Porch Group Inc (PRCH) — Defensive Interval Ratio

Latest as of March 2026: 83 days

Porch Group Inc (PRCH) has a Defensive Interval Ratio of 83 days as of March 2026. Defensive assets of $74.60 Million (cash $-, short-term investments $13.70 Million, receivables $60.91 Million) cover 83 days of daily cash needs of $900.55K/day. Check PRCH goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

83 days
Days of operational coverage

Defensive Assets

$74.60 Million
Cash + ST Investments + Receivables

Daily Cash Need

$900.55K
Current Liabilities ÷ 365

Current Liabilities

$328.70 Million
USD

Porch Group Inc Defensive Interval Ratio (2018–2025)

This chart shows how Porch Group Inc's Defensive Interval Ratio has evolved across 8 annual periods from 2018 to 2025. As of March 2026, the ratio stands at 83 days, meaning defensive assets of $74.60 Million can fund 83 days of operations without new revenue. Also explore PRCH net assets growth trend to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Porch Group Inc (2018–2025)

The table below presents the year-by-year Defensive Interval Ratio for Porch Group Inc from 2018 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Porch Group Inc.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 129 days $23.92 Million $185.70K/day $- $12.62 Million ▲ +9 days
2024 119 days $135.51 Million $1.13 Million/day $- $24.10 Million ▲ +6 days
2023 113 days $143.46 Million $1.27 Million/day $- $35.59 Million ▼ -142 days
2022 256 days $361.02 Million $1.41 Million/day $- $36.52 Million ▼ -12 days
2021 268 days $266.43 Million $994.85K/day $- $9.25 Million ▲ +219 days
2020 49 days $4.27 Million $86.92K/day $- $0.00 ▲ +19 days
2019 30 days $4.71 Million $157.43K/day $- $- ▲ +18 days
2018 12 days $2.45 Million $207.28K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)