MVB Financial Corp (MVBF) — Cash Flow Quality Index
MVB Financial Corp (MVBF) has a Cash Flow Quality Index of -4.50x as of March 2026. Operating cash flow of $-23.31 Million is below net income of $5.18 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore MVBF cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
MVB Financial Corp Cash Flow Quality Index (2003–2025)
Historical Cash Flow Quality Index for MVB Financial Corp across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of MVB Financial Corp.
Annual Cash Flow Quality Index for MVB Financial Corp (2003–2025)
Year-by-year earnings quality comparison for MVB Financial Corp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.15x | $4.03 Million | $26.94 Million | ▲ +1162.1% |
| 2024 | -0.01x | $-285.00K | $20.25 Million | ▼ -100.7% |
| 2023 | 1.88x | $58.23 Million | $31.01 Million | ▼ -58.5% |
| 2022 | 4.53x | $65.18 Million | $14.39 Million | ▲ +403.6% |
| 2021 | 0.90x | $34.81 Million | $38.70 Million | ▼ -70.0% |
| 2020 | 3.00x | $112.23 Million | $37.41 Million | ▲ +1104.4% |
| 2019 | -0.30x | $-8.06 Million | $26.99 Million | ▼ -153.6% |
| 2018 | 0.56x | $6.69 Million | $12.00 Million | ▼ -87.2% |
| 2017 | 4.37x | $33.12 Million | $7.58 Million | ▲ +123.5% |
| 2016 | 1.96x | $25.26 Million | $12.91 Million | ▲ +158.2% |
| 2015 | -3.36x | $-22.90 Million | $6.82 Million | ▼ -128.6% |
| 2014 | 11.75x | $24.42 Million | $2.08 Million | ▲ +3991.9% |
| 2013 | 0.29x | $1.15 Million | $4.02 Million | ▲ +110.9% |
| 2012 | -2.62x | $-10.94 Million | $4.17 Million | ▼ -856.7% |
| 2011 | -0.27x | $-741.00K | $2.70 Million | ▼ -112.3% |
| 2010 | 2.24x | $5.00 Million | $2.24 Million | ▲ +1764.4% |
| 2009 | -0.13x | $-189.00K | $1.41 Million | ▼ -279.5% |
| 2008 | 0.07x | $62.00K | $828.00K | ▼ -96.3% |
| 2007 | 2.02x | $2.58 Million | $1.28 Million | ▲ +2142.9% |
| 2006 | -0.10x | $-96.00K | $973.00K | ▼ -113.6% |
| 2005 | 0.72x | $407.00K | $562.00K | ▼ -55.9% |
| 2004 | 1.64x | $1.74 Million | $1.06 Million | ▲ +14.6% |
| 2003 | 1.43x | $1.12 Million | $781.00K | — |