MVB Financial Corp (MVBF) — Financial Flexibility Index

Latest as of March 2026: -0.01x

MVB Financial Corp (MVBF) has a Financial Flexibility Index of -0.01x as of March 2026. Free cash flow of $-23.17 Million (operating CF $-23.31 Million minus capex $140.00K) represents 0% of total liabilities ($2.99 Billion). Check cash flow reinvestment rate of MVB Financial Corp to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-23.17 Million
Operating CF − Capex

Total Liabilities

$2.99 Billion
USD

Capital Expenditures

$140.00K
USD

MVB Financial Corp Financial Flexibility Index (2003–2025)

Historical Financial Flexibility Index trend for MVB Financial Corp across 23 annual periods. For the full cash flow conversion analysis, see MVB Financial Corp (MVBF) cash conversion ratio.

Annual Financial Flexibility Index for MVB Financial Corp (2003–2025)

Year-by-year free cash flow to debt coverage for MVB Financial Corp. Explore MVBF operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.00x $5.94 Million $4.03 Million $2.97 Billion ▲ +322.4%
2024 0.00x $1.33 Million $-285.00K $2.82 Billion ▼ -97.6%
2023 0.02x $60.15 Million $58.23 Million $3.02 Billion ▼ -18.5%
2022 0.02x $68.22 Million $65.18 Million $2.79 Billion ▲ +54.6%
2021 0.02x $39.68 Million $34.81 Million $2.51 Billion ▼ -72.2%
2020 0.06x $118.85 Million $112.23 Million $2.09 Billion ▲ +1734.7%
2019 0.00x $-6.02 Million $-8.06 Million $1.73 Billion ▼ -158.3%
2018 0.01x $9.39 Million $6.69 Million $1.57 Billion ▼ -78.1%
2017 0.03x $37.62 Million $33.12 Million $1.38 Billion ▲ +28.5%
2016 0.02x $26.93 Million $25.26 Million $1.27 Billion ▲ +229.5%
2015 -0.02x $-20.75 Million $-22.90 Million $1.27 Billion ▼ -147.8%
2014 0.03x $34.22 Million $24.42 Million $1.00 Billion ▲ +298.8%
2013 0.01x $7.66 Million $1.15 Million $893.04 Million ▲ +179.9%
2012 -0.01x $-7.08 Million $-10.94 Million $659.22 Million ▼ -7141.6%
2011 0.00x $-72.00K $-741.00K $485.75 Million ▼ -101.1%
2010 0.01x $5.27 Million $5.00 Million $383.50 Million ▲ +9627.9%
2009 0.00x $-47.00K $-189.00K $325.62 Million ▼ -110.5%
2008 0.00x $319.00K $62.00K $232.87 Million ▼ -94.0%
2007 0.02x $4.70 Million $2.58 Million $206.57 Million ▲ +256.9%
2006 0.01x $1.08 Million $-96.00K $169.63 Million ▼ -71.1%
2005 0.02x $2.93 Million $407.00K $132.82 Million ▲ +19.1%
2004 0.02x $1.80 Million $1.74 Million $97.36 Million ▲ +35.4%
2003 0.01x $1.19 Million $1.12 Million $87.10 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities