First Northern Community Bancorp Common stock (FNRN) — Defensive Interval Ratio
First Northern Community Bancorp Common stock (FNRN) has a Defensive Interval Ratio of 416092 days as of June 2026. Defensive assets of $626.99 Million (cash $-, short-term investments $618.93 Million, receivables $8.06 Million) cover 416092 days of daily cash needs of $1.51K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Northern Community Bancorp Common stock Defensive Interval Ratio (2000–2025)
This chart shows how First Northern Community Bancorp Common stock's Defensive Interval Ratio has evolved across 24 annual periods from 2000 to 2025. As of June 2026, the ratio stands at 416092 days, meaning defensive assets of $626.99 Million can fund 416092 days of operations without new revenue. For the complete balance sheet picture, see FNRN asset base.
Annual Defensive Interval Ratio for First Northern Community Bancorp Common stock (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Northern Community Bancorp Common stock from 2000 to 2025, covering 24 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is First Northern Community Bancorp Common 's working capital to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 142987 days | $426.22 Million | $2.98K/day | $- | $418.87 Million | ▲ +142849 days |
| 2024 | 138 days | $641.51 Million | $4.65 Million/day | $- | $633.85 Million | ▲ +14 days |
| 2023 | 123 days | $579.17 Million | $4.69 Million/day | $- | $572.36 Million | ▼ -7 days |
| 2022 | 130 days | $623.84 Million | $4.78 Million/day | $- | $618.09 Million | ▼ -3 days |
| 2021 | 133 days | $636.78 Million | $4.79 Million/day | $- | $632.21 Million | ▲ +26 days |
| 2020 | 107 days | $440.18 Million | $4.12 Million/day | $- | $435.08 Million | ▼ -3 days |
| 2019 | 109 days | $347.19 Million | $3.18 Million/day | $- | $342.90 Million | ▲ +7 days |
| 2018 | 102 days | $318.80 Million | $3.12 Million/day | $- | $314.64 Million | ▲ +10 days |
| 2017 | 92 days | $284.86 Million | $3.10 Million/day | $- | $280.74 Million | ▼ -3 days |
| 2016 | 95 days | $281.07 Million | $2.97 Million/day | $- | $277.08 Million | ▲ +24 days |
| 2015 | 70 days | $186.48 Million | $2.66 Million/day | $- | $183.35 Million | ▲ +6 days |
| 2014 | 64 days | $153.88 Million | $2.40 Million/day | $- | $151.23 Million | ▼ -14 days |
| 2013 | 78 days | $175.91 Million | $2.25 Million/day | $- | $173.27 Million | ▼ -13 days |
| 2012 | 91 days | $187.03 Million | $2.05 Million/day | $- | $184.49 Million | ▲ +5 days |
| 2011 | 87 days | $162.95 Million | $1.88 Million/day | $- | $160.24 Million | ▲ +60 days |
| 2008 | 27 days | $43.38 Million | $1.63 Million/day | $- | $40.86 Million | ▼ -15 days |
| 2007 | 42 days | $72.69 Million | $1.75 Million/day | $- | $46.94 Million | ▲ +5 days |
| 2006 | 37 days | $62.47 Million | $1.70 Million/day | $- | $62.47 Million | ▼ -17 days |
| 2005 | 53 days | $87.19 Million | $1.63 Million/day | $- | $87.19 Million | ▼ -5 days |
| 2004 | 59 days | $91.31 Million | $1.55 Million/day | $- | $91.31 Million | ▲ +8 days |
| 2003 | 51 days | $70.92 Million | $1.38 Million/day | $- | $70.92 Million | ▲ +39 days |
| 2002 | 13 days | $15.71 Million | $1.25 Million/day | $- | $15.71 Million | ▼ -4525 days |
| 2001 | 4538 days | $37.42 Million | $8.25K/day | $- | $37.42 Million | ▲ +4528 days |
| 2000 | 10 days | $10.00 Million | $987.41K/day | $- | $10.00 Million | — |