HealthEquity Inc (HQY) — Financial Flexibility Index
HealthEquity Inc (HQY) has a Financial Flexibility Index of 0.10x as of January 2026. Free cash flow of $134.30 Million (operating CF $117.92 Million minus capex $16.38 Million) represents 0% of total liabilities ($1.32 Billion). Check HealthEquity Inc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
HealthEquity Inc Financial Flexibility Index (2013–2026)
Historical Financial Flexibility Index trend for HealthEquity Inc across 14 annual periods. See HealthEquity Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for HealthEquity Inc (2013–2026)
Year-by-year free cash flow to debt coverage for HealthEquity Inc. For the full company profile including market capitalisation, see how much is HealthEquity Inc worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.35x | $459.06 Million | $457.09 Million | $1.32 Billion | ▲ +35.1% |
| 2025 | 0.26x | $341.94 Million | $339.86 Million | $1.33 Billion | ▲ +0.2% |
| 2024 | 0.26x | $288.90 Million | $242.83 Million | $1.13 Billion | ▲ +13.2% |
| 2023 | 0.23x | $269.78 Million | $150.65 Million | $1.19 Billion | ▲ +2.0% |
| 2022 | 0.22x | $278.08 Million | $141.00 Million | $1.25 Billion | ▲ +6.0% |
| 2021 | 0.21x | $278.58 Million | $181.62 Million | $1.33 Billion | ▲ +117.0% |
| 2020 | 0.10x | $147.93 Million | $105.86 Million | $1.53 Billion | ▼ -97.5% |
| 2019 | 3.90x | $128.46 Million | $113.42 Million | $32.94 Million | ▼ -22.4% |
| 2018 | 5.03x | $115.08 Million | $81.70 Million | $22.89 Million | ▲ +48.4% |
| 2017 | 3.39x | $58.27 Million | $45.59 Million | $17.20 Million | ▼ -27.4% |
| 2016 | 4.67x | $76.30 Million | $26.54 Million | $16.34 Million | ▲ +195.7% |
| 2015 | 1.58x | $23.18 Million | $15.05 Million | $14.67 Million | ▲ +42.0% |
| 2014 | 1.11x | $23.45 Million | $18.02 Million | $21.08 Million | ▼ -36.3% |
| 2013 | 1.75x | $14.51 Million | $11.77 Million | $8.30 Million | — |