HealthEquity Inc (HQY) — Cash Flow-to-Debt Ratio
HealthEquity Inc (HQY) has a Cash Flow-to-Debt Ratio of 0.09x as of January 2026, meaning its operating cash flow of $117.92 Million could theoretically repay 0% of its total liabilities ($1.32 Billion) in one year. See HQY FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
HealthEquity Inc Cash Flow-to-Debt Ratio (2013–2026)
Historical debt coverage capacity for HealthEquity Inc across 14 annual periods. Also explore HealthEquity Inc (HQY) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for HealthEquity Inc (2013–2026)
Year-by-year debt coverage analysis for HealthEquity Inc. For market capitalisation and broader financial context, see HealthEquity Inc stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.35x | $457.09 Million | $1.32 Billion | ▲ +35.4% |
| 2025 | 0.25x | $339.86 Million | $1.33 Billion | ▲ +18.5% |
| 2024 | 0.22x | $242.83 Million | $1.13 Billion | ▲ +70.4% |
| 2023 | 0.13x | $150.65 Million | $1.19 Billion | ▲ +12.3% |
| 2022 | 0.11x | $141.00 Million | $1.25 Billion | ▼ -17.6% |
| 2021 | 0.14x | $181.62 Million | $1.33 Billion | ▲ +97.7% |
| 2020 | 0.07x | $105.86 Million | $1.53 Billion | ▼ -98.0% |
| 2019 | 3.44x | $113.42 Million | $32.94 Million | ▼ -3.5% |
| 2018 | 3.57x | $81.70 Million | $22.89 Million | ▲ +34.7% |
| 2017 | 2.65x | $45.59 Million | $17.20 Million | ▲ +63.2% |
| 2016 | 1.62x | $26.54 Million | $16.34 Million | ▲ +58.4% |
| 2015 | 1.03x | $15.05 Million | $14.67 Million | ▲ +20.0% |
| 2014 | 0.85x | $18.02 Million | $21.08 Million | ▼ -39.7% |
| 2013 | 1.42x | $11.77 Million | $8.30 Million | — |