HealthEquity Inc Financial Flexibility Index
HealthEquity Inc financial flexibility index. HealthEquity Inc (HQY) has a Financial Flexibility Index of 0.10x as of January 2026. Free cash flow of $134.30 Million (operating CF $117.92 Million minus capex $16.38 Million) represents 0% of total liabilities ($1.32 Billion). See free cash flow generation of HealthEquity Inc to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of HealthEquity Inc (2013–2026)
Financial flexibility index of HealthEquity Inc from 2013 to 2026. Historical Financial Flexibility Index trend for HealthEquity Inc across 14 annual periods. Check HQY cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
HealthEquity Inc Financial Flexibility Index by Year (2013–2026)
HealthEquity Inc financial flexibility index by year from 2013 to 2026. Year-by-year free cash flow to debt coverage for HealthEquity Inc. For the full cash flow conversion analysis, see how efficiently does HealthEquity Inc generate cash.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.35x | $459.06 Million | $457.09 Million | $1.32 Billion | ▲ +35.1% |
| 2025 | 0.26x | $341.94 Million | $339.86 Million | $1.33 Billion | ▲ +0.2% |
| 2024 | 0.26x | $288.90 Million | $242.83 Million | $1.13 Billion | ▲ +13.2% |
| 2023 | 0.23x | $269.78 Million | $150.65 Million | $1.19 Billion | ▲ +2.0% |
| 2022 | 0.22x | $278.08 Million | $141.00 Million | $1.25 Billion | ▲ +6.0% |
| 2021 | 0.21x | $278.58 Million | $181.62 Million | $1.33 Billion | ▲ +117.0% |
| 2020 | 0.10x | $147.93 Million | $105.86 Million | $1.53 Billion | ▼ -97.5% |
| 2019 | 3.90x | $128.46 Million | $113.42 Million | $32.94 Million | ▼ -22.4% |
| 2018 | 5.03x | $115.08 Million | $81.70 Million | $22.89 Million | ▲ +48.4% |
| 2017 | 3.39x | $58.27 Million | $45.59 Million | $17.20 Million | ▼ -27.4% |
| 2016 | 4.67x | $76.30 Million | $26.54 Million | $16.34 Million | ▲ +195.7% |
| 2015 | 1.58x | $23.18 Million | $15.05 Million | $14.67 Million | ▲ +42.0% |
| 2014 | 1.11x | $23.45 Million | $18.02 Million | $21.08 Million | ▼ -36.3% |
| 2013 | 1.75x | $14.51 Million | $11.77 Million | $8.30 Million | — |