First Northern Community Bancorp Common stock (FNRN) — Defensive Interval Ratio
First Northern Community Bancorp Common stock (FNRN) has a Defensive Interval Ratio of 92 days as of March 2026. Defensive assets of $428.82 Million (cash $-, short-term investments $428.82 Million, receivables $-) cover 92 days of daily cash needs of $4.64 Million/day. See shareholders equity of First Northern Community Bancorp Common for net asset value and shareholders' equity analysis.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Northern Community Bancorp Common stock Defensive Interval Ratio (2000–2025)
This chart shows how First Northern Community Bancorp Common stock's Defensive Interval Ratio has evolved across 24 annual periods from 2000 to 2025. As of March 2026, the ratio stands at 92 days, meaning defensive assets of $428.82 Million can fund 92 days of operations without new revenue. Explore FNRN cash flow metrics to assess how effectively this company generates cash.
Annual Defensive Interval Ratio for First Northern Community Bancorp Common stock (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Northern Community Bancorp Common stock from 2000 to 2025, covering 24 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FNRN market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 142987 days | $426.22 Million | $2.98K/day | $- | $418.87 Million | ▲ +142894 days |
| 2024 | 93 days | $434.80 Million | $4.66 Million/day | $- | $427.14 Million | ▼ -152 days |
| 2023 | 246 days | $579.17 Million | $2.36 Million/day | $- | $572.36 Million | ▲ +115 days |
| 2022 | 130 days | $623.84 Million | $4.78 Million/day | $- | $618.09 Million | ▼ -3 days |
| 2021 | 133 days | $636.78 Million | $4.79 Million/day | $- | $632.21 Million | ▲ +26 days |
| 2020 | 107 days | $440.18 Million | $4.12 Million/day | $- | $435.08 Million | ▼ -3 days |
| 2019 | 109 days | $347.19 Million | $3.18 Million/day | $- | $342.90 Million | ▲ +7 days |
| 2018 | 102 days | $318.80 Million | $3.12 Million/day | $- | $314.64 Million | ▲ +10 days |
| 2017 | 92 days | $284.86 Million | $3.10 Million/day | $- | $280.74 Million | ▼ -3 days |
| 2016 | 95 days | $281.07 Million | $2.97 Million/day | $- | $277.08 Million | ▲ +24 days |
| 2015 | 70 days | $186.48 Million | $2.66 Million/day | $- | $183.35 Million | ▲ +6 days |
| 2014 | 64 days | $153.88 Million | $2.40 Million/day | $- | $151.23 Million | ▼ -14 days |
| 2013 | 78 days | $175.91 Million | $2.25 Million/day | $- | $173.27 Million | ▼ -13 days |
| 2012 | 91 days | $187.03 Million | $2.05 Million/day | $- | $184.49 Million | ▲ +5 days |
| 2011 | 87 days | $162.95 Million | $1.88 Million/day | $- | $160.24 Million | ▲ +60 days |
| 2008 | 27 days | $43.38 Million | $1.63 Million/day | $- | $40.86 Million | ▼ -15 days |
| 2007 | 42 days | $72.69 Million | $1.75 Million/day | $- | $46.94 Million | ▲ +5 days |
| 2006 | 37 days | $62.47 Million | $1.70 Million/day | $- | $62.47 Million | ▼ -17 days |
| 2005 | 53 days | $87.19 Million | $1.63 Million/day | $- | $87.19 Million | ▼ -5 days |
| 2004 | 59 days | $91.31 Million | $1.55 Million/day | $- | $91.31 Million | ▲ +8 days |
| 2003 | 51 days | $70.92 Million | $1.38 Million/day | $- | $70.92 Million | ▲ +39 days |
| 2002 | 13 days | $15.71 Million | $1.25 Million/day | $- | $15.71 Million | ▼ -4525 days |
| 2001 | 4538 days | $37.42 Million | $8.25K/day | $- | $37.42 Million | ▲ +4528 days |
| 2000 | 10 days | $10.00 Million | $987.41K/day | $- | $10.00 Million | — |