MVB Financial Corp (MVBF) — Cash Flow Quality Index

Latest as of March 2026: -4.50x

MVB Financial Corp (MVBF) has a Cash Flow Quality Index of -4.50x as of March 2026. Operating cash flow of $-23.31 Million is below net income of $5.18 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore MVB Financial Corp (MVBF) investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-4.50x
Operating CF / Net Income

Operating Cash Flow

$-23.31 Million
USD

Net Income

$5.18 Million
USD

Data as of

Mar 2026
Most recent filing

MVB Financial Corp Cash Flow Quality Index (2003–2025)

Historical Cash Flow Quality Index for MVB Financial Corp across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check MVB Financial Corp tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for MVB Financial Corp (2003–2025)

Year-by-year earnings quality comparison for MVB Financial Corp. For live market cap and the full company financial profile, see MVBF stock market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 0.15x $4.03 Million $26.94 Million ▲ +1162.1%
2024 -0.01x $-285.00K $20.25 Million ▼ -100.7%
2023 1.88x $58.23 Million $31.01 Million ▼ -58.5%
2022 4.53x $65.18 Million $14.39 Million ▲ +403.6%
2021 0.90x $34.81 Million $38.70 Million ▼ -70.0%
2020 3.00x $112.23 Million $37.41 Million ▲ +1104.4%
2019 -0.30x $-8.06 Million $26.99 Million ▼ -153.6%
2018 0.56x $6.69 Million $12.00 Million ▼ -87.2%
2017 4.37x $33.12 Million $7.58 Million ▲ +123.5%
2016 1.96x $25.26 Million $12.91 Million ▲ +158.2%
2015 -3.36x $-22.90 Million $6.82 Million ▼ -128.6%
2014 11.75x $24.42 Million $2.08 Million ▲ +3991.9%
2013 0.29x $1.15 Million $4.02 Million ▲ +110.9%
2012 -2.62x $-10.94 Million $4.17 Million ▼ -856.7%
2011 -0.27x $-741.00K $2.70 Million ▼ -112.3%
2010 2.24x $5.00 Million $2.24 Million ▲ +1764.4%
2009 -0.13x $-189.00K $1.41 Million ▼ -279.5%
2008 0.07x $62.00K $828.00K ▼ -96.3%
2007 2.02x $2.58 Million $1.28 Million ▲ +2142.9%
2006 -0.10x $-96.00K $973.00K ▼ -113.6%
2005 0.72x $407.00K $562.00K ▼ -55.9%
2004 1.64x $1.74 Million $1.06 Million ▲ +14.6%
2003 1.43x $1.12 Million $781.00K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.