HealthEquity Inc (HQY) — Financial Flexibility Index
HealthEquity Inc (HQY) has a Financial Flexibility Index of 0.10x as of January 2026. Free cash flow of $134.30 Million (operating CF $117.92 Million minus capex $16.38 Million) represents 0% of total liabilities ($1.32 Billion). Check total reinvestment intensity of HealthEquity Inc to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
HealthEquity Inc Financial Flexibility Index (2013–2026)
Historical Financial Flexibility Index trend for HealthEquity Inc across 14 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of HealthEquity Inc.
Annual Financial Flexibility Index for HealthEquity Inc (2013–2026)
Year-by-year free cash flow to debt coverage for HealthEquity Inc. Explore HealthEquity Inc (HQY) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.35x | $459.06 Million | $457.09 Million | $1.32 Billion | ▲ +35.1% |
| 2025 | 0.26x | $341.94 Million | $339.86 Million | $1.33 Billion | ▲ +0.2% |
| 2024 | 0.26x | $288.90 Million | $242.83 Million | $1.13 Billion | ▲ +13.2% |
| 2023 | 0.23x | $269.78 Million | $150.65 Million | $1.19 Billion | ▲ +2.0% |
| 2022 | 0.22x | $278.08 Million | $141.00 Million | $1.25 Billion | ▲ +6.0% |
| 2021 | 0.21x | $278.58 Million | $181.62 Million | $1.33 Billion | ▲ +117.0% |
| 2020 | 0.10x | $147.93 Million | $105.86 Million | $1.53 Billion | ▼ -97.5% |
| 2019 | 3.90x | $128.46 Million | $113.42 Million | $32.94 Million | ▼ -22.4% |
| 2018 | 5.03x | $115.08 Million | $81.70 Million | $22.89 Million | ▲ +48.4% |
| 2017 | 3.39x | $58.27 Million | $45.59 Million | $17.20 Million | ▼ -27.4% |
| 2016 | 4.67x | $76.30 Million | $26.54 Million | $16.34 Million | ▲ +195.7% |
| 2015 | 1.58x | $23.18 Million | $15.05 Million | $14.67 Million | ▲ +42.0% |
| 2014 | 1.11x | $23.45 Million | $18.02 Million | $21.08 Million | ▼ -36.3% |
| 2013 | 1.75x | $14.51 Million | $11.77 Million | $8.30 Million | — |