First Northern Community Bancorp Common stock - Asset Resilience Ratio

Latest as of March 2026: 22.28%

First Northern Community Bancorp Common stock (FNRN) has an Asset Resilience Ratio of 22.28% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check First Northern Community Bancorp Common (FNRN) strategic investment index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$428.82 Million

Cash + Short-term Investments

Total Assets

$1.92 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how First Northern Community Bancorp Common stock's Asset Resilience Ratio has changed over time. See how leveraged is First Northern Community Bancorp Common 's balance sheet to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down First Northern Community Bancorp Common stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see First Northern Community Bancorp Common market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$428.82 Million	22.28%
Total Liquid Assets	$428.82 Million	22.28%

Asset Resilience Insights

Good Liquidity Position: First Northern Community Bancorp Common stock maintains a healthy 22.28% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

First Northern Community Bancorp Common stock Industry Peers by Asset Resilience Ratio

Compare First Northern Community Bancorp Common stock's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
BNP Paribas SA PA:BNP	Banks - Regional	17.67%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
Grupo Security SN:SECURITY	Banks - Regional	0.15%
Bank Mestika Dharma Tbk JK:BBMD	Banks - Regional	-6.51%
Bank Multiarta Sentosa PT JK:MASB	Banks - Regional	1.29%
Bank Ochrony Środowiska SA WAR:BOS	Banks - Regional	8.84%
Bank Capital Indonesia Tbk JK:BACA	Banks - Regional	-22.83%

Annual Asset Resilience Ratio for First Northern Community Bancorp Common stock (2000–2025)

The table below shows the annual Asset Resilience Ratio data for First Northern Community Bancorp Common stock.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	21.92%	$418.87 Million	$1.91 Billion	-0.66pp
2024-12-31	22.58%	$427.14 Million	$1.89 Billion	-8.00pp
2023-12-31	30.58%	$572.36 Million	$1.87 Billion	-2.45pp
2022-12-31	33.03%	$618.09 Million	$1.87 Billion	-0.26pp
2021-12-31	33.29%	$632.21 Million	$1.90 Billion	+7.01pp
2020-12-31	26.28%	$435.08 Million	$1.66 Billion	-0.25pp
2019-12-31	26.53%	$342.90 Million	$1.29 Billion	+1.35pp
2018-12-31	25.17%	$314.64 Million	$1.25 Billion	+2.12pp
2017-12-31	23.06%	$280.74 Million	$1.22 Billion	-0.69pp
2016-12-31	23.75%	$277.08 Million	$1.17 Billion	+6.20pp
2015-12-31	17.55%	$183.35 Million	$1.04 Billion	+1.76pp
2014-12-31	15.79%	$151.23 Million	$957.88 Million	-3.51pp
2013-12-31	19.30%	$173.27 Million	$897.67 Million	-2.89pp
2012-12-31	22.19%	$184.49 Million	$831.48 Million	+1.67pp
2011-12-31	20.51%	$160.24 Million	$781.15 Million	+14.42pp
2008-12-31	6.09%	$40.86 Million	$670.80 Million	-0.52pp
2007-12-31	6.61%	$46.94 Million	$709.89 Million	-2.50pp
2006-12-31	9.12%	$62.47 Million	$685.23 Million	-4.08pp
2005-12-31	13.20%	$87.19 Million	$660.65 Million	-1.31pp
2004-12-31	14.50%	$91.31 Million	$629.50 Million	+1.81pp
2003-12-31	12.69%	$70.92 Million	$558.71 Million	+9.52pp
2002-12-31	3.17%	$15.71 Million	$495.22 Million	-5.33pp
2001-12-31	8.51%	$37.42 Million	$439.83 Million	+5.95pp
2000-12-31	2.55%	$10.00 Million	$391.63 Million	--

pp = percentage points

About First Northern Community Bancorp Common stock

NASDAQ:FNRN USA Banks - Regional

Market Cap

$297.95 Million

Market Cap Rank

#15108 Global

#3512 in USA

Share Price

$18.16

Change (1 day)

-0.27%

52-Week Range

$17.05 - $18.21

All Time High

$18.21