.48 Million/day | $- | $3.44 Billion | ▲ +17 days |
| 2020 | 54 days | $2.38 Billion | $44.14 Million/day | $- | $2.32 Billion | ▲ +6 days |
| 2019 | 48 days | $1.92 Billion | $40.32 Million/day | $- | $1.87 Billion | ▲ +3 days |
| 2018 | 44 days | $1.67 Billion | $37.54 Million/day | $- | $1.62 Billion | ▼ -28 days |
| 2017 | 73 days | $1.38 Billion | $19.01 Million/day | $- | $1.33 Billion | ▼ -57 days |
| 2016 | 129 days | $2.32 Billion | $17.93 Million/day | $- | $2.28 Billion | ▲ +57 days |
| 2015 | 72 days | $2.15 Billion | $29.89 Million/day | $- | $2.12 Billion | ▼ 0 days |
| 2014 | 72 days | $1.83 Billion | $25.30 Million/day | $- | $1.81 Billion | ▼ -16 days |
| 2013 | 88 days | $2.13 Billion | $24.06 Million/day | $- | $2.10 Billion | ▲ +15 days |
| 2012 | 73 days | $1.73 Billion | $23.65 Million/day | $- | $1.70 Billion | ▲ +5 days |
| 2011 | 69 days | $1.62 Billion | $23.64 Million/day | $- | $1.59 Billion | ▲ +58 days |
| 2010 | 10 days | $241.70 Million | $23.43 Million/day | $- | $206.32 Million | ▼ -1 days |
| 2009 | 12 days | $290.71 Million | $24.83 Million/day | $- | $254.73 Million | ▲ +9 days |
| 2008 | 3 days | $68.60 Million | $23.28 Million/day | $- | $25.00 Million | ▲ +0 days |
| 2007 | 3 days | $55.31 Million | $21.15 Million/day | $- | $2.28 Million | ▼ 0 days |
| 2006 | 3 days | $55.65 Million | $18.74 Million/day | $- | $16.38 Million | ▼ -80 days |
| 2005 | 83 days | $1.24 Billion | $14.93 Million/day | $- | $1.22 Billion | ▼ -44 days |
| 2004 | 127 days | $1.84 Billion | $14.48 Million/day | $- | $1.82 Billion | ▼ -4 days |
| 2003 | 131 days | $1.73 Billion | $13.21 Million/day | $- | $1.71 Billion | ▲ +91 days |
| 2002 | 40 days | $262.73 Million | $6.56 Million/day | $- | $248.27 Million | ▼ -5 days |
| 2001 | 45 days | $263.50 Million | $5.88 Million/day | $- | $248.96 Million | ▲ +38 days |
| 2000 | 7 days | $34.63 Million | $5.33 Million/day | $- | $19.00 Million | ▲ +4 days |
| 1999 | 3 days | $13.20 Million | $4.85 Million/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $12.00 Million | $4.32 Million/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $12.20 Million | $4.03 Million/day | $- | $- | ▼ -1 days |
| 1996 | 4 days | $15.00 Million | $3.74 Million/day | $- | $- | ▼ 0 days |
| 1995 | 4 days | $11.70 Million | $2.70 Million/day | $- | $- | ▲ +1 days |
| 1994 | 3 days | $7.70 Million | $2.32 Million/day | $- | $- | ▲ +1 days |
| 1993 | 3 days | $5.80 Million | $2.17 Million/day | $- | $- | ▲ +0 days |
| 1992 | 2 days | $4.90 Million | $2.06 Million/day | $- | $- | ▼ -1 days |
| 1991 | 4 days | $6.80 Million | $1.85 Million/day | $- | $- | ▼ 0 days |
| 1990 | 4 days | $6.40 Million | $1.62 Million/day | $- | $- | — |