First Northern Community Bancorp Common stock (FNRN) — Financial Flexibility Index

Latest as of June 2026: 0.00x

First Northern Community Bancorp Common stock (FNRN) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $4.03 Million (operating CF $3.47 Million minus capex $561.00K) represents 0% of total liabilities ($1.71 Billion). Check cash flow reinvestment rate of First Northern Community Bancorp Common to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$4.03 Million
Operating CF − Capex

Total Liabilities

$1.71 Billion
USD

Capital Expenditures

$561.00K
USD

First Northern Community Bancorp Common stock Financial Flexibility Index (2000–2025)

Historical Financial Flexibility Index trend for First Northern Community Bancorp Common stock across 26 annual periods. For the full cash flow conversion analysis, see First Northern Community Bancorp Common cash conversion from operations.

Annual Financial Flexibility Index for First Northern Community Bancorp Common stock (2000–2025)

Year-by-year free cash flow to debt coverage for First Northern Community Bancorp Common stock. Explore cash flow to debt ratio of First Northern Community Bancorp Common to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $8.60 Million $6.90 Million $1.70 Billion ▼ -56.3%
2024 0.01x $19.88 Million $19.54 Million $1.72 Billion ▼ -30.1%
2023 0.02x $28.41 Million $27.19 Million $1.71 Billion ▲ +30.9%
2022 0.01x $22.12 Million $21.78 Million $1.75 Billion ▼ -15.1%
2021 0.01x $26.08 Million $25.27 Million $1.75 Billion ▲ +66.9%
2020 0.01x $13.45 Million $12.59 Million $1.50 Billion ▼ -41.2%
2019 0.02x $17.62 Million $16.56 Million $1.16 Billion ▲ +3.8%
2018 0.01x $16.64 Million $15.68 Million $1.14 Billion ▼ -5.6%
2017 0.02x $17.32 Million $16.09 Million $1.12 Billion ▲ +56.6%
2016 0.01x $10.63 Million $9.71 Million $1.07 Billion ▼ -32.2%
2015 0.01x $13.99 Million $13.55 Million $958.78 Million ▲ +15.1%
2014 0.01x $10.97 Million $10.44 Million $865.83 Million ▼ -37.5%
2013 0.02x $16.49 Million $16.22 Million $812.76 Million ▲ +1.2%
2012 0.02x $14.81 Million $14.33 Million $739.16 Million ▲ +59.3%
2011 0.01x $8.73 Million $8.13 Million $693.45 Million ▼ -41.3%
2010 0.02x $14.09 Million $12.71 Million $657.62 Million ▲ +86.4%
2009 0.01x $7.70 Million $6.97 Million $669.53 Million ▼ -41.5%
2008 0.02x $11.96 Million $11.14 Million $608.77 Million ▲ +42.4%
2007 0.01x $8.91 Million $8.34 Million $645.92 Million ▼ -19.4%
2006 0.02x $10.67 Million $9.88 Million $623.24 Million ▼ -4.1%
2005 0.02x $10.77 Million $9.21 Million $603.85 Million ▼ -8.7%
2004 0.02x $11.28 Million $10.57 Million $577.60 Million ▼ -75.1%
2003 0.08x $40.15 Million $39.41 Million $511.74 Million ▲ +250.8%
2002 -0.05x $-23.51 Million $-25.55 Million $451.78 Million ▼ -2899.3%
2001 0.00x $-691.00K $-1.91 Million $398.28 Million ▼ -104.7%
2000 0.04x $13.03 Million $12.21 Million $355.09 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities