Porch Group Inc (PRCH) — Financial Flexibility Index

Latest as of March 2026: 0.02x

Porch Group Inc (PRCH) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of $13.20 Million (operating CF $13.02 Million minus capex $176.00K) represents 0% of total liabilities ($780.27 Million). Check how aggressively does Porch Group Inc reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

$13.20 Million
Operating CF − Capex

Total Liabilities

$780.27 Million
USD

Capital Expenditures

$176.00K
USD

Porch Group Inc Financial Flexibility Index (2018–2025)

Historical Financial Flexibility Index trend for Porch Group Inc across 8 annual periods. For the full cash flow conversion analysis, see Porch Group Inc operating cash flow efficiency.

Annual Financial Flexibility Index for Porch Group Inc (2018–2025)

Year-by-year free cash flow to debt coverage for Porch Group Inc. Explore Porch Group Inc (PRCH) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.10x $80.78 Million $66.42 Million $775.04 Million ▲ +386.7%
2024 -0.04x $-31.16 Million $-31.68 Million $857.19 Million ▼ -177.2%
2023 0.05x $44.02 Million $33.93 Million $935.08 Million ▲ +726.6%
2022 -0.01x $-7.29 Million $-17.74 Million $969.70 Million ▲ +79.5%
2021 -0.04x $-30.09 Million $-34.78 Million $821.70 Million ▲ +87.1%
2020 -0.28x $-45.79 Million $-48.67 Million $161.06 Million ▼ -24.5%
2019 -0.23x $-24.76 Million $-29.34 Million $108.45 Million ▲ +32.9%
2018 -0.34x $-29.76 Million $-30.52 Million $87.44 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities