HealthEquity Inc (HQY) — Free Cash Flow Generation Index

Latest as of January 2026: 0.86x

HealthEquity Inc (HQY) has a Free Cash Flow Generation Index of 0.86x as of January 2026. Free cash flow of $101.53 Million represents 1% of operating cash flow ($117.92 Million). Explore HealthEquity Inc capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.86x
Free Cash Flow / Operating CF

Free Cash Flow

$101.53 Million
USD

Operating Cash Flow

$117.92 Million
USD

Capital Expenditures

$16.38 Million
USD

HealthEquity Inc Free Cash Flow Generation Index (2013–2026)

Historical FCF Generation Index trend for HealthEquity Inc across 14 annual periods. For the full cash flow conversion analysis, see HealthEquity Inc operating cash flow efficiency.

Annual Free Cash Flow Generation for HealthEquity Inc (2013–2026)

Year-by-year Free Cash Flow Generation Index for HealthEquity Inc. Check HQY total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2026 1.00x $455.12 Million $457.09 Million $1.97 Million ▲ +0.2%
2025 0.99x $337.77 Million $339.86 Million $2.08 Million ▲ +22.7%
2024 0.81x $196.75 Million $242.83 Million $46.07 Million ▲ +287.2%
2023 0.21x $31.52 Million $150.65 Million $119.13 Million ▲ +653.8%
2022 0.03x $3.91 Million $141.00 Million $137.08 Million ▼ -94.0%
2021 0.47x $84.66 Million $181.62 Million $96.96 Million ▼ -22.6%
2020 0.60x $63.78 Million $105.86 Million $42.07 Million ▼ -30.5%
2019 0.87x $98.38 Million $113.42 Million $15.04 Million ▲ +46.7%
2018 0.59x $48.32 Million $81.70 Million $33.38 Million ▼ -18.1%
2017 0.72x $32.92 Million $45.59 Million $12.68 Million ▲ +182.5%
2016 -0.87x $-23.22 Million $26.54 Million $49.76 Million ▼ -290.4%
2015 0.46x $6.91 Million $15.05 Million $8.13 Million ▼ -34.2%
2014 0.70x $12.58 Million $18.02 Million $5.44 Million ▼ -9.0%
2013 0.77x $9.03 Million $11.77 Million $2.74 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).