HealthEquity Inc - Asset Resilience Ratio
HealthEquity Inc (HQY) has an Asset Resilience Ratio of 70.88% as of January 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See HealthEquity Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2019)
This chart shows how HealthEquity Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see HealthEquity Inc balance sheet assets.
Liquid Assets Composition Over Time
This chart breaks down HealthEquity Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore HQY long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $361.48 Million | 70.88% |
| Total Liquid Assets | $361.48 Million | 70.88% |
Asset Resilience Insights
- Very High Liquidity: HealthEquity Inc maintains exceptional liquid asset reserves at 70.88% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
HealthEquity Inc Industry Peers by Asset Resilience Ratio
Compare HealthEquity Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Heren Health Co Ltd
SHE:300550 |
Health Information Services | 4.28% |
|
Echoiq Ltd
AU:EIQ |
Health Information Services | 11.12% |
|
Trivarx Ltd
AU:TRI |
Health Information Services | 2.55% |
|
Opyl Ltd
AU:OPL |
Health Information Services | 85.64% |
|
Oakridge International Ltd
AU:OAK |
Health Information Services | 2.92% |
|
Pro Medicus Ltd
AU:PME |
Health Information Services | 17.07% |
|
ARTRYA Ltd
AU:AYA |
Health Information Services | 32.70% |
|
Cogstate Ltd
AU:CGS |
Health Information Services | 54.90% |
Annual Asset Resilience Ratio for HealthEquity Inc (2013–2019)
The table below shows the annual Asset Resilience Ratio data for HealthEquity Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-01-31 | 70.88% | $361.48 Million | $510.02 Million | +59.82pp |
| 2018-01-31 | 11.05% | $40.80 Million | $369.16 Million | -3.42pp |
| 2017-01-31 | 14.48% | $40.41 Million | $279.14 Million | -3.78pp |
| 2016-01-31 | 18.26% | $40.13 Million | $219.79 Million | -- |
| 2015-01-31 | 0.00% | $0.00 | $158.77 Million | -- |
| 2013-01-31 | 1.71% | $791.00K | $46.30 Million | -- |
About HealthEquity Inc
HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. It offers health savings accounts (HAS); investment platform; online-only automated investment advisory services through Advisor, a Web-based tool. The company also provides flexible spending accounts (FSA) for health and dependent care; health reimbursement arrangements; and Consoli… Read more