Erie Indemnity Company (ERIE) — Financial Flexibility Index

Latest as of June 2026: 0.24x

Erie Indemnity Company (ERIE) has a Financial Flexibility Index of 0.24x as of June 2026. Free cash flow of $256.44 Million (operating CF $214.92 Million minus capex $41.52 Million) represents 0% of total liabilities ($1.09 Billion). Check total reinvestment intensity of Erie Indemnity Company to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.24x
Free Cash Flow / Total Liabilities

Free Cash Flow

$256.44 Million
Operating CF − Capex

Total Liabilities

$1.09 Billion
USD

Capital Expenditures

$41.52 Million
USD

Erie Indemnity Company Financial Flexibility Index (1993–2025)

Historical Financial Flexibility Index trend for Erie Indemnity Company across 33 annual periods. For the full cash flow conversion analysis, see ERIE cash generation efficiency.

Annual Financial Flexibility Index for Erie Indemnity Company (1993–2025)

Year-by-year free cash flow to debt coverage for Erie Indemnity Company. Explore Erie Indemnity Company cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.75x $802.35 Million $686.66 Million $1.07 Billion ▼ -8.4%
2024 0.82x $736.09 Million $611.25 Million $901.36 Million ▲ +39.4%
2023 0.59x $473.85 Million $381.20 Million $809.13 Million ▲ +6.9%
2022 0.55x $433.36 Million $366.15 Million $791.05 Million ▲ +10.3%
2021 0.50x $446.66 Million $297.86 Million $899.58 Million ▲ +15.9%
2020 0.43x $398.12 Million $342.60 Million $929.07 Million ▼ -18.9%
2019 0.53x $466.57 Million $364.53 Million $882.99 Million ▲ +23.4%
2018 0.43x $344.52 Million $288.22 Million $804.65 Million ▲ +53.2%
2017 0.28x $225.93 Million $197.00 Million $808.51 Million ▼ -26.8%
2016 0.38x $279.54 Million $254.34 Million $732.04 Million ▲ +30.1%
2015 0.29x $187.23 Million $174.68 Million $637.79 Million ▲ +1296.5%
2014 0.02x $205.49 Million $186.01 Million $9.78 Billion ▼ -79.7%
2013 0.10x $945.00 Million $903.00 Million $9.13 Billion ▲ +46.8%
2012 0.07x $610.00 Million $577.00 Million $8.65 Billion ▲ +53.1%
2011 0.05x $371.00 Million $360.00 Million $8.05 Billion ▼ -51.1%
2010 0.09x $754.00 Million $721.00 Million $8.01 Billion ▼ -15.4%
2009 0.11x $196.41 Million $180.16 Million $1.76 Billion ▲ +27.4%
2008 0.09x $159.12 Million $150.84 Million $1.82 Billion ▼ -34.5%
2007 0.13x $248.46 Million $248.46 Million $1.86 Billion ▼ -9.0%
2006 0.15x $275.38 Million $270.44 Million $1.88 Billion ▼ -9.5%
2005 0.16x $295.28 Million $293.28 Million $1.82 Billion ▲ +24.5%
2004 0.13x $223.27 Million $220.58 Million $1.72 Billion ▼ -9.2%
2003 0.14x $228.01 Million $225.35 Million $1.59 Billion ▲ +2.7%
2002 0.14x $191.31 Million $187.59 Million $1.37 Billion ▼ -1.5%
2001 0.14x $151.73 Million $148.61 Million $1.07 Billion ▼ -3.1%
2000 0.15x $131.95 Million $130.61 Million $901.58 Million ▼ -15.2%
1999 0.17x $141.61 Million $136.97 Million $820.27 Million ▼ -11.0%
1998 0.19x $154.76 Million $150.50 Million $798.21 Million ▲ +20.6%
1997 0.16x $121.08 Million $118.91 Million $753.16 Million ▲ +8.0%
1996 0.15x $106.46 Million $103.43 Million $714.88 Million ▼ -11.1%
1995 0.17x $111.90 Million $111.80 Million $668.37 Million ▲ +3.4%
1994 0.16x $98.53 Million $98.13 Million $608.60 Million ▼ -15.9%
1993 0.19x $116.80 Million $114.60 Million $607.00 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities