First Northern Community Bancorp Common stock - Asset Resilience Ratio
First Northern Community Bancorp Common stock (FNRN) has an Asset Resilience Ratio of 22.28% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how First Northern Community Bancorp Common stock's Asset Resilience Ratio has changed over time. Check First Northern Community Bancorp Common (FNRN) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down First Northern Community Bancorp Common stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see First Northern Community Bancorp Common market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $428.82 Million | 22.28% |
| Total Liquid Assets | $428.82 Million | 22.28% |
Asset Resilience Insights
- Good Liquidity Position: First Northern Community Bancorp Common stock maintains a healthy 22.28% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
First Northern Community Bancorp Common stock Industry Peers by Asset Resilience Ratio
Compare First Northern Community Bancorp Common stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for First Northern Community Bancorp Common stock (2000–2025)
The table below shows the annual Asset Resilience Ratio data for First Northern Community Bancorp Common stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 21.92% | $418.87 Million | $1.91 Billion | -0.66pp |
| 2024-12-31 | 22.58% | $427.14 Million | $1.89 Billion | -8.00pp |
| 2023-12-31 | 30.58% | $572.36 Million | $1.87 Billion | -2.45pp |
| 2022-12-31 | 33.03% | $618.09 Million | $1.87 Billion | -0.26pp |
| 2021-12-31 | 33.29% | $632.21 Million | $1.90 Billion | +7.01pp |
| 2020-12-31 | 26.28% | $435.08 Million | $1.66 Billion | -0.25pp |
| 2019-12-31 | 26.53% | $342.90 Million | $1.29 Billion | +1.35pp |
| 2018-12-31 | 25.17% | $314.64 Million | $1.25 Billion | +2.12pp |
| 2017-12-31 | 23.06% | $280.74 Million | $1.22 Billion | -0.69pp |
| 2016-12-31 | 23.75% | $277.08 Million | $1.17 Billion | +6.20pp |
| 2015-12-31 | 17.55% | $183.35 Million | $1.04 Billion | +1.76pp |
| 2014-12-31 | 15.79% | $151.23 Million | $957.88 Million | -3.51pp |
| 2013-12-31 | 19.30% | $173.27 Million | $897.67 Million | -2.89pp |
| 2012-12-31 | 22.19% | $184.49 Million | $831.48 Million | +1.67pp |
| 2011-12-31 | 20.51% | $160.24 Million | $781.15 Million | +14.42pp |
| 2008-12-31 | 6.09% | $40.86 Million | $670.80 Million | -0.52pp |
| 2007-12-31 | 6.61% | $46.94 Million | $709.89 Million | -2.50pp |
| 2006-12-31 | 9.12% | $62.47 Million | $685.23 Million | -4.08pp |
| 2005-12-31 | 13.20% | $87.19 Million | $660.65 Million | -1.31pp |
| 2004-12-31 | 14.50% | $91.31 Million | $629.50 Million | +1.81pp |
| 2003-12-31 | 12.69% | $70.92 Million | $558.71 Million | +9.52pp |
| 2002-12-31 | 3.17% | $15.71 Million | $495.22 Million | -5.33pp |
| 2001-12-31 | 8.51% | $37.42 Million | $439.83 Million | +5.95pp |
| 2000-12-31 | 2.55% | $10.00 Million | $391.63 Million | -- |
About First Northern Community Bancorp Common stock
First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits. It also provides commercial, commercial rea… Read more