First Northern Community Bancorp Common stock - Asset Resilience Ratio
First Northern Community Bancorp Common stock (FNRN) has an Asset Resilience Ratio of 32.13% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See First Northern Community Bancorp Common current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how First Northern Community Bancorp Common stock's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see FNRN current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down First Northern Community Bancorp Common stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore First Northern Community Bancorp Common strategic investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $618.93 Million | 32.13% |
| Total Liquid Assets | $618.93 Million | 32.13% |
Asset Resilience Insights
- Very High Liquidity: First Northern Community Bancorp Common stock maintains exceptional liquid asset reserves at 32.13% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
First Northern Community Bancorp Common stock Industry Peers by Asset Resilience Ratio
Compare First Northern Community Bancorp Common stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for First Northern Community Bancorp Common stock (2000–2025)
The table below shows the annual Asset Resilience Ratio data for First Northern Community Bancorp Common stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 21.92% | $418.87 Million | $1.91 Billion | -11.59pp |
| 2024-12-31 | 33.51% | $633.85 Million | $1.89 Billion | +2.93pp |
| 2023-12-31 | 30.58% | $572.36 Million | $1.87 Billion | -2.45pp |
| 2022-12-31 | 33.03% | $618.09 Million | $1.87 Billion | -0.26pp |
| 2021-12-31 | 33.29% | $632.21 Million | $1.90 Billion | +7.01pp |
| 2020-12-31 | 26.28% | $435.08 Million | $1.66 Billion | -0.25pp |
| 2019-12-31 | 26.53% | $342.90 Million | $1.29 Billion | +1.35pp |
| 2018-12-31 | 25.17% | $314.64 Million | $1.25 Billion | +2.12pp |
| 2017-12-31 | 23.06% | $280.74 Million | $1.22 Billion | -0.69pp |
| 2016-12-31 | 23.75% | $277.08 Million | $1.17 Billion | +6.20pp |
| 2015-12-31 | 17.55% | $183.35 Million | $1.04 Billion | +1.76pp |
| 2014-12-31 | 15.79% | $151.23 Million | $957.88 Million | -3.51pp |
| 2013-12-31 | 19.30% | $173.27 Million | $897.67 Million | -2.89pp |
| 2012-12-31 | 22.19% | $184.49 Million | $831.48 Million | +1.67pp |
| 2011-12-31 | 20.51% | $160.24 Million | $781.15 Million | +14.42pp |
| 2008-12-31 | 6.09% | $40.86 Million | $670.80 Million | -0.52pp |
| 2007-12-31 | 6.61% | $46.94 Million | $709.89 Million | -2.50pp |
| 2006-12-31 | 9.12% | $62.47 Million | $685.23 Million | -4.08pp |
| 2005-12-31 | 13.20% | $87.19 Million | $660.65 Million | -1.31pp |
| 2004-12-31 | 14.50% | $91.31 Million | $629.50 Million | +1.81pp |
| 2003-12-31 | 12.69% | $70.92 Million | $558.71 Million | +9.52pp |
| 2002-12-31 | 3.17% | $15.71 Million | $495.22 Million | -5.33pp |
| 2001-12-31 | 8.51% | $37.42 Million | $439.83 Million | +5.95pp |
| 2000-12-31 | 2.55% | $10.00 Million | $391.63 Million | -- |
About First Northern Community Bancorp Common stock
First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits. It also provides commercial, commercial rea… Read more