First Northern Community Bancorp Common stock Asset Resilience Ratio
First Northern Community Bancorp Common stock asset resilience ratio. First Northern Community Bancorp Common stock (FNRN) has an Asset Resilience Ratio of 32.13% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See FNRN cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of First Northern Community Bancorp Common stock (2000–2025)
Asset resilience ratio of First Northern Community Bancorp Common stock from 2000 to 2025. This chart shows how First Northern Community Bancorp Common stock's Asset Resilience Ratio has changed over time. Read First Northern Community Bancorp Common balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down First Northern Community Bancorp Common stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see FNRN total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $618.93 Million | 32.13% |
| Total Liquid Assets | $618.93 Million | 32.13% |
Asset Resilience Insights
- Very High Liquidity: First Northern Community Bancorp Common stock maintains exceptional liquid asset reserves at 32.13% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
First Northern Community Bancorp Common stock Industry Peers by Asset Resilience Ratio
Compare First Northern Community Bancorp Common stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
First Northern Community Bancorp Common stock Asset Resilience Ratio by Year (2000–2025)
First Northern Community Bancorp Common stock asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for First Northern Community Bancorp Common stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 21.92% | $418.87 Million | $1.91 Billion | -11.59pp |
| 2024-12-31 | 33.51% | $633.85 Million | $1.89 Billion | +2.93pp |
| 2023-12-31 | 30.58% | $572.36 Million | $1.87 Billion | -2.45pp |
| 2022-12-31 | 33.03% | $618.09 Million | $1.87 Billion | -0.26pp |
| 2021-12-31 | 33.29% | $632.21 Million | $1.90 Billion | +7.01pp |
| 2020-12-31 | 26.28% | $435.08 Million | $1.66 Billion | -0.25pp |
| 2019-12-31 | 26.53% | $342.90 Million | $1.29 Billion | +1.35pp |
| 2018-12-31 | 25.17% | $314.64 Million | $1.25 Billion | +2.12pp |
| 2017-12-31 | 23.06% | $280.74 Million | $1.22 Billion | -0.69pp |
| 2016-12-31 | 23.75% | $277.08 Million | $1.17 Billion | +6.20pp |
| 2015-12-31 | 17.55% | $183.35 Million | $1.04 Billion | +1.76pp |
| 2014-12-31 | 15.79% | $151.23 Million | $957.88 Million | -3.51pp |
| 2013-12-31 | 19.30% | $173.27 Million | $897.67 Million | -2.89pp |
| 2012-12-31 | 22.19% | $184.49 Million | $831.48 Million | +1.67pp |
| 2011-12-31 | 20.51% | $160.24 Million | $781.15 Million | +14.42pp |
| 2008-12-31 | 6.09% | $40.86 Million | $670.80 Million | -0.52pp |
| 2007-12-31 | 6.61% | $46.94 Million | $709.89 Million | -2.50pp |
| 2006-12-31 | 9.12% | $62.47 Million | $685.23 Million | -4.08pp |
| 2005-12-31 | 13.20% | $87.19 Million | $660.65 Million | -1.31pp |
| 2004-12-31 | 14.50% | $91.31 Million | $629.50 Million | +1.81pp |
| 2003-12-31 | 12.69% | $70.92 Million | $558.71 Million | +9.52pp |
| 2002-12-31 | 3.17% | $15.71 Million | $495.22 Million | -5.33pp |
| 2001-12-31 | 8.51% | $37.42 Million | $439.83 Million | +5.95pp |
| 2000-12-31 | 2.55% | $10.00 Million | $391.63 Million | -- |
About First Northern Community Bancorp Common stock
First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits. It also provides commercial, commercial rea… Read more