Erie Indemnity Company (ERIE) — Financial Flexibility Index

Latest as of March 2026: 0.13x

Erie Indemnity Company (ERIE) has a Financial Flexibility Index of 0.13x as of March 2026. Free cash flow of $129.31 Million (operating CF $91.89 Million minus capex $37.41 Million) represents 0% of total liabilities ($1.02 Billion). Check strategic asset allocation of Erie Indemnity Company to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.13x
Free Cash Flow / Total Liabilities

Free Cash Flow

$129.31 Million
Operating CF − Capex

Total Liabilities

$1.02 Billion
USD

Capital Expenditures

$37.41 Million
USD

Erie Indemnity Company Financial Flexibility Index (1993–2025)

Historical Financial Flexibility Index trend for Erie Indemnity Company across 33 annual periods. See ERIE net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Erie Indemnity Company (1993–2025)

Year-by-year free cash flow to debt coverage for Erie Indemnity Company. For the full company profile including market capitalisation, see Erie Indemnity Company market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.75x $802.35 Million $686.66 Million $1.07 Billion ▼ -8.4%
2024 0.82x $736.09 Million $611.25 Million $901.36 Million ▲ +39.4%
2023 0.59x $473.85 Million $381.20 Million $809.13 Million ▲ +6.9%
2022 0.55x $433.36 Million $366.15 Million $791.05 Million ▲ +10.3%
2021 0.50x $446.66 Million $297.86 Million $899.58 Million ▲ +15.9%
2020 0.43x $398.12 Million $342.60 Million $929.07 Million ▼ -18.9%
2019 0.53x $466.57 Million $364.53 Million $882.99 Million ▲ +23.4%
2018 0.43x $344.52 Million $288.22 Million $804.65 Million ▲ +53.2%
2017 0.28x $225.93 Million $197.00 Million $808.51 Million ▼ -26.8%
2016 0.38x $279.54 Million $254.34 Million $732.04 Million ▲ +30.1%
2015 0.29x $187.23 Million $174.68 Million $637.79 Million ▲ +1296.5%
2014 0.02x $205.49 Million $186.01 Million $9.78 Billion ▼ -79.7%
2013 0.10x $945.00 Million $903.00 Million $9.13 Billion ▲ +46.8%
2012 0.07x $610.00 Million $577.00 Million $8.65 Billion ▲ +53.1%
2011 0.05x $371.00 Million $360.00 Million $8.05 Billion ▼ -51.1%
2010 0.09x $754.00 Million $721.00 Million $8.01 Billion ▼ -15.4%
2009 0.11x $196.41 Million $180.16 Million $1.76 Billion ▲ +27.4%
2008 0.09x $159.12 Million $150.84 Million $1.82 Billion ▼ -34.5%
2007 0.13x $248.46 Million $248.46 Million $1.86 Billion ▼ -9.0%
2006 0.15x $275.38 Million $270.44 Million $1.88 Billion ▼ -9.5%
2005 0.16x $295.28 Million $293.28 Million $1.82 Billion ▲ +24.5%
2004 0.13x $223.27 Million $220.58 Million $1.72 Billion ▼ -9.2%
2003 0.14x $228.01 Million $225.35 Million $1.59 Billion ▲ +2.7%
2002 0.14x $191.31 Million $187.59 Million $1.37 Billion ▼ -1.5%
2001 0.14x $151.73 Million $148.61 Million $1.07 Billion ▼ -3.1%
2000 0.15x $131.95 Million $130.61 Million $901.58 Million ▼ -15.2%
1999 0.17x $141.61 Million $136.97 Million $820.27 Million ▼ -11.0%
1998 0.19x $154.76 Million $150.50 Million $798.21 Million ▲ +20.6%
1997 0.16x $121.08 Million $118.91 Million $753.16 Million ▲ +8.0%
1996 0.15x $106.46 Million $103.43 Million $714.88 Million ▼ -11.1%
1995 0.17x $111.90 Million $111.80 Million $668.37 Million ▲ +3.4%
1994 0.16x $98.53 Million $98.13 Million $608.60 Million ▼ -15.9%
1993 0.19x $116.80 Million $114.60 Million $607.00 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities