HealthEquity Inc (HQY) — Cash Flow-to-Debt Ratio
HealthEquity Inc (HQY) has a Cash Flow-to-Debt Ratio of 0.09x as of January 2026, meaning its operating cash flow of $117.92 Million could theoretically repay 0% of its total liabilities ($1.32 Billion) in one year. Explore long-term investment intensity of HealthEquity Inc to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
HealthEquity Inc Cash Flow-to-Debt Ratio (2013–2026)
Historical debt coverage capacity for HealthEquity Inc across 14 annual periods. Also explore HealthEquity Inc asset portfolio for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for HealthEquity Inc (2013–2026)
Year-by-year debt coverage analysis for HealthEquity Inc. For market capitalisation and broader financial context, see HQY market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.35x | $457.09 Million | $1.32 Billion | ▲ +35.4% |
| 2025 | 0.25x | $339.86 Million | $1.33 Billion | ▲ +18.5% |
| 2024 | 0.22x | $242.83 Million | $1.13 Billion | ▲ +70.4% |
| 2023 | 0.13x | $150.65 Million | $1.19 Billion | ▲ +12.3% |
| 2022 | 0.11x | $141.00 Million | $1.25 Billion | ▼ -17.6% |
| 2021 | 0.14x | $181.62 Million | $1.33 Billion | ▲ +97.7% |
| 2020 | 0.07x | $105.86 Million | $1.53 Billion | ▼ -98.0% |
| 2019 | 3.44x | $113.42 Million | $32.94 Million | ▼ -3.5% |
| 2018 | 3.57x | $81.70 Million | $22.89 Million | ▲ +34.7% |
| 2017 | 2.65x | $45.59 Million | $17.20 Million | ▲ +63.2% |
| 2016 | 1.62x | $26.54 Million | $16.34 Million | ▲ +58.4% |
| 2015 | 1.03x | $15.05 Million | $14.67 Million | ▲ +20.0% |
| 2014 | 0.85x | $18.02 Million | $21.08 Million | ▼ -39.7% |
| 2013 | 1.42x | $11.77 Million | $8.30 Million | — |