Porch Group Inc - Asset Resilience Ratio

Latest as of March 2026: 1.70%

Porch Group Inc (PRCH) has an Asset Resilience Ratio of 1.70% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Porch Group Inc debt and liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

$13.70 Million
Cash + Short-term Investments

Total Assets

$806.58 Million
All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2020–2025)

This chart shows how Porch Group Inc's Asset Resilience Ratio has changed over time. See what is Porch Group Inc's book value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Porch Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Porch Group Inc (PRCH) market capitalisation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $13.70 Million 1.7%
Total Liquid Assets $13.70 Million 1.70%

Asset Resilience Insights

  • Limited Liquidity: Porch Group Inc maintains only 1.70% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Porch Group Inc Industry Peers by Asset Resilience Ratio

Compare Porch Group Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Suncorp Group Ltd
AU:SUN
Insurance - Property & Casualty 3.36%
QBE Insurance Group Ltd
AU:QBE
Insurance - Property & Casualty 3.80%
Suncorp Group Ltd
AU:SUNPH
Insurance - Property & Casualty 69.36%
Insurance Australia Group Ltd
AU:IAG
Insurance - Property & Casualty 2.07%
Intact Financial Corporation
TO:IFC
Insurance - Property & Casualty 27.27%
Fairfax Financial Holdings Ltd
TO:FFH
Insurance - Property & Casualty 4.66%
Definity Financial Corp
TO:DFY
Insurance - Property & Casualty 2.07%
People's Insurance of China Ltd
SHG:601319
Insurance - Property & Casualty 38.29%

Annual Asset Resilience Ratio for Porch Group Inc (2020–2025)

The table below shows the annual Asset Resilience Ratio data for Porch Group Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 1.58% $12.62 Million $797.42 Million -1.38pp
2024-12-31 2.96% $24.10 Million $813.97 Million -1.00pp
2023-12-31 3.96% $35.59 Million $899.39 Million +0.48pp
2022-12-31 3.48% $36.52 Million $1.05 Billion +2.59pp
2021-12-31 0.89% $9.25 Million $1.04 Billion --
2020-12-31 0.00% $0.00 $268.39 Million --
pp = percentage points

About Porch Group Inc

NASDAQ:PRCH USA Insurance - Property & Casualty
Market Cap
$1.12 Billion
Market Cap Rank
#8705 Global
#2388 in USA
Share Price
$10.21
Change (1 day)
+6.80%
52-Week Range
$6.40 - $19.04
All Time High
$25.66
About

Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the Reciprocal Segment. The Insurance Services segment manages and operates Porch Reciprocal Exchange, providing services including … Read more