First Northern Community Bancorp Common stock (FNRN) — Cash Flow Quality Index

Latest as of March 2026: 0.72x

First Northern Community Bancorp Common stock (FNRN) has a Cash Flow Quality Index of 0.72x as of March 2026. Operating cash flow of $4.25 Million is below net income of $5.91 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore First Northern Community Bancorp Common operating cash flow efficiency to assess how effectively this company generates cash.

Cash Flow Quality Index

0.72x
Operating CF / Net Income

Operating Cash Flow

$4.25 Million
USD

Net Income

$5.91 Million
USD

Data as of

Mar 2026
Most recent filing

First Northern Community Bancorp Common stock Cash Flow Quality Index (2000–2025)

Historical Cash Flow Quality Index for First Northern Community Bancorp Common stock across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check First Northern Community Bancorp Common cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for First Northern Community Bancorp Common stock (2000–2025)

Year-by-year earnings quality comparison for First Northern Community Bancorp Common stock. For live market cap and the full company financial profile, see market value of First Northern Community Bancorp Common .

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 0.75x $6.90 Million $9.14 Million ▼ -22.6%
2024 0.98x $19.54 Million $20.03 Million ▼ -22.7%
2023 1.26x $27.19 Million $21.55 Million ▼ -8.0%
2022 1.37x $21.78 Million $15.88 Million ▼ -23.0%
2021 1.78x $25.27 Million $14.19 Million ▲ +72.1%
2020 1.04x $12.59 Million $12.16 Million ▼ -8.0%
2019 1.13x $16.56 Million $14.72 Million ▼ -9.9%
2018 1.25x $15.68 Million $12.55 Million ▼ -32.1%
2017 1.84x $16.09 Million $8.75 Million ▲ +52.6%
2016 1.21x $9.71 Million $8.05 Million ▼ -38.4%
2015 1.96x $13.55 Million $6.92 Million ▲ +10.1%
2014 1.78x $10.44 Million $5.87 Million ▼ -41.0%
2013 3.01x $16.22 Million $5.38 Million ▼ -2.4%
2012 3.09x $14.33 Million $4.65 Million ▲ +1.1%
2011 3.05x $8.13 Million $2.66 Million ▼ -36.0%
2010 4.77x $12.71 Million $2.67 Million ▲ +316.5%
2007 1.15x $8.34 Million $7.28 Million ▲ +2.1%
2006 1.12x $9.88 Million $8.81 Million ▲ +5.8%
2005 1.06x $9.21 Million $8.69 Million ▼ -32.7%
2004 1.58x $10.57 Million $6.71 Million ▼ -75.6%
2003 6.45x $39.41 Million $6.11 Million ▲ +244.3%
2002 -4.47x $-25.55 Million $5.72 Million ▼ -1146.0%
2001 -0.36x $-1.91 Million $5.33 Million ▼ -114.8%
2000 2.42x $12.21 Million $5.04 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.