Cathay General Bancorp (CATY) — Defensive Interval Ratio
Cathay General Bancorp (CATY) has a Defensive Interval Ratio of 66 days as of December 2025. Defensive assets of $1.76 Billion (cash $-, short-term investments $1.66 Billion, receivables $96.99 Million) cover 66 days of daily cash needs of $26.52 Million/day. Check how tangible is Cathay General Bancorp's equity to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Cathay General Bancorp Defensive Interval Ratio (1990–2025)
This chart shows how Cathay General Bancorp's Defensive Interval Ratio has evolved across 36 annual periods from 1990 to 2025. As of December 2025, the ratio stands at 66 days, meaning defensive assets of $1.76 Billion can fund 66 days of operations without new revenue. Also explore CATY shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Cathay General Bancorp (1990–2025)
The table below presents the year-by-year Defensive Interval Ratio for Cathay General Bancorp from 1990 to 2025, covering 36 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Cathay General Bancorp market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 66 days | $1.76 Billion | $26.52 Million/day | $- | $1.66 Billion | ▲ +36 days |
| 2024 | 31 days | $1.65 Billion | $53.93 Million/day | $- | $1.55 Billion | ▼ -14 days |
| 2023 | 45 days | $2.36 Billion | $52.95 Million/day | $- | $2.26 Billion | ▼ -5 days |
| 2022 | 50 days | $2.52 Billion | $50.70 Million/day | $- | $2.44 Billion | ▼ -21 days |
| 2021 | 71 days | $3.50 Billion | $49.48 Million/day | $- | $3.44 Billion | ▲ +17 days |
| 2020 | 54 days | $2.38 Billion | $44.14 Million/day | $- | $2.32 Billion | ▲ +6 days |
| 2019 | 48 days | $1.92 Billion | $40.32 Million/day | $- | $1.87 Billion | ▲ +3 days |
| 2018 | 44 days | $1.67 Billion | $37.54 Million/day | $- | $1.62 Billion | ▼ -28 days |
| 2017 | 73 days | $1.38 Billion | $19.01 Million/day | $- | $1.33 Billion | ▼ -57 days |
| 2016 | 129 days | $2.32 Billion | $17.93 Million/day | $- | $2.28 Billion | ▲ +57 days |
| 2015 | 72 days | $2.15 Billion | $29.89 Million/day | $- | $2.12 Billion | ▼ 0 days |
| 2014 | 72 days | $1.83 Billion | $25.30 Million/day | $- | $1.81 Billion | ▼ -16 days |
| 2013 | 88 days | $2.13 Billion | $24.06 Million/day | $- | $2.10 Billion | ▲ +15 days |
| 2012 | 73 days | $1.73 Billion | $23.65 Million/day | $- | $1.70 Billion | ▲ +5 days |
| 2011 | 69 days | $1.62 Billion | $23.64 Million/day | $- | $1.59 Billion | ▲ +58 days |
| 2010 | 10 days | $241.70 Million | $23.43 Million/day | $- | $206.32 Million | ▼ -1 days |
| 2009 | 12 days | $290.71 Million | $24.83 Million/day | $- | $254.73 Million | ▲ +9 days |
| 2008 | 3 days | $68.60 Million | $23.28 Million/day | $- | $25.00 Million | ▲ +0 days |
| 2007 | 3 days | $55.31 Million | $21.15 Million/day | $- | $2.28 Million | ▼ 0 days |
| 2006 | 3 days | $55.65 Million | $18.74 Million/day | $- | $16.38 Million | ▼ -80 days |
| 2005 | 83 days | $1.24 Billion | $14.93 Million/day | $- | $1.22 Billion | ▼ -44 days |
| 2004 | 127 days | $1.84 Billion | $14.48 Million/day | $- | $1.82 Billion | ▼ -4 days |
| 2003 | 131 days | $1.73 Billion | $13.21 Million/day | $- | $1.71 Billion | ▲ +91 days |
| 2002 | 40 days | $262.73 Million | $6.56 Million/day | $- | $248.27 Million | ▼ -5 days |
| 2001 | 45 days | $263.50 Million | $5.88 Million/day | $- | $248.96 Million | ▲ +38 days |
| 2000 | 7 days | $34.63 Million | $5.33 Million/day | $- | $19.00 Million | ▲ +4 days |
| 1999 | 3 days | $13.20 Million | $4.85 Million/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $12.00 Million | $4.32 Million/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $12.20 Million | $4.03 Million/day | $- | $- | ▼ -1 days |
| 1996 | 4 days | $15.00 Million | $3.74 Million/day | $- | $- | ▼ 0 days |
| 1995 | 4 days | $11.70 Million | $2.70 Million/day | $- | $- | ▲ +1 days |
| 1994 | 3 days | $7.70 Million | $2.32 Million/day | $- | $- | ▲ +1 days |
| 1993 | 3 days | $5.80 Million | $2.17 Million/day | $- | $- | ▲ +0 days |
| 1992 | 2 days | $4.90 Million | $2.06 Million/day | $- | $- | ▼ -1 days |
| 1991 | 4 days | $6.80 Million | $1.85 Million/day | $- | $- | ▼ 0 days |
| 1990 | 4 days | $6.40 Million | $1.62 Million/day | $- | $- | — |