Erie Indemnity Company - Asset Resilience Ratio
Erie Indemnity Company (ERIE) has an Asset Resilience Ratio of 1.80% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Erie Indemnity Company debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1996–2024)
This chart shows how Erie Indemnity Company's Asset Resilience Ratio has changed over time. See Erie Indemnity Company book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Erie Indemnity Company's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Erie Indemnity Company.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $59.83 Million | 1.8% |
| Total Liquid Assets | $59.83 Million | 1.80% |
Asset Resilience Insights
- Limited Liquidity: Erie Indemnity Company maintains only 1.80% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Erie Indemnity Company Industry Peers by Asset Resilience Ratio
Compare Erie Indemnity Company's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Steadfast Group Ltd
AU:SDF |
Insurance Brokers | 6.24% |
|
AUB Group Ltd
AU:AUB |
Insurance Brokers | 28.39% |
|
Wiz Soluções e Corretagem de Seguros S.A
SA:WIZC3 |
Insurance Brokers | 0.40% |
|
Banvida
SN:BANVIDA |
Insurance Brokers | 0.65% |
|
Aon PLC
F:4VK |
Insurance Brokers | 0.40% |
|
AUB GROUP LTD.
F:A5H |
Insurance Brokers | 0.03% |
|
Fanhua Inc
F:4CIA |
Insurance Brokers | 15.16% |
|
PB Fintech Limited
NSE:POLICYBZR |
Insurance Brokers | 15.76% |
Annual Asset Resilience Ratio for Erie Indemnity Company (1996–2024)
The table below shows the annual Asset Resilience Ratio data for Erie Indemnity Company.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 1.54% | $44.60 Million | $2.89 Billion | -1.77pp |
| 2023-12-31 | 3.32% | $82.02 Million | $2.47 Billion | +2.23pp |
| 2022-12-31 | 1.08% | $24.27 Million | $2.24 Billion | -0.63pp |
| 2021-12-31 | 1.71% | $38.40 Million | $2.24 Billion | +0.88pp |
| 2020-12-31 | 0.84% | $17.70 Million | $2.12 Billion | -0.91pp |
| 2019-12-31 | 1.75% | $35.19 Million | $2.02 Billion | -20.88pp |
| 2018-12-31 | 22.62% | $402.34 Million | $1.78 Billion | +18.35pp |
| 2017-12-31 | 4.27% | $71.19 Million | $1.67 Billion | +0.65pp |
| 2016-12-31 | 3.62% | $56.14 Million | $1.55 Billion | -0.79pp |
| 2015-12-31 | 4.41% | $62.07 Million | $1.41 Billion | -54.41pp |
| 2014-12-31 | 58.82% | $10.45 Billion | $17.76 Billion | +1.51pp |
| 2013-12-31 | 57.31% | $9.56 Billion | $16.68 Billion | +41.66pp |
| 2012-12-31 | 15.65% | $2.42 Billion | $15.44 Billion | -43.09pp |
| 2011-12-31 | 58.75% | $8.43 Billion | $14.35 Billion | +2.02pp |
| 2010-12-31 | 56.73% | $8.14 Billion | $14.34 Billion | +51.45pp |
| 2009-12-31 | 5.28% | $701.75 Million | $13.29 Billion | -18.39pp |
| 2008-12-31 | 23.67% | $618.71 Million | $2.61 Billion | -7.96pp |
| 2007-12-31 | 31.63% | $921.68 Million | $2.91 Billion | -4.15pp |
| 2006-12-31 | 35.78% | $1.09 Billion | $3.04 Billion | -4.16pp |
| 2005-12-31 | 39.94% | $1.24 Billion | $3.10 Billion | +0.47pp |
| 2004-12-31 | 39.47% | $1.18 Billion | $2.98 Billion | +0.67pp |
| 2003-12-31 | 38.80% | $1.07 Billion | $2.75 Billion | +0.53pp |
| 2002-12-31 | 38.26% | $902.15 Million | $2.36 Billion | +0.28pp |
| 2001-12-31 | 37.98% | $753.67 Million | $1.98 Billion | -5.81pp |
| 2000-12-31 | 43.79% | $735.99 Million | $1.68 Billion | -2.36pp |
| 1999-12-31 | 46.15% | $700.90 Million | $1.52 Billion | +1.83pp |
| 1998-12-31 | 44.32% | $644.16 Million | $1.45 Billion | +4.47pp |
| 1997-12-31 | 39.85% | $515.11 Million | $1.29 Billion | +1.46pp |
| 1996-12-31 | 38.40% | $441.79 Million | $1.15 Billion | -- |
About Erie Indemnity Company
Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation, and sales and advertising support services; underwriting services comprise underwriting and policy processing; and other services consist of customer services and adm… Read more