MVB Financial Corp (MVBF) — Defensive Interval Ratio

Latest as of March 2026: 36163 days

MVB Financial Corp (MVBF) has a Defensive Interval Ratio of 36163 days as of March 2026. Defensive assets of $438.81 Million (cash $-, short-term investments $421.73 Million, receivables $17.08 Million) cover 36163 days of daily cash needs of $12.13K/day. Check MVBF tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

36163 days
Days of operational coverage

Defensive Assets

$438.81 Million
Cash + ST Investments + Receivables

Daily Cash Need

$12.13K
Current Liabilities ÷ 365

Current Liabilities

$4.43 Million
USD

MVB Financial Corp Defensive Interval Ratio (2003–2025)

This chart shows how MVB Financial Corp's Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of March 2026, the ratio stands at 36163 days, meaning defensive assets of $438.81 Million can fund 36163 days of operations without new revenue. Also explore MVBF shareholders equity momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for MVB Financial Corp (2003–2025)

The table below presents the year-by-year Defensive Interval Ratio for MVB Financial Corp from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see MVB Financial Corp stock valuation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 299 days $2.33 Billion $7.80 Million/day $- $5.74 Million ▼ -39 days
2024 337 days $2.49 Billion $7.39 Million/day $- $411.64 Million ▲ +6 days
2023 332 days $2.64 Billion $7.96 Million/day $- $345.27 Million ▲ +266 days
2022 65 days $469.16 Million $7.18 Million/day $- $379.81 Million ▼ -3144 days
2021 3209 days $484.69 Million $151.03K/day $- $421.47 Million ▲ +73 days
2020 3136 days $480.52 Million $153.24K/day $- $410.62 Million ▲ +3057 days
2019 79 days $285.49 Million $3.61 Million/day $- $235.82 Million ▲ +10 days
2018 69 days $255.27 Million $3.68 Million/day $- $221.61 Million ▼ -5658 days
2017 5728 days $257.88 Million $45.02K/day $- $231.51 Million ▲ +5669 days
2016 59 days $185.72 Million $3.15 Million/day $- $162.37 Million ▲ +26 days
2015 33 days $94.61 Million $2.89 Million/day $- $70.26 Million ▼ -3062 days
2014 3094 days $87.41 Million $28.25K/day $- $68.21 Million ▲ +3037 days
2013 57 days $122.93 Million $2.15 Million/day $- $106.41 Million ▼ -1 days
2012 58 days $89.36 Million $1.54 Million/day $- $79.50 Million ▼ -24 days
2011 81 days $105.28 Million $1.29 Million/day $- $99.37 Million ▲ +11 days
2010 71 days $68.60 Million $968.39K/day $- $61.82 Million ▲ +10 days
2009 61 days $50.34 Million $828.22K/day $- $37.29 Million ▲ +10 days
2008 51 days $27.60 Million $539.19K/day $- $17.80 Million ▼ -12 days
2007 64 days $34.60 Million $544.34K/day $- $26.03 Million ▲ +47 days
2006 16 days $6.95 Million $426.96K/day $- $53.00K ▼ -11 days
2005 27 days $9.70 Million $355.65K/day $- $3.61 Million ▼ -62 days
2004 90 days $21.13 Million $235.93K/day $- $18.92 Million ▲ +79 days
2003 11 days $2.18 Million $207.12K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)