MVB Financial Corp Cash Flow Quality Index

Latest as of March 2026: -4.50x

MVB Financial Corp cash flow quality index. MVB Financial Corp (MVBF) has a Cash Flow Quality Index of -4.50x as of March 2026. Operating cash flow of $-23.31 Million is below net income of $5.18 Million, suggesting accrual-heavy earnings not yet converted to cash. See financial flexibility index of MVB Financial Corp to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

-4.50x
Operating CF / Net Income

Operating Cash Flow

$-23.31 Million
USD

Net Income

$5.18 Million
USD

Data as of

Mar 2026
Most recent filing

Cash Flow Quality Index of MVB Financial Corp (2003–2025)

Cash flow quality index of MVB Financial Corp from 2003 to 2025. Historical Cash Flow Quality Index for MVB Financial Corp across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore MVBF debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

MVB Financial Corp Cash Flow Quality Index by Year (2003–2025)

MVB Financial Corp cash flow quality index by year from 2003 to 2025. Year-by-year earnings quality comparison for MVB Financial Corp. For the full cash flow conversion analysis, see MVBF cash flow conversion.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 0.15x $4.03 Million $26.94 Million ▲ +1162.1%
2024 -0.01x $-285.00K $20.25 Million ▼ -100.7%
2023 1.88x $58.23 Million $31.01 Million ▼ -58.5%
2022 4.53x $65.18 Million $14.39 Million ▲ +403.6%
2021 0.90x $34.81 Million $38.70 Million ▼ -70.0%
2020 3.00x $112.23 Million $37.41 Million ▲ +1104.4%
2019 -0.30x $-8.06 Million $26.99 Million ▼ -153.6%
2018 0.56x $6.69 Million $12.00 Million ▼ -87.2%
2017 4.37x $33.12 Million $7.58 Million ▲ +123.5%
2016 1.96x $25.26 Million $12.91 Million ▲ +158.2%
2015 -3.36x $-22.90 Million $6.82 Million ▼ -128.6%
2014 11.75x $24.42 Million $2.08 Million ▲ +3991.9%
2013 0.29x $1.15 Million $4.02 Million ▲ +110.9%
2012 -2.62x $-10.94 Million $4.17 Million ▼ -856.7%
2011 -0.27x $-741.00K $2.70 Million ▼ -112.3%
2010 2.24x $5.00 Million $2.24 Million ▲ +1764.4%
2009 -0.13x $-189.00K $1.41 Million ▼ -279.5%
2008 0.07x $62.00K $828.00K ▼ -96.3%
2007 2.02x $2.58 Million $1.28 Million ▲ +2142.9%
2006 -0.10x $-96.00K $973.00K ▼ -113.6%
2005 0.72x $407.00K $562.00K ▼ -55.9%
2004 1.64x $1.74 Million $1.06 Million ▲ +14.6%
2003 1.43x $1.12 Million $781.00K —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.